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ICBC Multi-Currency Credit Card

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ICBC multi-currency credit cards are for their holders to buy goods and services outside China and pay in different currencies (currently in 10 foreign currencies) in order to save currency conversion cost.

I. Multi-currency, global launch
ICBC multi-currency credit cards are a first multi-function credit card product launched by ICBC in the world for making payments in China and overseas in different currencies, namely, RMB, US dollar, Euro dollar, HK dollar, British pound, Japanese yen, Singapore dollar, Canadian dollar, Australian dollar, Swiss franc and New Zealand dollar.

II. Overseas spends, lower fee
While you are in the 10 countries/territories where you can use ICBC multi-currency credit card to make payment for purchase, just pay in local currency, no need to exchange currency, no fee is incurred.

III. Automatic FX purchase, fast repayment
Once you sign the agreement to use RMB to buy FX for automatic repayment, you can repay automatically in 10 foreign currencies. Different ways to repay, either use RMB to buy FX and repay, or use FX to repay directly.

Fast & Convenient Financial Services

Revolving credit, long grace period
Choice of your own password
Installment payment via phone, POS, counter or Internet Banking
SMS subscription service for balance change alert 
24-hour online/Telephone Banking services
Paper or electronic statement service
Bonus point rewards program
Free SMS alert for due repayment

Note: Information provided on this page is for your reference only.  The specific details should be subject to the business operation process as well as the announcements and stipulations at your local bank outlet.ICBC reserves the right of final interpretation.