ICBC has recently upgraded its Mobile Banking by adding new functions like fingerprint login and fingerprint payment with biometric identification technology, improved service interface of credit card, and further enhanced interconnectivity between its Mobile Banking and other internet financial platforms including ICBC Mall, providing customers with smarter and safer financial services.

According to an official with ICBC, the bank has improved functions, business and scenarios of Mobile Banking with internet-based design language, and balanced customer demands for security and convenience of mobile financial services by applying biometric identification technology and intellectualized design, delivering better user experience of Mobile Banking.

First, for the most frequently used login and payment, ICBC Mobile Banking added fingerprint login and fingerprint payment functions for iPhone users. The identity authentication with biometric identification technology is irreplaceable, and may reduce risk of internet attacks, and make Mobile Banking launch as fast as within 0.1 second, meeting customer demand for security and convenience of identity identification. Customers can use the function by entering the "Security Center" in ICBC Mobile and then enabling the fingerprint login and authenticating fingerprints in "Login Management". In addition, after enabling fingerprint payment function in ICBC e-Payment, customers can use fingerprint payment to make domestic remittance if beneficiaries are ICBC accounts and the amounts are within the payment limit.

Second, with intelligent design, ICBC upgraded the application, installment payment, inquiry and other interfaces of credit card to deliver secure, considerate and one-click user experience. For example, upon logging on the credit card interface of Mobile Banking, customers can see the card face, number, optimal repayment amount, available amount and balance. The interface also displays inactivated credit cards. Customers can activate the credit card by clicking the card to enter the "Activate Credit Card" interface and then inputting card number, validity term and security code.

Meanwhile, ICBC has connected Mobile Banking with other internet financial platforms. For instance, after entering the "Value Added Services" menu, customers can inquire and activate electronic coupons of ICBC Mall merchants, which simplified the use of electronic coupons.