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  Home Page > Bank Card >Important Notices >Precautions for Card Use Outside China
Precautions for Card Use Outside China
 

Dear Peony Card holders:

Thank you for choosing peony international card. We hereby notify you of relevant regulations of the State Foreign Exchange Administration about regulating management of bank cards in foreign currency, which we hope you pay attention to in using the card.

1. ICBC international card can be used abroad. In transactions outside China, the card can be used for paying consumptions (meals, accommodation, shopping) generated after leaving China for personal matter under current item and business travel expenses but cannot be used for paying other transactions in nature of investment (security or real estate investment, etc.).

2. There is limit for firms outside China where you use the card. For completely prohibited firms, cardholder is not allowed to conduct transactions under their category code; for amount limited firms, amount of single transaction conducted by cardholder under their category code shall not exceed USD 5,000 of equivalent value; there are two particularly limited firms, if cardholder uses foreign currency card to draw cash (including at ATM and bank counter) outside China, cash drawn in accumulation in one day shall not exceed USD 1,000 of equivalent value; cash drawn in accumulation in one month shall not exceed USD 5,000 of equivalent value; cash drawn in accumulation in six months shall not exceed USD 10,000 of equivalent value; cash drawn in accumulation in one year shall not exceed USD 20,000 of equivalent value.

3. For your overdraft produced by consumption or cash withdrawal outside China with peony card, as long as the above stipulation is met, you can handle exchange purchase for repayment via ICBC.

Please pay attention to the above policies and requirements when you using card outside China.

To facilitate your use of the card, ICBC recently also opens the service for exchange purchase with RMB for repayment at the business offices where foreign exchange trading business can be conducted based on the original 010-95588 exchange purchase by telephone. We welcome you to handle relevant business and we will do our best to serve you.

Category Code of Firms Where Domestic Bank Cards are Used Outside China

Note:
★ means only applicable to Master Card. Visa Organization and Express Company do not have that firm category code;
● means only applicable to Visa Card. Master Organization and Express Company do not have that firm category code;
▲ means only applicable to Express Card. Master Organization and Visa Organization do not have that firm category code;
◆ means applicable to both Master Card and Visa Card at the same time. Express Company does no have that firm category code.
Firm category codes without any mark are applicable to Visa Card, Master Card and Express Card.

MCC
Firm introduction
Completely prohibited
Amount limited
Completely open
0763
Agricultural cooperative
 
 
4829
Cable transfer and bill of exchange, capital transfer
 
 
6012
Financial institution; products, services
★6050
Quasi-cash; membership financial institution
6051
Non-financial institution; foreign exchange, bill of exchange (exclusive of cable transfer), temporary bills and travel check
 
 
6211
Bond; broker and trader
★6529
Remote value keeping; member financial institution
★6530
Remote value keeping; firm
★6531
Payment service company; account transfer of currency under purchase
★6532
Payment service company; member financial institution (payment transaction)
★6533
Payment service company; firm (payment transaction)
★6534
Capital transfer; member financial institution
★6535
Purchase of tokens; member financial institution
7995
Gambling transaction
▲0743
Winery
▲0744
Champagne producer
1520
Overall contractor; civil and commercial buildings
1740
Masonry, stone carving, ceramic tile installation, brushing and insulation contracting service
 
 
1750
Carpentry service
 
 
1761
Roofing, wall plate and metal sheet installation
 
 
1771
Concrete engineering
 
 
1799
Contractor; what are not included in other categories
 
 
2741
Various publishing and printing services
 
 
2791
Typesetting, print plate making and relevant services
 
 
2842
Professional cleaning, polishing and sanitary products
 
 
4011
Railway transportation
 
 
4214
Car and truck transportation; short distance/long distance
4225
Public warehouse; storage of agricultural products, frozen foods and household goods
 
 
4468
Port/ocean shipping service /equipment supply
 
 
4582
Airport, private airport, aviation assembly/distribution station
 
 
5013
Motorcycle supplies and new parts
 
 
5021
Office and business furniture
 
 
5039
Building materials; no included in other categories
 
 
5044
Office devices, photographic devices, photocopy devices, microfilming devices
 
 
5045
Computer and its accessory equipment, software
 
 
5046
Business machines; what are not included in other categories
 
 
5047
Devices and supplies for dentistry/lab/medicine and ophthalmology
5051
Metal service center or office
5065
Electronic parts and equipment
5072
Metal implements, devices and supplies
5074
Pipes, heating equipment and supplies
 
