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  Home Page > Bank Card >Cards World >Co-brand Card >China Southern Sky Pearl Peony Credit Card
China Southern Sky Pearl Peony Credit Card
 

"China Southern Sky Pearl Peony Credit Card" is launched by ICBC and China Southern Airlines. It has features of Sky Pearl Club card and ICBC credit card, with two card numbers (credit card number and Sky Pearl Club card number). It is a national airlines co-branded card, integrated with credit consumption, transfer and settlement and cash deposit & withdrawal. China Southern Sky Pearl Peony Credit Card boasts many brands such as China UnionPay, VISA, MasterCard and American Express, offering many options for customers. The bonus points accumulated for consumption with China Southern Sky Pearl Peony Credit Card will all be redeemed into mileage bonus and the card holder can enjoy rewards and services of China Southern Mileage Promotion Plan.   

I. Product Overview
1. Single VISA logo All-currency Card of China Southern Sky Pearl Peony Credit Card

 

 

 

 

 

 

(Platinum Card)

(Gold Card)

 (Classic Card))

Single VISA Logo All-currency Card of China Southern Sky Pearl Peony Credit Card ("VISA All-currency Card") is divided into platinum card, gold card and classic card by product grades. The card holder can be exempted from exchange fee in all countries or regions. VISA All-currency Card supports ten currencies including USD, EUR, HKD, GBP, JPY, SGD, CAD, AUD, CHF and NZD. The consumption at VISA network in countries or regions of the ten foreign currencies is directly charged to the account in corresponding currencies without currency conversion, and so the holder needs not payment of exchange fees. The consumption at VISA network out of countries or regions of the ten foreign currencies, the system will automatically convert the transaction currency into USD and record the consumption in USD account. The exchange fee is exempted.

The card holder is free to purchase exchange with RMB for repayment or make direct repayment with ten foreign currencies.

Single VISA Logo All-currency Card shall be applied for jointly with Single UnionPay Logo card, specifically:

★ Apply for Single VISA Logo and Single UnionPay Logo China Southern Sky Pearl Peony Credit Card at the same time. You just need to fill out one form during the application for both cards. The two cards can be linked and used together, facilitating convenient payment all over the world.

★ If you already have UnionPay card, you can apply for VISA card as a supplementary card with convenient and fast procedures. VISA card is exempted from annual fee.

2. VISA/MasterCard Dual-currency China Southern Sky Pearl Peony Credit Card

 

 

(Gold Card)

(Classic Card)

 

 

(Gold Card)

(Classic Card)

One card with two currencies, used home and abroad. It has gold card and classic card, supporting payment in RMB and USD. For this product, VISA and MasterCard-branded cards are designed with chip and magnetic stripe in compliance with EMV standard, while UnionPay-branded card is designed with chip and magnetic stripe in compliance with PBOC3.0 standard, the first in the airlines co-branded card in China. The chip could help enhance technical level of the product, greatly improve the security of credit card application and facilitate the wider application scope.

3. American Express Dual-currency China Southern Sky Pearl Peony Credit Card

 

 

(Gold Card)

(Classic Card)

One card with two currencies, used home and abroad. It has gold card and classic card, supporting payment in RMB and USD.

4. China UnionPay Single-currency China Southern Sky Pearl Peony Credit Card

 

 

(Gold Card)

(Classic Card)

RMB single-currency credit card has gold card and classic card, supporting payment in RMB.

II. Major Functions
1. Supporting all (multiple) currencies and help you cut the cost
For all-currency card, currency exchange fee is exempted for any consumption overseas; multi-currency card supports ten foreign currencies and direct payment with RMB and direct payment with ten foreign currencies namely USD, EUR, HKD, GBP, JPY, SGD, CAD, AUD, CHF and NZD when used overseas, free of currency exchange fee.

2. Secure payment with all-currency chip card
All-currency card includes one UnionPay (PBOC) chip card and one VISA (EMV) chip card. PBOC chip card is applicable home and EMV chip card abroad.

3. One card with two card numbers, multiple mileage rewards
The card is bestowed with ICBC credit card and China Southern Airlines Sky Pearl Club card functions, for which China Southern Airlines offers multiple mileage rewards. The bonus points provided by ICBC for consumption can be automatically exchanged into China Southern Airlines mileage rewards (every 15 ICBC bonus points can be exchanged into 1 China Southern Airlines mileage. 1 bonus point for every spending of RMB1. For spendings in foreign currencies, the bonus points are accumulated after they are exchanged into RMB. The special transactions that bonus point accumulation does not apply according to ICBC regulations shall be excluded).

4. Considerate insurance service
After successfully applying for and activating China Southern Sky Pearl Peony Credit Card, the platinum card holder can get aviation accident insurance with maximum RMB4 million. When paying for commercial mass transportation ticket in full for oneself or no less than 80% tour group ticket with card, the gold card holder can get traffic accident insurance of maximum RMB1 million and the classic card holder can get traffic accident insurance of maximum RMB500,000.

5. Enjoy carefree travel with travel inconvenience insurance
When paying for commercial passenger airplane ticket in full for oneself or no less than 80% tour group ticket with China Southern Sky Pearl Peony Credit Card, the card holder can get travel inconvenience insurance (including flight delay insurance, luggage delay insurance and luggage non-delivery insurance) and enjoy care free travel.
Flight delay (over 4 hours) insurance: RMB500/time for domestic flights, RMB1,000/time for overseas flights, up to RMB5,000 every year;
Baggage delay (over 4 hours) insurance: RMB200/time for domestic flights, RMB500/time for overseas flights, up to RMB1,000 every year;
Baggage loss (over 24 hours) insurance: RMB500/time for domestic flights, RMB1,000/time for overseas flights, up to RMB5,000 every year.

6. First in canceling full-amount penalty interest
The card holder can make the repayment at the minimum repayment amount specified in the bill, where ICBC only accrues the interest for the outstanding overdraft at 0.05% every day from its bookkeeping date to repayment date. For the repaid overdraft, interest is not accrued and the card holder can enjoy an interest-free repayment period. But for the cash withdrawal and transfer by using credit line, the interest should be accrued based on the transaction amount from the bookkeeping date.

III. More Services
★Functions such as credit consumption, transfer, settlement and cash deposit/withdrawal;
★Overseas consumption and domestic RMB repayment;
★Automatic repayment reservation;
★Revolving credit and maximum 56-day interest-free repayment period;
★Online shopping home and abroad;
★Free real-time SMS alert on balance change.


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