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Peony NetDragon Credit Card
 
Peony NetDragon Credit Card(Gold Card)
Peony NetDragon Credit Card(General Card)

I. Introduction
Peony NetDragon Credit Card is the first co-branded credit card launched together by ICBC and NetDragon Websoft Inc. for online games users. Cardholders can use the co-branded card for shopping, internet games or entertainment. The design of the card is very "cool", the notion of leading the fashion and combining virtual world with the reality. Peony NetDragon Credit Card not only has all the functions of credit card such as spending on credit, payment and settlement, but also top-up for on-line games and free bonus points.

II. Target Clients
Individuals who are 18 years of age or above, having full civil capability and good credibility

III. Features and Advantages
I. New Card Activation and Rewards Offer
Moyu:
For those who successfully apply for a Peony NetDragon co-branded classic card and use the new card to play at MY.91.COM: a special offer including RMB 30 of "God Blessing" and RMB 5 returned for every RMB 100 spent on the game (up to RMB 200 returned cumulatively)

For those who successfully apply for a Peony NetDragon co-branded gold card and use the new card to play at MY.91.COM: a special offer including RMB 30 of "God Blessing" and 5% return for any amount spending within two months on the game (no ceiling).

Jizhan:
For those who successfully apply for a Peony NetDragon co-branded classic card and use the new card to play at JZ.91.COM: a special offer including “Allied Force Badge” worth RMB 30 and RMB 5 returned for every RMB 100 spent on the game (up to RMB 200 returned cumulatively) ;

For those who successfully apply for a Peony NetDragon co-branded gold card and use the new card to play at JZ.91.COM: a special offer including “Allied Force Badge” worth RMB 30 and 5% return for any amount spending within two months on the game (no ceiling).

Toumingzhuang Online:
For those who successfully apply for a Peony NetDragon co-branded classic card and use the new card to play at TMZ.91.COM: a special offer including “Hero Order” worth RMB 30 and RMB 5 returned for every RMB 100 spent on the game; (up to RMB 200 returned cumulatively);

For those who successfully apply for a Peony NetDragon co-branded gold card and use the new card to play at TMZ.91.COM: a special offer including “Hero Order” worth RMB 30 and 5% return for any amount spending within two months on the game(no ceiling).

Kaixin:
For those who successfully apply for a Peony NetDragon co-branded classic card and use the new card to play at KX.91.COM: a special offer including “God Blessing” worth RMB 30 and RMB 5 returned for every RMB 100 spent on the game (up to RMB 200 returned cumulatively);

For those who successfully apply for a Peony NetDragon co-branded gold card and use the new card to play at KX.91.COM: a special offer including “God Blessing” worth RMB 30 and 5% return for any amount spending within two months on the game (no ceiling).

2. Free Shopping Mall Bonus Points
Free bonus points to anybody successfully applying for Peony NetDragon co-branded card before December 31, 2012, and using the credit card to spend on the games.

VIP internet game users of 0-star to 3-star are entitled to shopping mall bonus points equivalent to a spending of RMB 300;

VIP internet game users of 4-star or above are entitled to shopping mall bonus points equivalent to a spending of RMB 1500.

3. Adequate and Flexible Credit Line
Once the card application is approved, ICBC grants the cardholder an appropriate credit line and the credit line can be gradually lifted according to the credit record. If the existing credit line can’t meet the demand, the cardholder can apply for higher limit, temporarily or permanently. Or call 95588, follow the instructions to increase the credit line10% so as to have fun on using the card.

4. Revolving Use, Long Grace Period
With a Peony NetDragon Credit Card, you can use the card to pay without deposit in advance and enjoy 25-56 days of grace period (except cash advance and transfer), spend first, repay later. You can repay all amount due or the minimum before the due date stated on the statement. Once you repaid the overdrawn amount, the credit line will be automatically restored according to your repayment amount. 

5. Wealth Management and Bonus Points
At the end of the year, ICBC will send an e-statement showing the amount you have spent for you to make wealth management plan. You can also earn bonus points through different reward programs to enjoy more discounts.

6. More Services and Discounts
★ Zero handling charge for cash advance at local ICBC or deposit in another city
★ Optional PIN entry at retail POS
★ Free real-time SMS alert on balance change
★Revolving credit and grace period up to 56 days
★ Auto-repay by specified account
★ Shopping over Internet at domestic or overseas websites
★ Round-the-clock services in Internet Banking and Telephone Banking
★ Ad-hoc adjustment of credit limit through self-service
★ Year-end statement service
★ Reconciliation service (paper or electronic)

Note: Information provided on this page is for your reference only.  The specific details should be subject to the business operation process as well as the announcements and stipulations at your local bank outlet.ICBC reserves the right of final interpretation.


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