Bank  Card
Introduction
Cards World
  Credit Card
  Exclusive Service for Enterprise
  Co-brand Card
     -  Air China PhoenixMiles Peony Credit Card
     -  Peony eLong Credit Card
     -  Peony Annuity Credit Card
     -  1872 Peony Credit Card
     -  China Southern Sky Pearl Peony Credit Card
     -  Peony CNPC Credit Card
     -  Peony Parkson Credit Card
     -  Peony HNA Credit Card
     -  Golden Mountain Credit Card
     -  Peony Staples Business Card
     -  Peony GOME Credit Card
     -  Peony NetDragon Credit Card
     -  Peony Unicom Credit Card
     -  Peony Avon Credit Card
     -  ICBC PICC Car Credit Card
     -  Peony COFCO Credit Card
     -  ICBC Eastern Airlines Co-Branded Card
     -  ICBC Ctrip Credit Card
     -  ICBC Money Fund Credit Card
     -  Chow Tai Fook Peony Credit Card
     -  China Southern Sky Pearl Peony (Corporate) Business Card
     -  ICBC Anbang Credit Card
     -  ICBC Chime-Long Co-Branded Card
     -  "Easy Loan" Corporate Card
     -  ICBC Shangri-La Credit Card
  Debit Card
  Theme Card
Card Services
Apply for Credit Card Online
Important Notices
Peony Card Frequently Asked Questions
 
  Home Page > Bank Card >Cards World >Co-brand Card >Air China PhoenixMiles Peony Credit Card
Air China PhoenixMiles Peony Credit Card
 

"Air China PhoenixMiles Peony Credit Card" is a national aviation-specific co-branded credit card jointly launched by ICBC and Air China Limited, which integrates the functions of ICBC Peony Credit Cards and Air China PhoenixMiles Cards, and adopts the form of one card with two numbers (credit card number and PhoenixMiles membership number). While enjoying the financial functions of consumer loan, fund transfer & settlement, cash deposit & withdrawal, cardholders are also entitled to all kinds of rewards and services of the Air China PhoenixMiles Frequent Flyer Program ("FFP").The cards come in a variety of offerings, including UnionPay Single-logo  Single-currency Cards (magnetic stripe + PBOC chip), MasterCard-UnionPay Dual-logo Multi-currency/Dual-currency Cards (magnetic stripe), VISA Single-logo All-currency Cards (magnetic stripe + EMV chip), VISA-UnionPay Dual-logo Dual-currency Cards (magnetic stripe) and AMEX Dual-logo Dual-currency Cards (magnetic stripe). Besides, the cards are available in three grades (platinum, gold and classic) to meet your diversified needs.

I. Product Introduction
1. VISA Single-logo All-currency Air China PhoenixMiles Peony Credit Card

 (Platinum Cards)

 (Gold Cards)

(Classic Cards)

VISA Single-logo All-currency Air China PhoenixMiles Peony Credit Cards come in three grades – platinum, gold and classic, and charge no foreign currency conversion fees in all countries or regions. The cards apply to ten foreign currencies – USD, EUR, HKD, GBP, JPY, SGD, CAD, AUD, CHF and NZD. When used on VISA networks in the countries or regions where these currencies prevail, the cards directly record debit and credit entries in relevant currencies without conversion; and cardholders are exempted from paying currency conversion fees. When the cards are used on VISA networks outside the above countries or regions, the system will automatically translate the trading currency to USD, record transactions in the USD account, and waive currency conversion fees automatically.

You may choose exchange purchase for repayment in RMB, or direct repayment in the ten foreign currencies at your convenience.

The card shall be applied for together with the UnionPay single-logo card, the procedures for which are detailed below:

★Please apply for VISA Single-logo and UnionPay Single-logo Air China PhoenixMiles Peony Credit Cards simultaneously by filling in one application form only. The two card accounts are linked so that you can use both cards for payment at home and abroad freely.

★If you already have a UnionPay single-logo card, you may apply for a VISA Single-logo Air China PhoenixMiles Peony Credit Card as the supplementary card, which is free from annual fee.

2. MasterCard-UnionPay Dual-logo Multi-currency Air China PhoenixMiles Peony Credit Card

 (Platinum Cards)

 (Gold Cards)

(Classic Cards)

It is a multi-currency card that can be used both at home and abroad, and comes in three grades (platinum, gold and classic). You may make direct payment in RMB or ten foreign currencies (i.e. USD, EUR, HKD, GBP, JPY, SGD, CAD, AUD, CHF and NZD), without having to pay currency conversion fees.

