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Exclusive Discount on Fees
 

1. Services for Peony Platinum Credit Card (CUP standard) holders
(1) Waived or reduced annual fee
If you spend RMB 200,000 (or foreign currency equivalent) through RMB/FX accounts in the year using your Peony Platinum CUP-standard Credit Card (excluding online shopping, buying house/car, wholesaling, charity or retail spends at merchants not authorized by ICBC to offer bonus points), ICBC will waive or lower the annual fee on your principal card and secondary card(s).

If you spend less than RMB 200,000 (or foreign currency equivalent) through RMB/FX accounts in the year using your Peony Platinum CUP-standard Credit Card (excluding online shopping, buying house/car, wholesaling, charity or retail spends at merchants not authorized by ICBC to offer bonus points), you can use bonus points to redeem annual fee. You need 140,000 bonus points to redeem one year of annual fee on principal Platinum card, 70,000 bonus points to redeem one year of annual fee on secondary Platinum card. You can convert many years of annual fees by one redemption.

For Platinum card holders, spending RMB 4 million or foreign currency equivalent (excluding online shopping, buying house/car, wholesaling, charity or retail spends at merchants not authorized by ICBC to offer bonus points) and earning 4 million bonus points will enjoy annual fee waiver on principal card and secondary card(s) permanently.

(2)Waived or reduced fees on six types of services
As a Platinum card holder, you are entitled to waived or reduced fees on the following: inter-city cash advance and payment transfer in China, inter-city deposit or credit transfer by card to own credit card in China, retrieval request, statement copy, courier mail, loss reporting.

2. Services for Priority Platinum Credit Card (China UnionPay) holders
(1) Waived or reduced annual fee
If you spend RMB 200,000 (or foreign currency equivalent) through RMB/FX accounts in the year using your Priority Platinum CUP Credit Card (excluding online shopping, buying house/car, wholesaling, charity or retail spends at merchants not authorized by ICBC to offer bonus points), ICBC will waive or lower the annual fee on your principal card and secondary card(s).

If you spend less than RMB 200,000 (or foreign currency equivalent) through RMB/FX accounts in the year using your Priority Platinum CUP Credit Card (excluding online shopping, buying house/car, wholesaling, charity or retail spends at merchants not authorized by ICBC to offer bonus points), you can use bonus points to redeem annual fee. You need 160,000 bonus points to redeem one year of annual fee on principal Platinum card, 80,000 bonus points to redeem one year of annual fee on secondary Platinum card. You can convert many years of annual fees by one redemption.

For Platinum card holders, spending RMB 4 million or foreign currency equivalent (excluding online shopping, buying house/car, wholesaling, charity or retail spends at merchants not authorized by ICBC to offer bonus points) and earning 4 million bonus points will enjoy annual fee waiver on principal card and secondary card(s) permanently.

(2) Waived or reduced fees on six types of services
As a Platinum card holder, you are entitled to waived or reduced fees on the following: inter-city cash advance and payment transfer in China, inter-city deposit or credit transfer by card to own credit card in China, retrieval request, statement copy, courier mail, loss reporting.

3. Services for Peony Platinum Credit Card (Visa) holders
(1) Waived or reduced annual fee
If you spend RMB 200,000 (or foreign currency equivalent) through RMB/FX accounts in the year using your Peony Platinum Visa Credit Card (excluding online shopping, buying house/car, wholesaling, charity or retail spends at merchants not authorized by ICBC to offer bonus points), ICBC will waive or lower the annual fee on your principal card and secondary card(s).

If you spend less than RMB 200,000 (or foreign currency equivalent) through RMB/FX accounts in the year using your Peony Platinum Visa Credit Card (excluding online shopping, buying house/car, wholesaling, charity or retail spends at merchants not authorized by ICBC to offer bonus points), you can use bonus points to redeem annual fee. You need 160,000 bonus points to redeem one year of annual fee on principal Platinum card, 80,000 bonus points to redeem one year of annual fee on secondary Platinum card. You can convert many years of annual fees by one redemption.

