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E-banking Charging Standard
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Corporate Business
Personal Business
e-Commerce
I. Corporate Business
(I) Service Charge
|
Items |
Charging standards |
Implement Date |
Remarks |
| 1. Annual service charge for Internet Banking certificates (including Bank-Enterprise Interlink and e-Commerce) |
￥200 per certificate |
Feb. 1, 2000 |
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| 2. Annual service charge for Internet Banking certificates (CFCA Certificate) |
Minimum ￥280 each certificate per year |
June 8, 2009 |
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| 3. Annual service charge for Internet Banking account |
￥20 per registered account (No charge for general corporate clients and the master accounts of the group clients; Up to December 20 every year, charge according to this standard if the account has been registered for half a year or longer, 50% off if not.) |
Jan. 1, 2004 |
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| 4. Annual service charge for the VIP Room of Internet Banking |
￥10,000 per customer |
Jan. 7, 2006 |
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| 5. Annual service charge for Corporate Internet Banking (General Version) |
No more than ￥500 per client certificate |
Nov. 14, 2004 |
As per local ICBC. |
| 6. Service charge for Opening the function of Bank-Enterprise Interlink |
￥100000 (once together
. Service fee as per standard for Member Websites with Bank-Enterprise Interlink services ) |
Jan. 1, 2004 |
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| 7. Annual service charge for Bank-Enterprise Interlink |
￥200 per registered account (No charge for general corporate clients and the master accounts of group clients; Up to December 20 every year, charge according to this standard if the account has been registered for half a year or longer, 50% off if not.) |
Jan. 7, 2006 |
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| 8. Service charge for ICBC messenger (for balance change reminding) |
￥10 /Month/Mobile No. |
Apr. 29, 2009 |
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| 9. Annual service charge for Telephone Banking |
No more than ￥500 per certificate (for the client who does not use a certificate, please refer to the charging standard for certificate users according to his/her client number or logon account) |
Jan. 1, 2004 |
As per local ICBC |
| 10. Annual service charge for bill custody |
￥8000 per customer |
June 8, 2009 |
As per local ICBC |
(II) Transaction Charge
|
Items |
Charging standards |
Implement Date |
Remarks |
| 1. Intra-bank E-banking RMB settlement |
￥0.8 for each intra-city settlement; fee for inter-city settlement is charged as monetary transfer over the counter |
June 8, 2009 |
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| 2. Inter-bank E-banking RMB settlement |
Charged as monetary transfer over the counter. Fee for offline clearing of intra-city settlement is ￥1 each. Subject to the rules of local branch of PBC if otherwise specified. |
June 8, 2009 |
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| 3. Foreign exchange remittance |
Commissions: 0.8‰ of the remitting amount, converted to RMB as per the exchange rate quoted on the day, no less than ￥40 and up to ￥800 ; Postage fee: ￥10 each. |
June 8, 2009 |
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| 4. Corporation Finance Room ( Include VIP Corporate Finance Room) |
Collect from Paying Company. Intra-city payment within ICBC system: under ￥5 each. Inter-city payment within ICBC system: Under ￥10 each. Charge for the inter-bank business according to the charging standard for capital transfer. |
Jan 1, 2005 |
As per local ICBC. |
| 5. Bill Custody |
Physical Bills: 0.00005 of face value, Min: ￥20, Max: ￥200; Bill details (by ICBC only): ￥1 per entry. |
Jan 7, 2006 |
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* See“RMB Basic Settlement Services Charging Standard” for the fees on fund transfer service at the counter.
(III) Production Cost
|
Items
|
Charging standards |
Implement Date |
Remarks |
| 1. Production cost of certificates for gold cards and silver cards |
GemPlus GPK16000 |
￥65 each |
Jan.1, 2004 |
1. The chip in different brands of certificate types are different but with same functions. Customers can choose any one of them.
