Peony Dual Currency Credit Card（MC Gold Card） Peony Dual Currency Credit Card（MC Silver Card） Peony Dual Currency Credit Card（VISA Gold Card） Peony Dual Currency Credit Card（VISA Silver Card）

Peony Dual Currency Credit Card card is credit card issued by ICBC and used at home and abroad, granting a card holder certain credit limit and with which a card holder can consume within the credit limit and later make repayment. The highest authorized credit limit for a personal card is 50,000 Yuan. As for consumption by overdrawing within credit limit, a card holder can enjoy interest-free repayment period of 25 days to 56 days only if the card holder makes all the repayment before the repayment date specified on the statement of account. Peony Dual Currency Credit Card can be used in ICBC business offices, ICBC special emporiums, special emporiums and ATMs with "China UnionPay" logo and business offices with VISA and "MasterCard" Logo at overseas. Settlement can be made in RMB or a specified foreign currency. The card has functions of overdrawing consumption, account transfer settlement and deposit and disbursement of cash, etc. From June 2003, foreign currency due arising from overseas consumption or disbursement of foreign currency with Peony Dual Currency Credit Card can be repaid by foreign currency purchased with RMB, except trade prohibited by state laws.

Note: Information provided on this page is for your reference only.  The specific details should be subject to the business operation process as well as the announcements and stipulations at your local bank outlet.ICBC reserves the right of final interpretation.