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     -  Air China PhoenixMiles Peony Credit Card
     -  Peony eLong Credit Card
     -  Peony Annuity Credit Card
     -  1872 Peony Credit Card
     -  China Southern Sky Pearl Peony Credit Card
     -  Peony CNPC Credit Card
     -  Peony Parkson Credit Card
     -  Peony HNA Credit Card
     -  Golden Mountain Credit Card
     -  Peony Staples Business Card
     -  Peony GOME Credit Card
     -  Peony NetDragon Credit Card
     -  Peony Unicom Credit Card
     -  Peony Avon Credit Card
     -  ICBC PICC Car Credit Card
     -  Peony COFCO Credit Card
     -  ICBC Eastern Airlines Co-Branded Card
     -  ICBC Ctrip Credit Card
     -  ICBC Money Fund Credit Card
     -  Chow Tai Fook Peony Credit Card
     -  China Southern Sky Pearl Peony (Corporate) Business Card
     -  ICBC Anbang Credit Card
     -  ICBC Chime-Long Co-Branded Card
     -  "Easy Loan" Corporate Card
     -  ICBC Shangri-La Credit Card
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Peony Card Frequently Asked Questions
 
  Home Page > Bank Card >Cards World >Co-brand Card >Peony Annuity Credit Card
Peony Annuity Credit Card
 

I. Sample of Peony Annuity Credit Card
i. Standard card 

Peony Annuity Credit Card (Gold Card)
Peony Annuity Credit Card (General Card)
ii. Co-branded card (example)
Peony Annuity Credit Card (Gold Card)
Peony Annuity Credit Card (General Card)

II. Functions
Peony Annuity Credit Card supports the inquiry of the cardholder's enterprise annuity account information through self-service terminal, Internet Banking and Telephone Banking.
Meanwhile, Peony Annuity Credit Card has all the functions of general credit cards. Peony Annuity Credit Card supports revolving overdraft. The issuer issues a credit line to the cardholder according to his/her credit standing and the cardholder can make overdraft within the credit line before making repayment. Peony Annuity Credit Card can be used at ICBC's outlets and franchised merchants and the franchised merchants and ATMs with "China UnionPay" logos. Peony Annuity Credit Card can be used at the franchised merchants and ATMs with "China UnionPay" logos abroad. Peony Annuity Credit Card supports RMB settlement, overdraft, transfer and settlement, cash deposit and withdrawal.

i. Annuity inquiry
The cardholder can make inquiry and print his or her enterprise annuity account information through ICBC's outlets and self-service terminals and make inquiry of his or her enterprise annuity payment, investment portfolios, income distribution and annuity collection through ICBC's secure and convenient Internet Banking and Telephone Banking channels.
1. Inquiry of enterprise annuity account information through self-service terminals
You can make inquiry of your enterprise annuity account information at any ICBC self-service terminal. All you need to do is insert your enterprise annuity credit card in the self-service terminal and follow the operating procedures. There is no limit on the times of inquiry through the self-service terminals and the service is free of charge.
2. Inquiry of enterprise annuity account information through Internet Banking
Log in ICBC's Internet Banking website (www.icbc.com.cn), go to the Personal Internet Banking login page, enter your card number and password, follow the operating procedures to log in the system and click "Pension" for inquiry of enterprise annuity information.
3. Inquiry of enterprise annuity account information through Telephone Banking
Dial ICBC's Telephone Banking number (nationwide hotline: 95588), personal customer can select "1 - inquiry and self-service" - "3 - other inquiry" - "4 - annuity inquiry" to make inquiry of enterprise annuity account information and transaction details.

ii. Credit  card  functions
1. Credit consumption
The cardholder can pay for consumption within the credit line before making repayment and enjoy a grace period of 25 days at minimum and 56 days at maximum. If you can not make repayment in full before the deadline, you can make repayment according to the minimum repayment amount indicated in the statement.
2. Abundant and flexible credit line
Peony Annuity Credit Card can provide an appropriate credit line to the applicant according to his or her credit standing and the actual conditions of the applicant's company. The credit line can be gradually increased according to the cardholders' credit record and use of the card. If the credit line can not meet your needs, you can dial 95588 to apply for a temporary credit line or permanently raise the credit line.
3. Revolving credit, long grace period
The cardholder can pay for consumption without having to make deposit in advance and enjoy a grace period (except for cash withdrawal and transfer). You can make repayment in full or make repayment according to the minimum repayment amount before the deadline indicated in the statement. The credit line will be automatically restored according to the repayment amount after the overdraft is repaid.
4. Wealth management and bonus points
The cardholder can enjoy the electronic year-end settlement list service offered by ICBC that provides the consumption data for you to further optimize your wealth management plans; and the cardholder can receive bonus points through the bonus point reward and redemption plan.
5. Installment payment
The cardholder can make installment payment if a single transaction exceeds RMB 600. The cardholder can directly apply for installment payment at ICBC's franchised merchants or apply for the service through ICBC's outlets and customer service hotline "95588" afterward.
6. More services and discounts
★ Zero fee for local cash withdrawal and cross-regional cash deposit at ICBC's ATMs
★ Consumption password is optional
★ Real-time cash deposit and withdrawal and consumption
★ Free real-time SMS alert of balance changes
★ Revolving credit and a grace period of 56 days at maximum
★ Support automatic repayment from the account
★ Support online shopping in China
★ 24-hour online and Telephone Banking service
★ Automatic credit line adjustment
★ Financial settlement bill service
★ Paper or electronic reconciliation service
★ It can be used at the franchised merchants and ATMs with "China UnionPay" logos at home and abroad.

Note: Information provided on this page is for your reference only.  The specific details should be subject to the business operation process as well as the announcements and stipulations at your local bank outlet.ICBC reserves the right of final interpretation.


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