Peony Netcom Credit Card (MC Gold Card)	Peony Netcom Credit Card (MC Silver Card)
Peony Netcom Credit Card (VISA Gold Card)	Peony Netcom Credit Card (VISA Silver Card)
Peony Netcom Credit Card (American Express Gold Card)	Peony Netcom Credit Card (American Express Silver Card)
Peony Netcom Credit Card (China Union Pay Gold Card)	Peony Netcom Credit Card (China Union Pay Silver Card)

Peony Netcom Credit Card is launched together by ICBC and China Netcom, which has not only all the functions of ICBC credit card, but also discounts and services as following:

Special Annual Fee Discount
The annual fee of the current year could be exempted automatically by over 5 consumptions or RMB 5000 (including equivalent foreign exchanges) in the very year.

Convenient Payment by Card
It is more convenient and faster to use Peony Netcom Credit Card to pay various Netcom services fees at Netcom outlets.

Easy Instalments, Special Discounts
It is free of interests and fees to use Peony Netcom Credit Card to purchase "Computer + broadband" packages launched by Netcom by instalments, and there are also special discounts.

Universal Dual-Currency Card
Peony Netcom Credit Card could be used conveniently no matter inside or outsider the boarder. And your overseas consumption could be repaid domestically by purchasing foreign exchange with RMB, which enables you to consume universally.

Sufficient and Flexible Credit
After the successful application of Peony Netcom Credit Card, you would be given a certain limit of credit, which may be upgraded with your good credit record. If the original credit is not sufficient, you may apply for temporary or permanent upgrade; or you can also call 95588 to upgrade 10% of your credit temporarily by yourself, which helps you to enjoy the fun of consumption.

Revolving Credit, Sufficient Interest-Free Period
You can consume without advance deposit using Peony Netcom Credit Card, and enjoy a 25days as shortest and 56days as longest interest free repayment period  (not including withdrawals and transfers), which enables you to consume before repay. You can choose to repay full amount or minimum amount within the repayment period marked by the bill. After you have repaid the overdraft funds, the credit will be recovered according to the repayment amount, which enables you to enjoy using the credits.

Financial Management and Points Award
You will enjoy the year-end settlement bill service provided by ICBC while holding the Peony Netcom Credit Card, which provides consumption data for your reasonable financial plans. You could also get pleasant points by point awards and exchange plans, which enables you to enjoy more discounts and the fun of consumption.

More Services and Discounts
★Zero fee for local ICBC withdrawals and remote deposits
★Optional consumption code
★Receiving deposits, withdrawals and consumption in real-time
★Free SMS for balance changes in real-time
★Providing revolving credit and 56 days interest-free repayment period as the longest
★Automatically repayment account agreement
★Domestic and overseas on-line shopping
★24hours internet and telephone banking services
★Self-service amount transfer services
★Year-end financial clearing bill services
★Paper or electronic reconciliation services

Note: Information provided on this page is for your reference only.  The specific details should be subject to the business operation process as well as the announcements and stipulations at your local bank outlet.ICBC reserves the right of final interpretation.