2. The specific certificate type follows the announcement by local ICBC branches. |
| G&D STARCOS SPK2.3 |
| Huahong BHDC PKI（32K） |
￥60 each |
| Huahong BHDC PKI（16K） |
￥50 each |
| 2. Production cost of certificates for classic cards |
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￥10 per card |
Jan.1, 2004 |
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| 3. USB-Shield Production cost |
GemPlus 2006 |
￥60 each |
Aug.1, 2007 |
1. USB-Shield of different brands do not look identical and use different chips but same functions. Customers are free to choose the one they like.
2. See the announcement of your local ICBC branch on the USB-Shield Model No.. |
| GemPlus GEMPC KEY |
| G&D STARKEY 100 |
| Huahong BHDC USB(32K) |
| Huahong BHDC USB(16K) |
￥58 each |
| Huahong HH - UKEY (LCD) |
￥85 each |
Refer to the announcement date of the local branches |
| Tendyron OnKey 193D (LCD) |
RMB 60 each |
February 1, 2010 |
| Tendyron OnKey 193D (OLED) |
RMB 75 each |
| FEITAN H9 (LCD) |
RMB 60 each |
| FEITAN H9 (OLED) |
RMB 75 each |
| Minghua MW e-Key (LCD) |
RMB 60 each |
| Minghua MW e-Key (OLED) |
RMB 75 each |
| 4. Production cost of card readers |
GemPlus GEMPC400 |
￥460 each |
Jan.1, 2004 |
1. Although different brands of card readers have different appearance, they have same functions. Customers can choose any one of them.
2. The specific reader type follows the announcement by local ICBC branches. |
| GemPlus GEMPC410 |
￥200 each |
| GemPlus GEMPC430 |
| GemPlus GEMPC Twin |
| G&D STARSCR100 |
| G&D CARDMAN1010 |
| G&D CARDMAN2020 |
| RiCOM RC8620 |
￥150 each |
(IV)Commitment fee
It means is an agreed fee charged by our bank for delivering tailor-made e-banking services to specific clients.
(V) Other Charges
|
Items |
Charging standards |
Implement Date |
Remarks |
| 1. Charge for certificate loss-reporting |
￥20 each time |
Feb. 1, 2000 |
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| 2. Charge for password resetting |
￥20 each time |
Jan. 1, 2004 |
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II. Personal Business
(I) Service Charge
|
Items
|
Charging standards |
Implement Date |
Remarks |
| 1. Annual service charge for Internet Banking |
￥12 per Customer |
May 10, 2008 |
Currently free of charge |
| 2. Annual Fee - VIP Internet Banking Membership |
Members: RMB 180 each year
Silver Members: RMB 360 each year
Gold Members: RMB 540 each year |
July 12, 2008 |
1. Members can be directly from customers with Elite Club Account included in the registration card of Internet Banking and holders of Peony Gold Card;
2. Silver members can be directly from customers with Peony Platinum Card registered at ICBC counter as the registration card, and customers with Caifu card included in the registration card of Internet Banking.
3. Annual fee is waived respectively for those automatically become members, silver members or gold members. |
| 3. Upgrade Fee - VIP Internet Banking Membership |
Upgrade at a fee of target membership minus existing membership fee left behind, computed as follow:
Upgrade fee = annual fee of target membership - (annual fee of existing membership/12) x remaining membership months |