For Platinum card holders, spending RMB 4 million or foreign currency equivalent (excluding online shopping, buying house/car, wholesaling, charity or retail spends at merchants not authorized by ICBC to offer bonus points) and earning 4 million bonus points will enjoy annual fee waiver on principal card and secondary card(s) permanently.

(2) Waived or reduced fees on six types of services
As a Platinum card holder, you are entitled to waived or reduced fees on the following: inter-city cash advance and payment transfer in China, inter-city deposit or credit transfer by card to own credit card in China, retrieval request, statement copy, courier mail, loss reporting.

4. Services for Peony Platinum Credit Card (MasterCard) holders
(1) Waived or reduced annual fee
If you spend RMB 200,000 (or foreign currency equivalent) through RMB/FX accounts in the year using your Peony Platinum MasterCard Credit Card (excluding online shopping, buying house/car, wholesaling, charity or retail spends at merchants not authorized by ICBC to offer bonus points), ICBC will waive or lower the annual fee on your principal card and secondary card(s).

If you spend less than RMB 200,000 (or foreign currency equivalent) through RMB/FX accounts in the year using your Peony Platinum MasterCard Credit Card (excluding online shopping, buying house/car, wholesaling, charity or retail spends at merchants not authorized by ICBC to offer bonus points), you can use bonus points to redeem annual fee. You need 160,000 bonus points to redeem one year of annual fee on principal Platinum card, 80,000 bonus points to redeem one year of annual fee on secondary Platinum card. You can convert many years of annual fees by one redemption.

For Platinum card holders, spending RMB 4 million or foreign currency equivalent (excluding online shopping, buying house/car, wholesaling, charity or retail spends at merchants not authorized by ICBC to offer bonus points) and earning 4 million bonus points will enjoy annual fee waiver on principal card and secondary card(s) permanently.

(2) Waived or reduced fees on eight types of services
As a Platinum card holder, you are entitled to waived or reduced fees on the following: inter-city cash advance and payment transfer in China, inter-city deposit or credit transfer by card to own credit card in China, retrieval request, statement copy, courier mail, loss reporting, reporting on lost PP card, replaced/new PP card.

5. Services for Peony Platinum Credit Card (American Express) holders
(1) Waived or reduced annual fee
If you spend RMB 200,000 (or foreign currency equivalent) through RMB/FX accounts in the year using your Peony Platinum AE Credit Card (excluding online shopping, buying house/car, wholesaling, charity or retail spends at merchants not authorized by ICBC to offer bonus points), ICBC will waive or lower the annual fee on your principal card and secondary card(s).

If you spend less than RMB 200,000 (or foreign currency equivalent) through RMB/FX accounts in the year using your Peony Platinum AE Credit Card (excluding online shopping, buying house/car, wholesaling, charity or retail spends at merchants not authorized by ICBC to offer bonus points), you can use bonus points to redeem annual fee. You need 160,000 bonus points to redeem one year of annual fee on principal Platinum card, 80,000 bonus points to redeem one year of annual fee on secondary Platinum card. You can convert many years of annual fees by one redemption.

For Platinum card holders, spending RMB 4 million or foreign currency equivalent (excluding online shopping, buying house/car, wholesaling, charity or retail spends at merchants not authorized by ICBC to offer bonus points) and earning 4 million bonus points will enjoy annual fee waiver on principal card and secondary card(s) permanently.

(2) Waived or reduced fees on six types of services
As a Platinum card holder, you are entitled to waived or reduced fees on the following: inter-city cash advance and payment transfer in China, inter-city deposit or credit transfer by card to own credit card in China, retrieval request, statement copy, courier mail, loss reporting.

Friendly Reminder:
No bonus points accumulated from shopping online, buying house/car, wholesaling, charity or retail spends at merchants not authorized by ICBC to offer bonus points.


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