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 You Are Here: Home >Personal Banking >Other >Insurance >Family Care 99/5 & Family Plus 99/5
Family Care 99/5 & Family Plus 99/5
 

This Insurance Policy is offered by Thai Life Insurance Public Company Limited 

ICBC (Thai) is a licensed life insurance broker.

Bank will provide any services and be responsible for life insurance broker only.

 

More Protection to the One You Love with Higher Security, Return Value and Long Coverage

• Building long-term life insurance to your family
• Building heritage fund to your descendants
• Eligible for tax reduction

Life insurance scheme is to guarantee your family income with long-term coverage up to 99 years of age that shall reduce your financial burden
Taking care of the one you love by guaranteeing income, business, liabilities, educational and heritage fund for your descendants
• Long-term Life Insurance
Up to 99 years of age with premium payment for only 5 years
• Annual Cash Return that shall reduce expense and financial burden
(for Family Care Plus 99/5)
Cash Return 1%* at the end of policy year starting from 2nd Policy Year up to the year prior to maturity
• Building heritage fund for descendants and loved ones
100%* Lump Sum at maturity date
• Discount on Insurance Premium
In case of Sum Assured above THB 500,000
*of Sum Assured

Condition
• Male/Female aged 1 month – 70 years
• Minimum Sum Assured of THB 150,000
• Premium Payment on quarterly / semi-annual / annual basis
• Insurance Premium Rate based on gender and age

Sample : Insurance Premium Rate as per THB 100,000 Sum Assured

Age Family Care 99/5 Family Care Plus 99/5
Male Female Male Female
20 years 5,210 4,230 10,050 9,260
30 years 6,430 5,310 11,000 10,100
40 years 8,360 6,990 12,520 11,420
50 years 11,210 9,600 14,770 13,470

Discount on Insurance Premium (as per THB 1,000 Sum Assured)

Sum Assured (THB) Annual
500,000 – 999,999 2
THB 1,000,000 and Above 3

Sample of Family Care 99/5 Benefits for Male Insurer aged 40 years with THB 1,000,000 Sum Assured (in case of annual premium payment)

Policy Year Annual Premium Annual Paid-up Policy Death Coverage (THB)
% of Sum assured Amount (THB) % of Sum assured (THB)
1 80,600 - - 100% 1,000,000
2 80,600 - - 100% 1,000,000
3 80,600 - - 100% 1,000,000
4 80,600 - - 100% 1,000,000
5 80,600 - - 100% 1,000,000
           
30 - - - 100% 1,000,000
           
55 - - - 100% 1,000,000
56 - - - 100% 1,000,000
           
58  - - - 100% 1,000,000
59  - 100% 1,000,000 100% 1,000,000
Total 403,000 100% 1,000,000    

Sample of Family Care 99/5 Benefits for Male Insurer aged 40 years with THB 1,000,000 Sum Assured (in case of annual premium payment)

Policy Year Annual Premium Annual Paid-up Policy Death Coverage (THB)
% of Sum assured Amount (THB) % of Sum assured (THB)
1 122,200 - - 100% 1,000,000
2 122,200 1% 10,000 100% 1,000,000
3 122,200 1% 10,000 100% 1,000,000
4 122,200 1% 10,000 100% 1,000,000
5 122,200 1% 10,000 100% 1,000,000
           
30 - 1% 10,000 100% 1,000,000
           
55 - 1% 10,000 100% 1,000,000
56 - 1% 10,000 100% 1,000,000
           
58  - 1% 10,000 100% 1,000,000
59  - 100% 1,000,000 100% 1,000,000
Total 611,000 157% 1,570,000    

Note

1.Family Care 99/5 and Family Care Plus 99/5 is the marketing name. The name in policy will be shown as “คุ้มธนกิจ 99(N)” and คุ้มธนกิจ 99(1)”
2.For optimum benefit of the insured, the insured should keep policy in force until its maturity. The benefit will be paid under policy condition without tax deduction. No creditor is entitled to part or all policy benefits, except amounts of premium paid.
3.Premium payment is an insured’s responsibility. ICBC (Thai) as a life insurance broker, premium collection by Bank is only additional service provide. The insured is able to pay renewal premiums through various channels such as Thai Life’s branch offices, ICBC (Thai) counters, post offices, counter service, other banks, etc. For more information, please read from the policy booklet.
4.Credit card payment (VISA/Master) is available for first year and Renewal premium.
5.Underwriting process is based on terms and conditions of Thai Life Insurance.
6.Life insurance premium is eligible for tax-deductible for actual amount paid but not exceeding 100,000 bath per year. (According to the revenue department director’s announcement No.172)
7.The applicant should study policy provisions thoroughly before applying for insurance and must make the correct declaration at the time of application.
8.Information in this proposal is only the basic information which used in the selling process only. You should study for more information about coverage, terms and conditions, and the benefit from insurance policy.

Any further questions, Please contact Thai Life Insurance (Tel 02247 0247)


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