 
5085
Industrial supplies; what are not included in other categories
 
 
5094
Gems and metals, watches and jewels
 
 
5099
Durable goods; what are not included in other categories
 
 
5111
Stationery, office supplies, print paper and writing paper
 
 
5122
Medicine and sundries of medicine operators and pharmaceutical businesses
 
 
5131
Cloth, petty ornaments, other textiles
 
 
5137
Men's/women's uniforms, children's uniforms, business clothes
 
 
5139
Business shoes
 
 
5169
Chemicals and compounds; what are not included in other categories
 
 
5172
Petroleum and petroleum products
 
 
5192
Books, newspapers, periodicals
 
 
5193
Flower cultivating supplies, seedlings, flowers
 
 
5198
Paints, lacquers and relevant supplier
 
 
5199
Non durable goods; what are not included in other categories
 
 
5211
Building materials, lumber shop
 
 
5551
Ship dealers
 
 
5599
Dealers of various automobiles, airplanes and agricultural implements; what are not included in other categories
▲5715
Alcoholic beverage wholesaler
5960
Direct sale; insurance service
 
 
6300
Insurance sales, consignment sales and insurance premium
 
 
7311
Advertisement service
7321
Personal credit reporter
▲7322
Debt collection agent
7333
Business photography, art and graphic design
 
 
7361
Headhunter
 
 
7372
Computer programming, data processing, system integration design service
 
 
7375
Data retrieving service
 
 
7379
Computer maintenance and upkeep service; what are not included in other categories
 
 
7392
Management, consultation and public relation service
7399
Business service; what are not included in other categories
7829
Production and release of cartoons and AV products
7993
Video entertainment and game equipment
7997
Club; country club, membership club (sports, leisure, athletics), private golf club
8111
Lawyer and legal service
 
 
8398
Organization, charity, social service
 
 
8641
Association; residents, society and fraternity
 
 
8651
Political body
 
 
8661
Religious body
 
 
8911
Architectural, engineering and surveying service
 
 
8931
Accounting, auditing and bookkeeping service
 
 
8999
Professional service; what are not included in other categories
◆9405
Governmental internal purchase
●9950
Corporate internal purchase
6010
Financial institution; bank counter service
Note: Particularly limited
6011
Financial institution; ATM service
0742
Veterinarian service
 
 
0780
Gardening, landscape service
 
 
1711
Air conditioning, heating and pipeline equipment service
 
 
1731
Electronic service
◆3000 to 3299
Air liner
◆3351 to 3441
Auto lease company
◆3501 to 3799
Accommodation; hotel, inn
4111
Transportation; round trip transportation of suburb or local passengers, including ferry
 
 
4112
Railway; passenger transportation
 
 
4119
Ambulance service
 
 
4121
Deluxe limousine and taxi
 
 
4131
Autobus
 
 
4215
Express service; air, ground goods carrying
 
 
4411
Steamboat, cruise
 
 
4457
Ship lease
 
 
4511
Air liner
 
 
4722
Tourist company and travel route operator
●4723
Tourist group operator; German area
4784
Passage toll, bridge toll
 
 
4789
Transportation service; what are not included in the above categories
4812
Telecommunication equipment and telephone sales
 
 
◆4813
Keyboard log-on type telecommunication operator
4814
Telecommunication service, including local phone call and long-distance phone call, credit card phone call, magnetic card phone call, tax phone call business, etc.
4815
Monthly telephone summarization and account clearing
 
