Personal   Banking
Personal Loan
Investment and Financing
  Smart Money planner
  "Rollover" Account Services
  Personal Insurance
  Precious Metal
  "Forextrading" Personal Foreign Exchange Trading
  Open-ended Funds
  Defined Fund Investment Plan
  Certificate T-Bond
  OTC Book-entry Bond Trading
  Third Party Depositary
  Bank-Securities Account Transfer
  B Shares Securities Transfer
  "Smart" Defined Fund Investment Plan
  Crude Oil via Account
  Foreign Exchange via Account
  Financial Products
     -  "Link Express" RMB Wealth Management Product
     -  "Earn Every Step" -RMB Wealth Management Product with Incremental Income & Flexible Term
     -  "Smart F/X" Foreign Exchange Finance
Convenient Banking
Cross-border Financial Services
Deposit
Personal E-banking Business
ICBC Salary Manager
Star-rated Services for Personal Customers
Personal Consolidated Bonus Point Service
VIP Services
 
  Home Page > Personal Banking >Investment and Financing >Financial Products >"Earn Every Step" -RMB Wealth Management Product with Incremental Income & Flexible Term
"Earn Every Step"-RMB Wealth Management Product with Incremental Income & Flexible Term
 

☆ Product Profile
"Earn Every Step" is another self-managed innovative wealth management product launched by ICBC subsequent to the "Link Express" series.  "Earn Every Step" has high liquidity, very safe, increasing income while holding the product. The product meets the two requirements of the investors to earn income while maintaining liquidity.

☆ Features
1. Enjoy income without worry: more protection, superior return. The product mainly invests in bond and trust loan with high credit rating. Income level from the product of different periods will be adjusted according to the changes of market interest rate. Investors' yield may go up because of the higher interests rate, which effectively hedge against interest rate risk.
2. More income with happiness. Flexible buy and sell during the duration, earn more income in each step. If holding the product for 3 months, 6 months or 1 year, the expected yield is far higher than fixed deposit of the same term. Moreover, income increases while holding the product, the longer the period, the higher the income.
3. Earn income anytime: Buy or redeem anytime, invest out of own free will. Buy/redeem on T day, confirm on T+1 day, amount deducted for buying on T+1 day, redemption amount credited into account on T+1 day, a total solution on liquidity, which is not provided in conventional wealth management products.

☆ Service Channel and Trading Hours
ICBC outlets or Internet Banking.
Each working day is the opening date since the starting date (inclusive) of the product. The product can be bought or redeemed from 9:00 to 17:00 on the opening date. Purchase or redemption can be scheduled during the non-opening hours since the starting date (inclusive) of the product, same as the buying or redemption on the next opening hours.

The above is for reference only. Details refer to the rules drawn up by local ICBC branch. To save your time, please call your local ICBC before applying for the service.

Close