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Service Fee for Lending
 
Industrial and Commercial Bank of China (Thai) Public Company Limited
Table 3, Service Charges, Penalties related to Deposits, Loans 1/ and Other Service Charges
Effective from December 1, 2022
B. Service Charges related to loans Service charges
B. (1) Service Charges of Consumer Loan : actual and resonable expenses Personal Loan Housing Loan Remark
with collateral without collateral (not under supervision)
1.Expenses to be paid to governmental agencies        
1)Duty stamp 0.05% of credit limit 0.05% of credit limit 0.05% of credit limit Maximum 10,000 Baht Maximum 200,000 Baht
2)Mortgage registration 1.00% of mortgaged amount No charge 1.00% of mortgaged amount  
3)Registration fee of Business Collateral Agreement (DBD)   No charge No charge The fee rates are subject to future changes as stipulated by the agencies. 
3.1)Collateral agreement registration         
 3.1.1)Land Equivalent to mortgage registration fee      
 3.1.2)Assets other than 3.1.1 and Business 0.1% of the secured amount     Maximum 1,000 Baht
3.2)Amendment to increase secureed amount of collateral. 0.1% of the secured amount,applicable only to the additional amount.      Maximum 1,000 Baht
3.3)Amendment to agreement registration,except for secured amount of collateral 200 Baht/Amendment      
3.4)Cancellation of agreement registration 200 Baht      
3.5)Issuance of registration evidence 200 Baht each      
3.6XVerification of registration  50 Baht/Verification      
3.7) Information transfer from the computer system  800 Baht/Transfer       
3.8)Recording of information containing not exceeding 200 characters  0.30 Baht/Record       
3.9)Others  As stipulated by the agencies      
2. Expenses to be paid to other persons or external entities        
Normal        
1)Checking credit information Up to 30 Baht Up to 30 Baht Up to 30 Baht  
2)Collateral inspection and appraisal 2/ Actual expenses charged by external appraiser plus VAT No charge Actual expenses charged by external appraiser plus VAT Minimum 3,000 Baht / transaction
3) Insurance premium Actual amount charged by insurance company No charge Actual amount charged by insurance company  
4)Payment via other counters / means Up to 35 Baht Up to 35 Baht Up to 35 Baht  
Default        
1) Dept collection No charge No charge No charge  
3. Expenses that are operating costs of commercial banks        
Normal        
1) Collateral inspection and appraisal 2/ Depends on type, number and area of collateral plus VAT No charge Depends on type, number and area of collateral plus VAT Minimum 3,000 Baht / transaction plus VAT
2) Copy of statement (for the second copy onward) Up to 200 Baht Up to 200 Baht Up to 200 Baht  
Default.        
1) Debt collection 2/ No charge No charge No charge  
Remark
1/ Exclude the type of loans that BOT stipulates specific criteria
2/ The same expenses as specified in 2 and 3 shall not be charged repeatly

 

For more information, please find the details below.

2022
As of December 1
2021
As of November 1 
2020
As of April 1 
2018
As of January 14 
2015
As of January 16
2010
As of December 15

(2022-11-30)