 
4816
Computer network/information service
4821
Telegram service
 
 
4899
Cable and other television services with charge
 
 
4900
Utility; electricity, gas, sanitation, water
5200
Big shop for household supplies
 
 
5231
Glass, oil color and wallpaper shop
 
 
5251
Hardware shop
 
 
5261
Lawn and gardening supplies shop, including nursery
 
 
5271
Movable house operator
 
 
5300
Wholesale club
 
 
5309
Duty free shop
 
 
5310
Discount shop
 
 
5311
Department store
 
 
5331
Variety shop
 
 
5399
Shop of various daily commodities
 
 
5411
Grocer, supermarket
 
 
5422
Supplier of frozen and stored meat
 
 
5441
Candy, nut and confection shop
 
 
5451
Dairy
 
 
5462
Bakery
 
 
5499
Various food shops; convenience shop, specialized shop
 
 
5511
Car and truck (new or used) dealer; sales, service, repair, spare parts, lease
 
 
5521
Car and truck (only limited to used cars and trucks) dealer; sales, service, repair, spare parts, lease
 
 
5531
Auto shop, household supplies shop
 
 
5532
Auto tire shop
 
 
5533
Auto parts shop
 
 
5541
Filling station (with or without accessory service)
 
 
5542
Automatic oil selling machine
 
 
5561
Camping trailer, entertainment and public trainer
 
 
5571
Motorcycle shop and operator
 
 
5592
Traveling auto-house operator
 
 
5598
Snowmobile operator
 
 
5611
Men's, boy's garments and accessories
 
 
5621
Women's ready-made garments
 
 
5631
Women's dress accessories and special commodities shop
 
 
5641
Children's and infant's garment shop
 
 
5651
Family garment shop
5655
Sports garment and rider's garment shop
 
 
5661
Shoes shop
 
 
5681
Skinner and furriery
5691
Men's and women's garment shop
 
 
5697
Tailoring, needlework, mending, garment modifying
 
 
5698
Hairpiece and men's hairpiece shop
 
 
5699
Dress accessory and garment shop; various kinds
 
 
5712
Furniture, home ornaments, equipment shop and manufacturer (not including electrical appliance)
 
 
5713
Floor coverings shop
 
 
5714
Drapery, window covering and interior decoration shop
 
 
5718
Shop of furnace, furnace screen and relevant accessory equipment
 
 
5719
Shop of various home devices
 
 
5722
Home implement shop
 
 
5732
Electrical appliance shop
 
 
5733
Music shop; musical instrument, piano, loose-leaf music score
 
 
5734
Computer software shop
 
 
5735
Audio/video shop
 
 
5811
Feast undertaker
 
 
5812
Public catering industry, restaurants
 
 
5813
Places providing drinks (alcoholic beverage); bar, groggery, nightclub, cocktail lounge, disco dance hall
 
 
5814
Fast food shop
 
 
5912
Drug store
 
 
5921
Liquor retailer; beer, wine and alcoholic beverages
 
 
5931
Second-hand shop
 
 
5932
Curio shop; sales, repair and reconditioning
 
 
5933
Mortgage shop
 
 
5935
Wreck and salvage field
 
 
5937
Cultural relic reproduction shop
 
 
5940
Bicycle shop; sales and service
 
 
5941
Sports goods shop
 
 
5942
Bookstore
 
 
5943
Stationery, office and school supplies shop
 
 
5944
Jewel, watch and silverware shop
 
 
5945
Amateur, toy and game shop
 
 
5946
Camera and photographic supplies shop
5947
Gift, card, novelty and souvenir shop
 
 
5948
Luggage and leather ware shop
 
 
5949
Sewing, embroidery, textile, and cloth shop
5950
Glass and crystal ware shop
 
 
5962
Telephone sales; travel arrangement and service
 
 
5963
Sales by house to house visit
 
 
5964
Direct marketing; catalog firm
 
 
5965
Direct marketing; combination of catalog and retail firms
 
 
5966
Direct marketing; telephone sales by voluntary contact of seller
 
 
5967
Direct marketing; telephone sales by voluntary contact of customer
 
 
5968
Direct marketing; continuous/subscriber
 
 
5969
Direct marketing/direct market merchant; what are not included in other categories
 
 
5970
Art object shop, handicrafts shop
 
 
5971
Art object dealer and gallery
 
 
5972
Stamp and coin shop
 
 
5973
Religious goods shop
 
 
5975
Hearing aids; sales, service and supply
 
 
5976
Plastic surgery commodities and medical restoration equipment
 
 
5977
Cosmetics shop
 
 
5978
Typewriter shop; sales, service and lease
 
 
5983
Fuel trader; fuel oil, lumber, coal and liquefied petroleum gas
 
 
5992
Flower planter
 
 
5993
Cigar shop
 
 
5994
Newspaper trader and newspaper booth
 
 
5995
Pet shop, pet food and daily commodities
 
 
5996
Swimming pool; sales, staples and service
 
 
5997
Electric shaver shop; sales and service
 
 
5998
Tent and rain canopy shop
 
 
5999
Comprehensive and specialized retail shop
◆6513
Real estate agent and manager; lease
7011
Housing; hotel, motel, tourist resort; what are not included in other categories
 
