By centralizing its advantageous resources, ICBC has been committing itself to offering tailor-made, diversified and professional wealth management services---ICBC Wise Gold, helping you enjoy the wealth life in an ever changing era.
Pursue excellence and quality life. ICBC devotes itself to your demand and will make all efforts to realize your goal.
With ICBC Wise Gold services, you can enjoy following benefits:
1. Preferential services from ICBC's over 16,000 outlets all over the country, 4006695588 VIP services and VIP internet banking services;
2. Private space in ICBC wealth management center, tailor-made wealth management and asset management and other professional financial services from our international wealth management teams;
3. Tailor-made non-financial value added services, covering every aspects of your wealth life.
• Service Application
With wealth management centers all over the country, customer managers are always ready to serve you. Please contact a local ICBC outlet or call 95588 for details.
ICBC understands your unique need. Backed by cutting-edge technology and domain expertise, ICBC tailors customer wealth planning and asset management solutions and guides you a personalized portfolio under new approach of account management, one which reflects your wealth objectives.
• Wealth consultants at your service
1. Your risk tolerance
Know your risk appetite. We use state-of-the-art risk assessment model to gauge your risk tolerance and risk appetite systematically to help you master your risk preference and type of investment risks. We design wealth management plans that suit you best.
2. Family financial diagnosis
To keep yourself healthy, you need to go on regular medical check-ups. Similarly, we will help you periodically do a financial health check-up to ascertain the soundness of your and your family financial affairs. We use complex financial tools to analyze the assets and liabilities, income and expenses of yours and your family's. The report from the diagnosis will help you understand your financial status along with asset risk ratio, asset yield, liability ratio, financial safety and liquidity.
3. Integrated financial plan
Our goal is to help you attain your financial realm. We stand behind throughout your life. We help you design the lifestyle you want. We ensure your integrated financial plan is complemented with professional protection strategies for your insurance, education, house purchase and retirement provision.
Our financial planners will provide you individual wealth management services in every detail. For further information, call local ICBC Wealth Management Center.
•Manage your assets in line with your change
1. Exclusive wealth management products
"Wise Gold" represents a range of diverse of products (in home and foreign currencies) designed for you encompassing wealth management, insurance, precious metal and alternative investment and comes with solutions on liquidity, income, underlying investment and risk. We help you keep pace with market and gain higher return under safer conditions.
2. Asset management plan
Leveraging our expertise on one-to-many fund management, brokers collective wealth management plan, we are going to launch a full range of asset management plans to cater to your individual needs and face the financial market challenges.
• Account management gives you peace of mind
Getting a full picture about your accounts is the key to manage them and create wealth. We provide timely information on your account through a range of account services covering centralized account management, consolidated reconciliation, joint accounts and account alerts.
1. Centralized account management
A 7x24 service for you to look up account balance and make transfers anytime at more than 16,000 ICBC outlets nationwide or online via Internet Banking.
2. Consolidated reconciliation service
Comprehensive reconciliation service and customized statement service give you a full picture about your accounts.
3. Joint account service
A service for you to manage accounts with your family members or business partners. You, your family members or business partners agree an option for cash withdrawal or transfer so as to monitor, manage or deposit money to the account together.
4. Account alerts
We provide ICBC messenging service for you to know the latest balance in the accounts. That include: balance change alerts, NAV alert on fund/wealth management product, alert on stock price at-the-close, alert on fund/stock price at-the-money, and alert on matured wealth management product.
Experienced relationship managers are the key to ICBC wealth management services. You benefit from their personal advisory support and the expertise of a leading team of wealth managers. They are dedicated to build a long-standing, mutual trust relationship with you.
• Personal service
Being a valued customer of ICBC, you can entrust our financial planners and wealth management expert team with your wealth. ICBC financial planners are well
-trained and certified. They are the main point of contact with you in understanding your needs. They serve as a key liaison to ICBC wealth management team to deliver a superior level of one-to-one service that helps you achieve your wealth goals.