July 12, 2008 |
1. Upgrade from low class membership to high class at a fee;
2. Remaining membership months calculated in months, discounting any unfinished months.
3. Remaining membership months of customers automatically upgrade to VIP members or Silver members are counted as 12 months when choosing to upgrade. |
| 4. Annual Fee - Mobile Banking (WAP) |
RMB 60 each customer per year |
July 12, 2008 |
Currently free of charge |
| 5. Centralized Bank-Futures Transfer |
Intra-city transfer –free; Inter-city transfer-￥4.5 each transfer or ￥40.5 per month |
June 8, 2009 |
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| 6. Account Funds Automatic Aggregation |
￥ 2 for one month; ￥ 6 for three months; ￥ 10 for six months; ￥ 20 for twelve months |
October 18, 2008 |
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| 7. Service charge for ICBC messenger |
Fund NAV Alert |
￥2 / Month |
Jun 8, 2009 |
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| Alert on stock price at-the-close / at-the-money |
￥2 / Month |
Jun 8, 2009 |
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| Alert on net value of investment product |
￥2 / Month |
Jun 8, 2009 |
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| Securities/ FX News |
￥2 / Month |
Jun 8, 2009 |
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| Alert on fixed deposit /card overdraft / card expired |
￥2 / Month |
Jun 8, 2009 |
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| Alert on password continuous errors/changes in RMB/FX interest rates |
￥2 / Month |
Nov 23, 2003 |
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| Alert on T-Bond Price |
￥2 / Month |
Jun 8, 2009 |
Free of charge at present |
| Balances Change Alert |
￥2 each account per month |
May 10, 2008 |
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| SMS Alert on Logon |
￥1 / Month |
Oct 18, 2009 |
Currently free of charge |
| Service Processing Alert |
￥1 / Month |
May 10, 2008
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| Consolidated Statement Service |
EMAIL: ￥3 / Month, Mail: ￥5 / Month |
Jun 8, 2009 |
No fees on Email at present |
| Combined Statement Service |
EMAIL: ￥3 / Month, Mail: ￥5 / Month |
Jun 8, 2009 |
No fees on Email at present |
| Remittance Advice Service |
￥0.2 each SMS |
Oct 30, 2005 |
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| SMS Alert Service on RMB A/C Gold |
￥0.2 each SMS |
May 10, 2008 |
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| SMS Alert on Closing Advice under Gold Deferral |
￥0.2 each SMS |
Feb 21, 2009 |
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| Margin Alert and Forced Liquidation Alert on Gold Deferral |
￥0.2 each SMS |
Feb 21, 2009 |
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| 8. Service charge for online personal financing |
Agreed Amount Transfer |
Fee: RMB 16 each transfer |
May 10, 2008 |
Currently free of charge |
| Scheduled Transfer |
Fee: RMB 16 each transfer |
May 10, 2008 |
| T+0 Service |
Fee: RMB 16 each service
|
May 10, 2008 |
| 9. Annual service charge for Telephone Banking |
￥12 each customer per year |
May 10, 2008 |
As per local ICBC |
| 10. Information Service charge for Mobile Banking (SMS) |
Package I |
￥25 per 100 |
May 10, 2008 |
Valid for 2 years; SMS fee has to be paid to Mobile Operator on top of the fee mentioned here. For every SMS transaction (transfer, remittance), fee will be charged on one SMS regardless of how many SMS replied by ICBC. No fee will be collected on the following transaction: Activate/Cancel Mobile Banking (SMS), Donation, Check Donation, Buy Package, Check Package, and Help. |
| Package II |
￥45 per 200 |
May 10, 2008 |
| Package III |
￥100 per 500 |
May 10, 2008 |
(II) Transaction Cost
|
Items |
Charging standards |
Implement Date |
Remarks |
| 1. e-Transfer |
ICBC Remittance |
No charge for intra-city e-Transfer business.
0.9% of remittance amount for each inter-city transfer, no less than ￥1.8 and up to ￥45
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June 8, 2009 |
From January 15，2010 to March 31，2010, banking charges to members of Personal Internet Banking (VIP) for one remittance of intra-ICBC, inter-city or inter-bank: 0.45% of the remittance, Min: ￥0.9, Max: ￥ 22.5; Banking charges to silver members and gold members for one remittance of intra-ICBC, inter-city or inter-bank: 0.27% of the remittance, Min:￥0.54, Max: ￥13.5.
