☆ Introduction
A low risk ICBC finance product issued targeting at personal customer who can get back investment return from RMB bond of high credit rating (Treasury Bond, financial debt, Central Bank bill and other bonds) and eventual return of principal and earnings at maturity. All domestic or foreign individuals in China can apply at ICBC with valid ID document.

☆ Features
1. Stable expected return, higher than fixed deposit in same period.

2. Issue at regular periods, total amount is controlled, first come first served.

3. Available at all ICBC business offices across the country, simple to apply.

☆ Service Channel
The product is sold at ICBC business office.

☆ Operation Guide
1. Open Account
Open Transaction Account in ICBC before product application. Only one such account can be opened for a customer in the same direct municipal branch, direct city branch or branches under management of tier-2 branch. You are then qualified to apply for this service once the account has been  opened. When opening this account, Peony Money Link Card (or Elite Club Account Card) within the region must be specified as the bank account to pay and receive all the money related.

2. Subscribe
When the product is in offering period, subscribe at ICBC business office with valid ID document, Peony Money Link Card (or Elite Club Account). Finance products can only be applied by yourself; others cannot apply on behalf.
Tips: Buying Hours: 9:00-17:00 every day during issuance, including Saturdays, Sundays and holidays. Selling Hours: 9:30-15:00 Mondays through Fridays (except Saturdays, Sundays and holidays)

3. Maturity
Principal and income will be directly transferred into Transaction Card (Elite Club Account or Peony Money Link Card ).