Peony Avon Credit Card(Gold Card)	Peony Avon Credit Card(General Card)

Introduction of Peony Avon Credit Card

Peony Avon Credit Card is a credit card launched together by ICBC and Avon China. Not only the card has all the functions of Peony Dual Currency Credit Card, but also the cardholder could enjoy various discounts and services provided by ICBC and Avon China.

The design of Peony Avon Credit Card set out "Fashion, Confidence " of female characters and "Trust, Respect, Humility, Honesty" of Avon’s values, which improves the attractiveness and affinity of the product.

1. Double Points Award
When the cardholder use the card to purchase Avon products, he/she may get the Co-brand units points award. The points are not only exclusive to Avon products, but also as general points of ICBC which could be exchanged for gifts of discounts.

2. Universal Dual-Currency Card
Peony Avon Co-brand Card could be used conveniently no matter inside or outsider the boarder. And your overseas consumption could be repaid domestically by purchasing foreign exchange with RMB, which enables you to consume universally.

3. Sufficient and Flexible Credit
After the successful application of Peony Avon Credit Card, you would be given a certain limit of credit, which may be upgraded with your good credit record. If the original credit is not sufficient, you may apply for temporary or permanent upgrade; or you can also call 95588 to upgrade 10% of your credit temporarily by yourself, which helps you to enjoy the fun of consumption.

4. Revolving Credit, Sufficient Interest-Free Period
You can consume without advance deposit using Peony Avon Credit Card, and enjoy a 25days as shortest and 56days as longest interest free repayment period  (not including withdrawals and transfers), which enables you to consume before repay. You can choose to repay full amount or minimum amount within the repayment period marked by the bill. After you have repaid the overdraft funds, the credit will be recovered according to the repayment amount, which enables you to enjoy using the credits.

5. Financial Management and Points Award
You will enjoy the year-end settlement bill service provided by ICBC while holding the Peony Avon Credit Card, which provides consumption data for your reasonable financial plans. You could also get pleasant points by point awards and exchange plans, which enables you to enjoy more discounts and the fun of consumption.

6. More Services and Discounts
★Zero fee for local ICBC withdrawals and remote deposits
★Optional consumption code
★Receiving deposits, withdrawals and consumption in real-time
★Free SMS for balance changes in real-time
★Providing revolving credit and 56 days interest-free repayment period as the longest
★Automatically repayment account agreement
★Domestic and overseas on-line shopping
★24hours internet and telephone banking services
★Self-service amount transfer services
★Year-end financial clearing bill services
★Paper or electronic reconciliation services
★Applicable to domestic and overseas special companies and ATMs with logos of "VISA" or "UnionPay"

Note: Information provided on this page is for your reference only.  The specific details should be subject to the business operation process as well as the announcements and stipulations at your local bank outlet.ICBC reserves the right of final interpretation.