ICBC wealth management expert teams are seasonal professional with different focus areas: securities, fund, FX, insurance, trust, precious metal and real estate. They offer face-to-face advice to help you make choices at key points, and help you develop the most appropriate investment portfolio and asset management plan that take into account all aspects of your personal situation.
• Access to market-leading investment advice
In today's turbulent financial market, you win by taking control of the situation than to be a bystander. ICBC wealth management expert teams create content related to different markets around the world and provide analyst reports of the highest standard. They deliver advice for you to understand the latest market dynamics and in-depth market analysis.
As our VIP customers, you can access the most prestigious wealth and honor. ICBC offers exclusive, preferential and attracting services to facilitate a superior VIP experience.
• Private and Convenient VIP Access
ICBC knows your demand for "privacy, convenience, security and dignity" and therefore has been constantly improving itself to offer a comfort, efficient, private and elegant service environment at wealth management centers.
1. Exclusive service areas in Wealth Management Center
In ICBC's wealth management centers all over the country, you can enjoy a private wealth management service space with secure, convenient, all-round and comfort one-stop financial services.
★Tips: Please inform your customer manager before you come to the wealth management center so that we can better serve you.
2. Preferential access to outlet services
In ICBC's outlets, you can enjoy VIP counter, access and special services to save your time.
3. VIP internet banking
Whenever you register for ICBC internet banking, you can become a silver member of VIP internet banking. As a silver member, you can enjoy a special internet space with an access to many services without going out and to higher favorable rates.
★Tips: Please kindly note that VIP internet banking services are subject to www.icbc.com.cn.
4. VIP service hotline
4006695588 is a green access of ICBC telephone banking exclusively for VIP customers. Please call 7*24-hour hotline 4006695588 to enjoy attracting private assistant services.
★Tips: More value-added services are coming to meet your diversified demands. Please contact your customer manager for details.
• Special Fee Rate
Both increasing income and cutting down expenses are important. We offer favorable fee rate for many businesses like personal settlement, account management, safe deposit box, credit certification, wealth management agreement and e-banking, fully cutting down your cost for transaction, investment, financing and account management and helping you realize your wealth management goal. The specific fee rates may vary in different branches. Please contact your customer manager for details.
• Special and Extraordinary Medium
We offer a medium portfolio of "ICBC Platinum Elite Club Account Cards + Platinum Credit Card" to satisfy your demands for payment, transfer/remittance, cash deposit/withdrawal and investment and wealth management, the epitome of luxury and dignity.
Services have no borders. You can enjoy ICBC's global financial services all over the world. Our special and convenient value-added services will enrich your life.
• Global finance, Access to the World
In a connected world, domestic and overseas institutions of ICBC Group work together to offer cross-border financial services, satisfying your customized services in terms of business, investment, immigration, studying abroad, relatives visiting and travel. Services like agency witness account opening, overseas study finance and investment immigration can remove your and your family's worry about traveling abroad. Let's share the fruits of global economic growth together.
• Improving Value-added Services
Extraordinary benefits are based on the prestigious position. We will offer the most prestigious services including family protection scheme, private assistant service, health management and special-offer merchant service. Please open these value-added services and call 4006695588 or ICBC special line for value-added services. Our special team is always ready to provide 7*24-hour high-quality services. ICBC will keep focusing on your pursue of quality life and exert every effort to satisfy your diversified demands and facilitate a wonderful wealth life for you by integrating external resources.
★Tips: To protect your interest, you have to sign an application agreement for these services. Please contact your customer manager for details. Meanwhile, for higher efficiency, you can reserve your mobile phone number or telephone number when registering for telephone banking service so that you can be linked to the service provider according to your instruction when calling 4006695588 with the telephone number you reserved. Please contact your customer manager for details.
Our financial planners will also provide detailed, customized wealth management services. For further information, call local ICBC Wealth Management Center.