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Peony Avon Credit Card
Peony Avon Credit Card(Gold Card)
Peony Avon Credit Card(General Card)

I. Introduction
Peony Avon Credit Card is a credit card launched together by ICBC and Avon China. The card has all the functions of Peony Dual-Currency Credit Card for cardholders to enjoy various discounts and services provided by ICBC and Avon China.

The design of Peony Avon Credit Card portrays the "Trendy, Self-confidence" of today's women and "Trust, Respect, Integrity, Honesty" of Avon's values, very attractive to the cardholders.

Two types: Peony Avon Gold Credit Card and Peony Avon Classic Credit Card.

II. Target Clients
Individuals who are 18 years of age or above, having full civil capability and good credibility.

III. Features and Advantages
1. One Card Two Currencies, Around the World
Cardholders are welcomed to use the co-branded cards in China or overseas. All spending overseas can be settled in China by FX bought using RMB. This is a card for you to spend and pay around the world.

2. Adequate and Flexible Credit Line
Once the card application is approved, ICBC grants the cardholder an appropriate credit line and the credit line can be gradually lifted according to the credit record. If the existing credit line can’t meet the demand, the cardholder can apply for higher limit, temporarily or permanently. Or call 95588, follow the instructions to increase the credit line10% so as to have fun on using the card.

3. Revolving Use, Long Grace Period
With a Peony NetDragon Credit Card, you can use the card to pay without deposit in advance and enjoy 25-56 days of grace period (except cash advance and transfer), spend first, repay later. You can repay all amount due or the minimum before the due date stated on the statement. Once you repaid the overdrawn amount, the credit line will be automatically restored according to your repayment amount. 

4. Wealth Management and Bonus Points
At the end of the year, ICBC will send an e-statement showing the amount you have spent for you to make wealth management plan. You can also earn bonus points through different reward programs to enjoy more discounts.

5. More Services and Discounts
★ Zero handling charge for cash advance at local ICBC or deposit in another city
★ Optional PIN entry at retail POS
★ Real-time credit in cash advance/deposit or spending
★ Free real-time SMS alert on balance change
★Revolving credit and grace period up to 56 days
★ Auto-repay by specified account
★ Shopping over Internet at domestic or overseas websites
★ Round-the-clock services in Internet Banking and Telephone Banking
★ Ad-hoc adjustment of credit limit through self-service
★ Year-end statement service
★ Reconciliation service (paper or electronic)
★ Peony Avon cards can be used at merchants or ATMs in China and overseas with "VISA" or "CUP" logo. 

Note: Information provided on this page is for your reference only.  The specific details should be subject to the business operation process as well as the announcements and stipulations at your local bank outlet.ICBC reserves the right of final interpretation.