Peony Student Card (MC) Peony Student Card (VISA)

Peony Student Card is an dual currency credit card product launched specially for University Students and Graduates by ICBC.

Convenient Channel for School Fees
Zero fee for remote deposits and local withdrawals, which frees the students from the troubles of carrying cash.

Annual Fee Discount
The annual fee is exempted for the first year, and that of the following year could by reduced or exempted by 3 consumptions or over RMB 3000.

Overseas Payment
The payment for overseas examinations could be repaid by RMB through foreign exchange purchasing.

Credit Report
ICBC would issue credit report for student cardholders who have good credit record.

Financial Services
It is applicable to over 18,000 outlets and over 23,000 ATMs of ICBC all over China, and POS and ATM with "UnionPay" logo.

More Services
★Double currencies by one card, applicable to all over the world,
★Functions of credit consumptions, transfer settlements, cash deposits and withdrawals,
★Overseas consumptions repaid by RMB in China automatically,
★Automatically repayment account agreement,
★Providing revolving credit and 56 days interest-free repayment period as the longest,
★Domestic and overseas on-line shopping,
★Free SMS for balance changes in real-time,
★Applicable to domestic and overseas special companies and ATMs with logos of "VISA" or "MASTERCARD"

Note: Information provided on this page is for your reference only.  The specific details should be subject to the business operation process as well as the announcements and stipulations at your local bank outlet.ICBC reserves the right of final interpretation.