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1872 Peony Credit Card
1872 Peony Credit Card (Visa Platinum Card)
1872 Peony Credit Card (Master Platinum Card)
1872 Peony Credit Card (Visa Gold Card)
1872 Peony Credit Card (Master Gold Card)
1872 Peony Credit Card (UnionPay Gold Card)

I. Description
1872 Peony Credit Card is a co-branded credit card jointly issued by ICBC and Reagle Commerce Technology Co., Ltd., the largest golf service provider in China (service brand: 1872). It is the first co-branded credit card to serve gold customers in China.The card includes three credit card brands namely China UnionPay, MasterCard and VISA. There are two types of cards: Peony International Credit Card and Peony Credit Card and the cards are categorized as platinum card and gold card.

II. Target Customers
Anyone over 18 years old with full capacity for civil conduct and a good credit record can apply for the card.

III. Distinctive Features
In addition to all the function of Peony Credit Card, 1872 Peony Credit Card can also enjoy golf discounts and services:
1. Preferential golf reservation service
Orders will be preferentially processed through 400-888-1872 hotline and mobile phone APP Golftong (QR code).
2. Discount reservation at over 200 golf courses across the country
Golf reservation at a discount of 30% to 80% at over 200 golf courses selected by 1872 Club, no maximum limit, available on weekdays, weekends and holidays.
3. Exclusive 280 service
Reagle Commerce Technology Co., Ltd. selects quality golf courses for the customers of 1872 Peony Credit Card at a price of RMB 280 per person, no maximum limit, available for gold card on weekdays only. The list of available golf courses is as follows:

Club Name
Admission by ICBC 1872 Joint Bank Card
Working days
Non-working days
Beijing Grand Canal Golf Club
Hugezhuang Wood Farm, Lucheng Town, Tongzhou District, Beijing 010-89583030
Beijing Country Golf Club
West Side of Chaobai River, Mapo Township, Shunyi District, Beijing 010-69401111
Grandeur South Golf & Country Club
No.1, Yongle Road, Zhuozhou City, Hebei Province 010-81202880
Beijing Jinlonghu Golf Club
Changlesi Village, Qinglonghu Town, Fangshan District, Beijing 010—60302277
Beijing Huanggang International Golf Club
Shangxin Village, Sunhe Township, Chaoyang District, Beijing 010-84791111
Beijing Elephant Golf Club
Jinyuan Road, Langfang Economic & Technical Development Zone, Hebei Province 0316-2596777
Beijing Golden King Golf Club (only Jinmen Golf Course)
Yaoshang Township, Fangshan District, Beijing 010-80321678
Tianjin International Hotspring Golf Club
South of Guanzhuang Village, Dongli District, Tianjin 022-24890391
Tianjin Dijing Golf Club
No.1, Zhujiang South Road, Jingjin New City, Baodi District, Tianjin 022-29669288
Aroma (Tianjin) Golf Club
Guangang Forest Park on the west side of Gangtang Highway, Dagang District, Tianjin 022-63285000
Trans Strait Golf Club
Xincun Village, Wenwusha Town, Changle City, Fujian Province 0591-8789567
Fuzhou Amai Golf Club
National Highway No.316, Shadi Village, Shangjie Town, Minhou County, Fuzhou City, Fujian Province 0591-22871678 Ext. 801
Fuzhou Hot Spring Golf Club
Guian Village, Lianjiang County, Fuzhou City, Fujian Province 0591-26290112
Wuhan Red Lotus Lake Golf Club
Red Lotus Lake Tourist Holiday Resort, Huarong District, Ezhou City, Hubei Province 0711-3625888
Qingdao Orient Golf Club
No.1, Century Avenue, Jiaonan Seashore Industrial Park, Qingdao City, Shandong Province 0532-88138229
Nanshan International Golf Club
Longkou Nanshan Scenic Area, Yantai City, Shandong Province 0535-8616655
Haili International Golf Club (Haifeng, Shanwei)
Yuhoumen Town, Haifeng County, Guangdong Province 0660-6794666
Garbotax Golf & Country Club (Huizhou)
On the Mount Luofu in Boluo County, Huizhou City, Guangdong Province 0752-6890888
Golden Bay International Golf Club (Jieyang)
Jinhai Bay Botanic Garden, Xian’an Town, Huilai County, Guangdong Province 0663-6781889
Shenzhen Longgang Public Golf Club
Heao Village, Henggang Sub-district, Longgang District, Shenzhen, Guangdong Province 0755-28937188
Haikou Moonbay Golf Club (only the off season)
19km to the west of Nanhai Avenue, Haikou City, Hainan Province 0898-68701678
Sanya Hongtang Bay Golf Club (only the off season)
Hongtang Bay International Tourist Holiday Resort, Tianya Town, Sanya City, Hainan Province 0898-88913300
Hainan IBL Golf Club (only the off season)
Daochongguan District, Hongqi Town, Qiongshan City, Hainan Province 0898-65639230
Dalian Changxing Island Golf Club
Changxing Island Economic Development Zone, Wafangdian County, Dalian City, Liaoning Province 0411-85271500
Dandong Wulong International Golf Club
Lishugou Village, Loufang Town, Zhenan District, Dandong City, Liaoning Province 0415-2357777