3. VISA/MasterCard Dual-currency Air China PhoenixMiles Peony Credit Card(RMB+USD or RMB+ EUR)
VISA:

MasterCard:

 (Platinum Cards)

 (Gold Cards)

(Classic Cards)

It is a dual-currency card that can be used both at home and abroad, and comes in three grades (platinum, gold and classic). You may make direct payment in RMB, USD or EUR.

4. AMEX Dual-currency Air China PhoenixMiles Peony Credit Card (RMB+USD)

 (Gold Cards)

(Classic Cards)

It is a dual-currency card that can be used both at home and abroad, and comes in two grades (gold and classic). You may make direct payment in RMB or USD.

II. Introduction of Major Functions
1. All- (multi-) currency cards save your costs
All-currency cards ensure zero currency conversion fees for any consumption overseas; while multi-currency cards can be used at home and abroad to make direct payments in RMB, or ten foreign currencies (i.e. USD, EUR, HKD, GBP, JPY, SGD, CAD, AUD, CHF and NZD), without charging currency conversion fees.

2. All-currency chip cards ensure payment safety
All-currency cards include UnionPay (PBOC) chip cards and VISA (EMV) chip cards, which are used at home and abroad respectively to ensure safety and convenience.

3. One card with two numbers offers multiple mileage accumulation
With ICBC Credit Cards and Air China FFP Membership Cards integrated into one, cardholders are entitled to multiple mileage rewards provided by Air China and ICBC's automatic redemption service of card-swiping bonus points for Air China mileage (every 15 consumption bonus points on ICBC Credit Cards will be automatically converted to 1 mile of Air China; 1 point is accumulated for each RMB1 consumed; consumption in foreign currencies will be translated to RMB for bonus point calculation; except for special transactions not subject to bonus point accumulation as prescribed by ICBC).

4. Insurance service brings more considerate assurance
In order to provide more considerate assurance to customers, upon successful application for and activation of Air China PhoenixMiles Peony Credit Cards, holders of the platinum cards will receive an air-travel accident insurance of up to RMB4 million. Holders of the gold cards and the classic cards will receive a traffic accident insurance of up to RMB1 million and RMB500,000 respectively when they pay for the tickets of commercial passenger public transports in full or no less than 80% of the travel expenses for themselves.

5. Travel inconvenience insurance offers you a worry-free journey
Holders of Air China PhoenixMiles Peony Credit Cards will receive the travel inconvenience insurance (including flight delay insurance, baggage delay insurance and lost baggage insurance) when swiping the cards to pay for the tickets of commercial passenger aircrafts in full or no less than 80% of the travel expenses for themselves, which ensures a safer and worry-free journey.
Amount of flight delay (above 4 hours) insurance: RMB500/time (domestic), RMB1,000/time (overseas), RMB5,000/year in total;
Amount of baggage delay (above 4 hours) insurance: RMB200/time (domestic), RMB500/time (overseas), RMB1,000/year in total;
Amount of lost baggage (above 24 hours) insurance: RMB500/time (domestic), RMB1,000/time (overseas), RMB5,000/year in total.

6. Zero card application fee
Customers who have successfully applied for and activated the cards before December 31, 2015 will be exempted from paying the first-year annual fee and the production cost of chip cards.

7. The first of its kind nationwide to cancel penal interest accrual on total consumption amount
Cardholders may repay by the minimum repayment amount specified in the bank statement. In this case, ICBC charges interest only on the unpaid overdraft portion from the bank post date to the repayment date at a rate of 0.5‰ per day; so cardholders still enjoy the interest-free repayment period for the repaid overdraft portion. But for cash withdrawals and fund transfers through the use of credit line, interest shall be charged on the transaction amount starting from the bank post date.   

III. More Services
★Consumer loan, fund transfer & settlement, cash deposit & withdrawal, and other functions;
★Overseas consumption and domestic repayment in RMB;
★Automatic repayment at designated account;
★Revolving credit and an interest-free repayment period of up to 56 days;
★Online shopping at home and abroad;
★Real-time balance change alert via SMS.

Note: Information provided on this page is for your reference only.  The specific details should be subject to the business operation process as well as the announcements and stipulations at your local bank outlet.ICBC reserves the right of final interpretation.


Close