From November 1, 2009 to December 31, 2010, banking charges to customers of Mobile Banking (WAP) for one remittance of intra-ICBC, inter-city or inter-bank: 0.2% of the remittance, Min:￥0.4, Max:￥10. |
| Inter-Bank Remittance |
0.9% of remittance amount ,no less than ￥1.8 and up to ￥45 for each transfer |
| 2. Cross-border Outward Remittance |
Commissions: 0.08% of the remitting amount, no less than ￥ 16 each , no more than ￥160 each; Telecommunication fee: ￥ 100 each. For remittance from cash accounts of foreign currencies , fee for transferring cash to foreign exchange will be charged according to the foreign exchange price quotation of the very day. |
Apr. 24, 2005 |
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| 3. Remittance to Overseas Visa Card |
Banking charges: 0.6% of the remittance, Min: ￥ 60/ each |
Oct 18, 2009 |
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| 4. Tuition Payment on Behalf |
No charge for intra-city business, ￥5.5 for each inter-city -transaction. |
Nov. 23, 2003 |
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(III) Production Cost
|
Items
|
Charging standards |
Implement Date |
Remarks |
| 1. USB-Shield Production cost |
GemPlus 2006 |
￥60 each |
Aug.1, 2007 |
1. USB-Shield of different brands do not look identical and use different chips but same functions. Customers are free to choose the one they like.
2. See the announcement of your local ICBC branch on the USB-Shield Model No.. |
| GemPlus GEMPC KEY |
￥60 each |
| G&D STARKEY 100 |
| HuaHong BHDCUSB(32K) |
￥60 each |
| HuaHong BHDC USB(16K) |
￥58 each |
| HuaHong HH-UKEY(LCD) |
￥85 each |
Refer to the announcement date of the local branches |
| Tendyron OnKey 193D (LCD) |
RMB 60 each |
February 1, 2010 |
| Tendyron OnKey 193D (OLED) |
RMB 75 each |
| FEITAN H9 (LCD) |
RMB 60 each |
| FEITAN H9 (OLED) |
RMB 75 each |
| Minghua MW e-Key (LCD) |
RMB 60 each |
| Minghua MW e-Key (OLED) |
RMB 75 each |
| 2. Production cost of card readers |
The same with charging standard of the corporate client for the production cost of card readers |
Jan. 1, 2004 |
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| 3. Production cost of E-banking Code Card |
￥2 each |
Aug. 10, 2006 |
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Notes:
1. ICBC will inform in this page 10 days before the implement of newly added and changed charging standard;
2. ICBC reserve the right of above charging standard.
III. e-Commerce
(I) Service Charge
|
Items |
Charging standards |
| 1. ICBC Member Store Sign Up |
Minimum RMB 2000 for one B2B, B2C, C2C Member Store (one-time charge) |
(II) Transaction Charge
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Items |
Charging standards |
| 1. B2B online payment through ICBC account |
Order: Minimum 5‰ of each order amount or 5 Yuan collected from Member Store; Inter-city order: additional fee collected from paying company according to the charging standard for counter remittance business. .
Refund: No extra charge, refund of transaction fee for the original order and refund method will be agreed between two parties.
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| 2. B2C online payment through ICBC account |
Order: Minimum 1% of each order amount collected from Member Store and not less than 0.5Yuan each.
Return, Transfer Payment: Intra-city or inter-city settlement fee of Corporate Internet Banking.
Refund: No extra charge, refund of transaction fee for the original order and refund method will be agreed between two parties.
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| 3. C2C online payment through ICBC account |
Order: Minimum 1% of each order amount collected from Member Store and not less than 0.5 Yuan each. |
| 4. Online Payment by Foreign Card |
Minimum 3% of each order amount collected from Member Store. |
| 5. ICBC Shopping Mall |
General Products: Minimum 2.5% of each order amount.
Special Goods (Insurance, Lottery, Software): Minimum 5% of each transaction amount.
Cumulative fee less than RMB 100,000 in a year will have fee counted as RMB 100,000.
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| 6. Introductory Services |
Collected by transaction: Minimum 2% of the transaction amount
Packaged as annual fee: Minimum RMB 100,000 per year. |
This charging standard is drafted and executed in chinese. It is translated into english for reference only. In case there are any discrepancies between the Chinese version and the English Version, the Chinese Version shall prevail. ICBC reserves the right of final interpretation.
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