Please dial service hotline 4008881872 for the latest golf course information.
4. Professional golf information
You can enjoy Golftong APP service for a long time.
5. Special golf events
You can attend the golf events held by Reagle every month at the most favorable price.
6. Diversified golf travels
Reagle opens up golf travel routes from time to time for 1872 Peony Credit Card customers.
7. Revolving credit, long grace period
The cardholder can pay for consumption without having to make deposit in advance and enjoy a grace period of 25 days at minimum and 56 days at maximum (except for cash withdrawal and transfer). The cardholder can make repayment in full or make repayment according to the minimum repayment amount before the deadline indicated in the statement. The credit line will be automatically restored according to the repayment amount after the overdraft is repaid.
8. Abundant and flexible credit line
You will receive an appropriate credit line after successfully applying for 1872 Peony Credit Card and the credit line will be increased in light of your good credit record. If the credit line can not meet your needs, you can apply for a temporary credit line or permanently raise the credit line. You can dial 95588 to raise the credit line by 10% on a temporary basis.
9. Bonus point reward plan
You will receive bonus points for consumption and the bonus points can be used in exchange for the gifts and services provided by ICBC.
10. Diversified repayment channels and convenient automatic repayment
You can make repayment through Internet banking, telephone banking, ATM and self-service terminals and you can also apply for binding your account number through ICBC's Internet banking or counter for automatic repayment so that you can enjoy a grace period and avoid the financial loss arising from forgetting to make repayment on time. You can purchase foreign exchange with Renminbi to make repayment when using the foreign currency account of international card for consumption abroad.
11. SMS alert of balance changes
We provide SMS alert service to ensure the security of the funds in your card. You can apply for the service through Internet banking, telephone banking and outlets and set a limit. We will send a short message to the mobile phone number your have reserved when the balance in your account changes and exceeds the limit to ensure the security of your card.
12. More services and discounts
Zero fee for local cash withdrawal and cross-regional cash deposit at ICBC outlets; consumption password is optional; real-time cash deposit and withdrawal and consumption; online shopping at home and abroad, car rent discount abroad; 24-hour online and telephone banking service; year-end settlement statement service; paper or electronic reconciliation service.

The cardholder of 1872 Peony Platinum Card can enjoy more VIP services of platinum card:
1. VIP express at ICBC outlets across the country
VIP service at ICBC outlets and personal wealth centers.
2. VIP lounge service at airports worldwide
You can enjoy VIP lounge service at a number of airports at home and abroad (Platinum MasterCard only).
3. High-value accident insurance and travel inconvenience insurance
You will receive high-value accident insurance and travel inconvenience insurance of up to RMB4 million for free to ensure your rights and interests and safety.
4. Customer manager service for Platinum Peony Card customers
ICBC has opened a VIP service hotline for Platinum Peony Card customers. You can dial 400-669-5588 to enjoy professional customer manager service for platinum card customers. If you become a high-end platinum card customer after using the card for a period of time, ICBC will appoint a "one-on-one" customer manager to enhance your experience of using the platinum card.
5. Platinum Card Club.
You will become part of ICBC's Platinum Card Club if you hold 1872 Peony Platinum Card. We will organize diversified activities on a regular basis for you to enjoy the pleasure of harvest. Meet the heroes at Platinum Card Club.
6. Global SOS service
If you hold 1872 Peony Platinum Card, you can dial SOS service hotline (400-601-5588, 800-810-9973 and 8610-64105727) anywhere in the world to receive three exclusive services namely 24-7 telephone family doctor service, international emergency medical aid and domestic emergency medical aid.
7. Fee exemption
You can enjoy the exemption of cross-regional cash deposit and withdrawal fee in China, loss report fee, card replacement fee, purchase slip review fee, reconciliation statement printing fee, correspondence fee, certificate opening fee, PP card loss report fee and PP card replacement fee (Platinum MasterCard only).

Note: Information provided on this page is for your reference only.  The specific details should be subject to the business operation process as well as the announcements and stipulations at your local bank outlet.ICBC reserves the right of final interpretation.