According to customer's financial management need, ICBC offers complete informational service by helping customers to effectively monitor the inflow, outflow and retaining of fund on the basis of its technology and network advantages. With this service, information and fund can be transmitted simultaneously; fund and logistics can be tightly coupled to provide even better informational decision support.

1. Account Management on Income and Expenses
It helps customers to manage the income and expense separately according to customers requirements in fund management. For example, fund in payment account can only be transferred from specific account to facilitate centralized control of payment. Fund in income account can only be transferred to specific account to ensure secure collection.

2. Account Balance Management
It helps customers to control account balance based on customers requirements in fund management to maintain minimum fund occupation. For example, zero-balance (specified balance) management, where all (or retained specified balance) money in the account will be transferred back to specified account at day end.

3. Payment Control
If customers has the need to control the payments from bank deposits for reasons such as to ensure critical payment or the security of the fund, ICBC, as a service to control payment, will retain the account balance according to customer's instruction.

4. E-banking Account Information Service
E-banking provides complete information service to help customers effectively monitor and manage accounts through the combination of information flow and money flow.

(1) Balance Enquiry
It allows enquiry of account balance at anytime. Summarize the balance according to requirements and help customers to know the amount of money reservation.

(2) Transaction Record Enquiry
It allows enquiry of account details, including history and latest account transaction records of the day. Help customers to grasp the full picture of the where-about of money.

(3) Account Reminder
It helps customers to set for the control limit of his account. E-mail will be sent to remind customers once the money in the account exceeds the limit.

(4) Bank Statement
E-Banking provides bank Statement of the previous day, including balances and details. Customers can download and print it as a proof during account checking.