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  Home Page > Corporate Banking >Loan Financing >Real Estate Development Loans >Land Reserve Loan
Land Reserve Loan

I. Introduction
A loan released to the borrower for land acquisition, leveling and reserve.

II. Application Conditions
(I) Conditions of the Borrower:
1. Corporate body approved by provincial or municipal governments and registered under Administrative Authority of Industry and Commerce (or Management Authority), authorized to engage in land acquisition, leveling and reserve;
2. Standardized business management, good financial standing, good credibility, ability to repay principal and interest of loan when due;
3. Other conditions stipulated by ICBC.
(II) Conditions of the Project:
1. Fulfill the city planning or overall planning of land use approved by the authorized departments, included in the annual land reserve plan of the local governments;
2. Capital funds for the project must meet the related rules stipulated by ICBC.

Note: Information herein is for reference only. Refer to the announcements and regulations of local branches for further details. ICBC reserves the final right of interpretation.