 
7012
Time sharing
 
 
7032
Sports and entertainment camping ground
 
 
7033
(Home trailer) parking lot and camping ground
 
 
7210
Dry-clean, cleanup and garment service
 
 
7211
Laundry service; home and business
 
 
7216
Dry cleaner
 
 
7217
Carpet and interior decoration cleanup
7221
Photographic room
 
 
7230
Hairdressing and beauty care shop
 
 
7251
Shoes repair shop, shoes polishing shop, hat cleaning shop
7261
Funeral undertaker and crematory
 
 
7273
Rendezvous and guarding activity
 
 
7276
Tax preparation service
 
 
7277
Consultation service; debt, marriage, personal affair
 
 
7278
Shopping and sales service and club
 
 
7296
Garment lease; costume, uniform and formal dress
 
 
7297
Massage room
 
 
7298
Fitness and beauty care center
 
 
7299
Other personal services; what are not included in other categories
 
 
7338
Fast print, copying and blueprint making service
 
 
7339
Stenographic and secretary service
 
 
7342
Sterilizing and anti-inflammation service
 
 
7349
Cleaning and maintenance, entrance guard service
 
 
7393
Detective institution, security institution, including armored car security service and police dog
 
 
7394
Equipment lease service, tool lease, furniture lease
 
 
7395
Photo developing room
◆7511
Goods storage transaction
7512
Auto lease agent
 
 
7513
Truck and public trailer lease
 
 
7519
Auto home and entertainment vehicle lease
 
 
7523
Auto parking lot and garage
 
 
7531
Car body repair shop
 
 
7534
Tire retread and repair shop
 
 
7535
Auto spray paint shop
 
 
7538
Auto service shop (non-dealer)
 
 
7542
Car cleaning
 
 
7549
Traction rack service
 
 
7622
Electronic repair shop
 
 
7623
Air conditioner and refrigerator repair shop
 
 
7629
Electronic and petty implements repair shop
 
 
7631
Watch, bell and gem repair shop
 
 
7641
Furniture; upholstery, repair, surface reconditioning
 
 
7692
Welding and repairing
 
 
7699
Repair shop of mixed businesses and relevant service
 
 
7832
Cartoon theatre
7841
Video recording tape lease shop
 
 
7911
Dance hall, dance room and dance school
 
 
7922
Drama producer (except cartoon) ticket agent
7929
Band, orchestra and mixed entertainer; what are not included in other categories
 
 
7932
Billiards and dance hall operator
 
 
7933
Bowling
 
 
7941
Business sports, professional sports club, sports ground, sports promoter
 
 
7991
Shows and exhibitions for travelers
 
 
7992
Public golf court
 
 
7994
Video game center/facilities
 
 
7996
Pleasure ground, circus show, carnival, fortune-teller
 
 
7998
Aquarium, marine pond and dolphin pond
 
 
7999
Entertainment service; what are not included in other categories
 
 
8011
Doctors and physicians; what are not included in other categories
 
 
8021
Dentist and malformed tooth correction doctor
 
 
8031
Osteopath
 
 
8041
Backbone finger press healer
 
 
8042
Optometrist and eye examiner
 
 
8043
Optician, optical goods and spectacles
 
 
8049
Podiatrist and chiropodist
 
 
8050
Nursing and personal care facility
 
 
8062
Hospital
 
 
8071
Medical and dental lab
 
 
8099
Medical service, health practice; what are not included in other categories
 
 
8211
Primary school and middle school
 
 
8220
College, university, specialized school and junior college
 
 
8241
Correspondence school
 
 
8244
Business and secretary school
 
 
8249
Trade and industry school
 
 
8299
School and education service; what are not included in other categories
 
 
8351
Child care service
 
 
8675
Car association
 
 
8699
Membership organization; what are not included in other categories
 
 
8734
Test lab (non-medical)
 
 
9211
Court fee, including alimony and child upbringing cost
 
 
9222
Fine
9223
Payment of warranty money and bail money
 
 
9311
Payment of tax
 
 
9399
Governmental service; what are not included in other categories
9402
Postal service; only limited to government
●9700
International automatic introduction service
●9701
Service provider for letter of introduction of Visa Organization
◆9751
British supermarket, electronic document
◆9752
British gasoline station, electronic document

(2012-05-22)
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