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Lending Rate
 
Industrial and Commercial Bank of China (Thai) Public Company Limited
Table 2 Loan Interest Rate 1/
Effective from September 24, 2019
Unit : Percentage per annum
A. Reference Interest Rates
1. Interest rate for prime large customers : Term loan type (Minimum Loan Rate) MLR 7.150
2. Interest rate for prime large customers : Overdraft type (Minimum Overdraft Rate) MOR 7.425
3. Interest rate for prime retail customers (Minimum Retail Rate) MRR 7.675
4. Interest rate for prime customers (ICBC Prime Rate) ICBC Prime Rate * 8.000
* Former ACL Prime Rate was changed to ICBC Prime Rate effective from July 9, 2010 onwards.    
5. Maximum interest rate charged on payment made in favor of customer   21.000
6. Interest rate charged to the loan secured in full by the bank account or bill issued by the bank    
- Interest rate quoted for or in pledged bank account or bill plus margin up to 2.50% per annum    
  Unit : Percentage per annum
B. Maximum Interest Rates
B. (1) Consumer loan Personal Loan   Housing Loan ....
With collateral Without collateral
(not under supervision)
7. Maximum Interest Rate - Normal case 14.675 16.675 11.675 .............
  (MRR+7) (MRR+9) (MRR+4)  
8. Maximum Interest Rate - Default case 21.000 21.000 21.000 .............
B. (2) Commercial loan Overdraft Revolving Short Term
(< 1 year)
Long Term
(> 1 year)
9. Maximum Interest Rate - Normal case 12.675 12.675 12.675 12.675
  (MRR+5) (MRR+5) (MRR+5) (MRR+5)
10. Maximum Interest Rate - Default case 21.000 21.000 21.000 21.000
Remark
1/ Exclude the type of loan that the Bank of Thailand stipulates specific criteria

2019
As of 24 September
2016
As of 18 May
2015
As of 8 June
As of 31 March
2014
As of 31 January
2012
As of 1 March
As of 5 November
2011
As of 14 January
As of 11 March
As of 25 April
As of 8 June
As of 14 July
As of 9 September

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