In recent years, ICBC has continued to boost market-based start-ups and innovation. To meet the actual demand of start-ups in the process of industrial, commercial, and tax registration, the Bank launched the innovative Enterprise Express, an integrated service platform, to provide start-up businesses with one-stop free industrial and commercial agency, tax registration and other extended services as well as a package of preferential financial services to facilitate them in registration and rapid growth. According to statistics, more than 60,000 start-ups have enjoyed services provided by ICBC Enterprise Express platform.

According to an ICBC official, ICBC Enterprise Express has covered the full range of services needed by enterprises from registration, preparation to daily operations, including free company name pre-approval, business registration, organization code registration, tax registration, credit card application, account opening, payroll agency, internet banking, value-added services for employees, and other comprehensive administrative and financial services. The platform frees entrepreneurs from commuting among industrial and commercial administration, tax authorities and banks for registration and other trivial process newly registered companies have to handle, which saves time and cost.

On this basis, the ICBC branches launched a variety of financing and other special services according to local conditions. For example, Shenzhen Enterprise Express platform provides not only a one-stop registration service for local enterprises, but also diversified financial services including settlement, cash management, payroll agency, internet banking, and Entrepreneurship Loan financing. An enterprise may access a financing amount a certain multiple of its registered capital, and thus obtain bank credit at the start-up stage.

The ICBC Enterprise Express platform relies on the Bank’s technology platform and advantages in service network, organically combines public and financial services, and achieves an all-win result for the bank, enterprises, and the government. For example, the platform enables real-time information exchange of capital verification accounts by linking to the government-related information system so that the governmental departments can verify the availability of funds in a timely manner, effectively eliminate the false capital verification, and promote the building of social credit system. In addition, the platform extends corporate registration channels from industrial and commercial administration to the Bank’s outlets and from review on paper to electronic review through internet channels. It has leveraged the Bank's outlets and other social service resources to further drive the reform of commercial registration system, boost electronic-and internet-based development of government administration, and enhance the financial support to the growth of real economy.