Receivable Solutions

ICBC (Asia)’s Receivable Solutions are comprised of a full range of services which can improve your cash flow, operating efficiencies and profitability.

Smart Account Service

Using the Smart Account Service, you can use the sub-accounts to collect funds in different currencies from local or overseas countries.


  • You may open unique sub-accounts for each of your payers. Your payers can then use the sub-accounts to make payment to you through a number of channels
  • Extensive channels include Internet Banking, ATM, CHATS, telegraphic transfer, Autopay and our branch counter.
  • With the unique sub-account number to identify the payers’ identities, data reconciliation has never been that easy and prompt.

Auto Fund Collection Service

Autopay Fund Collection Service allows you to take the initiative to collect HKD/ RMB payment from your clients.


  • Upon getting the direct debit authorization from your clients, you can instruct the bank to collect bulk payment for you. This can greatly enhance your operational efficiency.
  • Report showing the instruction results will be provided, facilitating your data reconciliation.
    • Cash & Cheque Collection Services

      Using the Cash & Cheque Collection Services, you can avoid keeping the bulk cash and cheque overnight at your company or shops.


      • You can appoint a security company to collect cash and cheque from your company and deliver them to nearby ICBC (Asia)’s branches, our Bank will be responsible to deposit them into your operating account. The services are convenient and secure.