Tapping onto the strengths and resources, ICBC is committed to present its customers with tailored, comprehensive wealth management services of expert quality, so you can be certain to live the good life you so deserve in changing times.
Pursue in excellence, enjoy beautiful life. We fulfill your every need. We make suggestions on how best to achieve your money management goals.
Once you successfully sign up wealth management services, you are entitled to:
1. Priority services and discount offers from more than 16,000 ICBC outlets nationwide, 4006695588 VIP service line and Internet Banking (VIP Edition);
2. Exclusive access to ICBC Wealth Management Center to let you benefit from the wealth planning, asset management and other professional financial services offered by ICBC international financial planners;
3. Private assistant and other non-financial services customized to maintain your current financial success.
Dedicated customer managers at ICBC Wealth Management Center across the country are at your service to help you sign up the services. For further information, visit local ICBC outlet or call 95588.
ICBC understands your unique need. Backed by cutting-edge technology and domain expertise, ICBC tailors customer wealth planning and asset management solutions and guides you a personalized portfolio under new approach of account management, one which reflects your wealth objectives.
• Wealth consultants at your service
1. Your risk tolerance
Know your risk appetite. We use state-of-the-art risk assessment model to gauge your risk tolerance and risk appetite systematically to help you master your risk preference and type of investment risks. We design wealth management plans that suit you best.
2. Family financial diagnosis
To keep yourself healthy, you need to go on regular medical check-ups. Similarly, we will help you periodically do a financial health check-up to ascertain the soundness of your and your family financial affairs. We use complex financial tools to analyze the assets and liabilities, income and expenses of yours and your family's. The report from the diagnosis will help you understand your financial status along with asset risk ratio, asset yield, liability ratio, financial safety and liquidity.
3. Integrated financial plan
Our goal is to help you attain your financial realm. We stand behind throughout your life. We help you design the lifestyle you want. We ensure your integrated financial plan is complemented with professional protection strategies for your insurance, education, house purchase and retirement provision.
Our financial planners will provide you individual wealth management services in every detail. For further information, call local ICBC Wealth Management Center.
•Manage your assets in line with your change
1. Exclusive wealth management products
"Wise Gold" represents a range of diverse of products (in home and foreign currencies) designed for you encompassing wealth management, insurance, precious metal and alternative investment and comes with solutions on liquidity, income, underlying investment and risk. We help you keep pace with market and gain higher return under safer conditions.
2. Asset management plan
Leveraging our expertise on one-to-many fund management, brokers collective wealth management plan, we are going to launch a full range of asset management plans to cater to your individual needs and face the financial market challenges.
• Account management gives you peace of mind
Getting a full picture about your accounts is the key to manage them and create wealth. We provide timely information on your account through a range of account services covering centralized account management, consolidated reconciliation, joint accounts and account alerts.
1. Centralized account management
A 7x24 service for you to look up account balance and make transfers anytime at more than 16,000 ICBC outlets nationwide or online via Internet Banking.
2. Consolidated reconciliation service
Comprehensive reconciliation service and customized statement service give you a full picture about your accounts.
3. Joint account service
A service for you to manage accounts with your family members or business partners. You, your family members or business partners agree an option for cash withdrawal or transfer so as to monitor, manage or deposit money to the account together.
4. Account alerts
We provide ICBC messenging service for you to know the latest balance in the accounts. That include: balance change alerts, NAV alert on fund/wealth management product, alert on stock price at-the-close, alert on fund/stock price at-the-money, and alert on matured wealth management product.
Experienced relationship managers are the key to ICBC wealth management services. You benefit from their personal advisory support and the expertise of a leading team of wealth managers. They are dedicated to build a long-standing, mutual trust relationship with you.
• Personal service
Being a valued customer of ICBC, you can entrust our financial planners and wealth management expert team with your wealth. ICBC financial planners are well
-trained and certified. They are the main point of contact with you in understanding your needs. They serve as a key liaison to ICBC wealth management team to deliver a superior level of one-to-one service that helps you achieve your wealth goals.
