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Latest Fixed Deposit Promotion

 

1.SGD Fixed Deposit Promotion
SGD Fixed Deposit promotional interest rate (applicable to deposits of Fresh Funds )
Promotion is available from today till further notice.

SGD Promotion Rates (for Fresh Funds)
Over the Counter Via E-banking
Tenor SGD500&Above SGD500&Above
1 month 0.25% 0.25% 
3 months 0.25% 0.25%
6 months 0.25% 0.30%
9 months 0.60% 0.65%
1 year 0.70% 0.75%

The following applies on maturity of the FD with auto-renewal instructions provided via electronic banking (ICBC Internet Banking or Mobile Banking) (“E-banking”):

For FD placed before 28th April 2020

1.Tenor of 1 month, 3 months, 6 months or 9 months: FD will enjoy prevailing Over-the-Counter Promotion Rate upon maturity of FD. For e.g., if you place 3 months FD on 5th February 2020, the prevailing Over-the-Counter Promotion Rate will automatically apply on renewal.

2.Tenor of 12 months: FD will enjoy prevailing E-banking Promotion Rate upon maturity of FD.

For FD placed after 28th April 2020 (date inclusive)

1.Tenor of 1 month, 3 months, 6 months, 9 months or 12 months: FD will enjoy prevailing E-banking Promotional Rate upon maturity. For e.g., if you place 3 months FD on 29th April 2020, the prevailing E-banking Promotional Rate will automatically apply on renewal.

2.SGD Step-Up Fixed Deposit
Enjoy the following promotional interest rates corresponding to each cycle of the Tenure.

Tenure (12 months)
Minimum Deposit 1st - 3rd month 4th - 6th month 7th - 9th month 10th - 12th month
S$5,000&Above 0.25% 0.30% 0.65% 1.20%

3.USD Fixed Deposit Promotion
USD Fixed Deposit promotional interest rate (applicable to deposits of Fresh Funds)
Promotion is available from today till further notice.

USD Promotion Rates
(for Fresh Funds)
Tenor USD500&Above
1 month 0.20%
3 months 0.40%
6 months 0.65%
1 year 0.70%
1 year (via e-Banking) 0.75%

4.RMB Fixed Deposit Promotion

RMB Promotion Rates
(for Fresh Funds)
Tenor RMB10K&Above RMB50K& Above
1 months 1.30% 1.40%
3 months 1.90% 2.00%
6 months 2.10% 2.20%
1 year 2.10% 2.20%
1 year (via e-Banking) 2.20% 2.30%

5. Regular Saving (SGD)

Tenor SGD
100 & Above
1 year 0.30%

Please note that: 
1.There is a 1% service charge on deposit or withdrawal of foreign currencies in cash (except for SGD/RMB).

2.No penalty for pre-matured withdrawal of fixed deposit; you will get paid based on prevailing current account interest rate.

3.“Fresh Funds” refers to funds that do not originate from any existing accounts you have with us. For example, any transfer of funds between ICBC account(s) would not be considered as fresh funds.

4.Terms and conditions apply.For more details, please click here.

SDIS: Singapore dollar deposits of non-bank depositors are insured by the Singapore Deposit Insurance Corporation, for up to S$ 75,000 in aggregate per depositor per Scheme member by law. Foreign currency deposits, dual currency investments, structured deposits and other investment products are not insured.

Information as at 16th October 2020.


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