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Service Fee for Lending
 
Industrial and Commercial Bank of China (Thai) Public Company Limited
Table 3, Service Charges, Penalties related to Deposits, Loans 1/ and Other Service Charges
Effective from January 14, 2019
B. Service Charges related to loans Service charges
B. (1) Service Charges of Consumer Loan : actual and resonable expenses Personal Loan Housing Loan Remark
with collateral without collateral (not under supervision)
1.Expenses to be paid to governmental agencies        
1)Duty stamp 0.05% of credit limit 0.05% of credit limit 0.05% of credit limit Maximum 10,000 Baht Maximum 200,000 Baht
2)Mortgage registration 1.00% of mortgaged amount No charge 1.00% of mortgaged amount  
3)Registration fee of Business Collateral Agreement (DBD)   No charge No charge The fee rates are subject to future changes as stipulated by the agencies. 
3.1)Collateral agreement registration         
 3.1.1)Land Equivalent to mortgage registration fee      
 3.1.2)Assets other than 3.1.1 and Business 0.1% of the secured amount     Maximum 1,000 Baht
3.2)Amendment to increase secureed amount of collateral. 0.1% of the secured amount,applicable only to the additional amount.      Maximum 1,000 Baht
3.3)Amendment to agreement registration,except for secured amount of collateral 200 Baht/Amendment      
3.4)Cancellation of agreement registration 200 Baht      
3.5)Issuance of registration evidence 200 Baht each      
3.6XVerification of registration  50 Baht/Verification      
3.7) Information transfer from the computer system  800 Baht/Transfer       
3.8)Recording of information containing not exceeding 200 characters  0.30 Baht/Record       
3.9)Others  As stipulated by the agencies      
2. Expenses to be paid to other persons or external entities        
Normal        
1)Checking credit information Up to 30 Baht Up to 30 Baht Up to 30 Baht  
2)Collateral inspection and appraisal 2/ Up to 0.50% of approved credit limit plus VAT No charge Up to 0.50% of approved credit limit plus VAT Minimum 3,000 Baht / transaction
3) Insurance premium Up to 0.40% of insured amount No charge Up to 0.40% of insured amount  
4)Payment via other counters / means Up to 35 Baht Up to 35 Baht Up to 35 Baht  
Default        
1) Dept collection No charge No charge No charge  
2) Insufficient fund (in case of payment by debiting from the account opened with other financial institutions) Up to 200 Baht Up to 200 Baht Up to 200 Baht  
3) Debt collection 2/ No charge No charge No charge  
3. Expenses that are operating costs of commercial banks        
Normal        
1) Collateral inspection and appraisal 2/ Up to 0.50% of approved credit limit plus VAT No charge Up to 0.50% of approved credit limit plus VAT Minimum 3,000 Baht / transaction
2) Copy of statement (for the second copy onward) Up to 200 Baht Up to 200 Baht Up to 200 Baht  
Default.        
1) Debt collection 2/ No charge No charge No charge  
Remark
1/ Exclude the type of loans that BOT stipulates specific criteria
2/ The same expenses as specified in 2 and 3 shall not be charged repeatly

2018

As of January 14 

2015

As of January 16

2010
As of December 15

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