ICBC wealth management expert teams are seasonal professional with different focus areas: securities, fund, FX, insurance, trust, precious metal and real estate. They offer face-to-face advice to help you make choices at key points, and help you develop the most appropriate investment portfolio and asset management plan that take into account all aspects of your personal situation.
• Access to market-leading investment advice
In today's turbulent financial market, you win by taking control of the situation than to be a bystander. ICBC wealth management expert teams create content related to different markets around the world and provide analyst reports of the highest standard. They deliver advice for you to understand the latest market dynamics and in-depth market analysis.
You are an esteemed customer of ICBC. Our bespoke services for you let you enjoy VIP experience with a difference.
• VIP Channel - Private, Confidential and Fast
We understand your need of "private, confidential, fast, safe, privileged". Through continuous self-improvement, we strive to provide you a nice service environment that is comfortable, highly efficient, private and confidential.
1. Exclusive service areas in Wealth Management Center
At the ICBC wealth management centers nationwide, you are entitled to all the safe, convenient, comprehensive one-stop financial services specially for you.
★Friendly reminder: Before you visit our Wealth Management Center, talk to your customer manager first so that we can better serve you.
2. Priority service at ICBC outlet
At the ICBC outlets nationwide, we serve you first at the "VIP window", "VIP channel" and exclusive service area to save your time.
3. Internet Banking (VIP Edition)
Register ICBC Internet Banking and enroll as a Silver Member. Now you can bank online and enjoy all the discounts, no more hassle to run to the bank.
★Friendly reminder: Check out our latest announcements on ICBC website (www.icbc.com.cn) regarding online services available in Internet Banking (VIP Edition).
4. VIP service line
VIP service line 4006695588 is ICBC Telephone Banking "Green Channel" specially for VIP customers. If you need private assistant service, just call our 7*24 VIP service line 4006695588.
★Friendly reminder: More private assistance services will be launched later to meet your diverse needs. A Guide to Private Assistant Services will be sent to you for your easy reference. Call your customer manager for details.
• Exclusive fee rates
It is equally important to "reduce expense" and "increase income". We offer you special fee rates in many services: personal settlement, account management, safety box, creditability letter, wealth management agreement and electronic banking. We help you attain financial success on the near horizon by saving your expense in banking transactions, investment, financing and account management. For further details, see ICBC Discount Fee Schedule for Wise Gold Customers.
Different fees are offered in local ICBC branches. Call your customer manager for details.
• Exclusive card/account
"Wise Gold Elite Club Account Card + Platinum Credit Card" are special combination of cards designed to simplify your banking including payment, transfer/remittance, cash advance/deposit or investment in wealth management products.
Services know no boundaries. Enjoy ICBC financial services anywhere in the world. We also provide you unique value-added services to add color to your life.
• Globally-linked up services
In nowadays connected world, ICBC branches in China and overseas join together to offer cross-border financial services, backed by ICBC Group to ensure customized delivery of services to meet your banking needs for your business, investment, emigration, overseas study, family visits and travel. Overseas account service, overseas study financial service, investment immigration service offer the convenience for you and your family members to leave China without financial worry, and enjoy the benefits of global economy growth.
• Sophisticated value-added services
Being our valued customers, you are privileged to enjoy the premium services made available to you, covering an array of family protection services, private assistant services and special discounts from merchants. Once you sign up ICBC private assistant services, anytime you can call 4006695588 for help. Our team of private assistants offers superb international-standard services around the clock. We aim to gather all possible means to accommodate your needs and assist in making necessary arrangements to enrich your life.
★Friendly reminder: To protect your interest, you have to sign agreement with ICBC if you wish to enjoy the services. Check details from your customer manager or call 95588 to sign up the services. When you sign up Telephone Banking, leave your mobile phone or fixed phone so that we can better serve you.
Our system will automatically forward your call to respective service providers when you use given mobile phone or fixed phone to call 4006695588. Call your customer manager for details on private assistant services.
Our financial planners will also provide detailed, customized wealth management services. For further information, call local ICBC Wealth Management Center.