ICBC is the leading financing institution in banking industry in supporting the development of various small and medium enterprises, which play a key role in boosting economy, providing employment opportunities, and promoting social developments. ICBC establishes specific marketing and service teams to conduct product and service innovations proactively to offer SME easy, professional, complete, and excellent financing services. In addition, ICBC creates a SME-customized assessment and credit management system, simplifies credit examination process, implements standardized credit service operations, and develops SEM credit service management system to realize the electronic service operations as well as management process by applying modern information technologies. ICBC's persistent efforts win the wide approvals from SME and its various services have been moving ahead constantly as well. ICBC's important operation indexes, such as the SME loan increase, have been coming out first in the banking industry in recent years; ICBC's services also win approvals from government and supervision institutions at the same time. It won the title of  "The Outstanding Institution of Small Business Loan Services in China's Banking and Financing Institutions" at the beginning of 2007.

ICBC has developed a complete SME-oriented financing service solution specifically. The solution is financing-product-centered and also covers settlements, cash management, investing banks, and financing services, the features are as follows:

I. Large Client Coverage
It serves the SME in various regions and industries and provides different products and their combinations based on clients' specific developing phases and operating circumstances.

II. Enriched Banking Services
The solution focuses on financing products and also covers settlement, international services, E-Banking, cash management, financing services, investment, enterprise annuities, and banking cards.

III. Easy and Efficient Processing Procedures
With the assistance of hi-tech approaches, standardized operating processes, and wide service channels, ICBC is ensuring SME to access easy and efficient financing services.

We'll constantly to improve our service quality, provide SEM with complete and quality financing services to promote the healthy and fast developments of various SEM.