ICBC Horoscope Card

Online Application Gift

Extra HK$50 Free Credit Card Spending Limit for each card is eligible to new customers who successfully apply designated ICBC (Asia) credit cards upon card approval. The application should take via online.

  • ICBC Horoscope Visa Signature Card + ICBC Horoscope UnionPay Dual Currency Diamond Card【Apply Now

For details, please refer to Terms and Conditions of the Online Application Gift.

Welcome Offer

New customers who successfully apply for ICBC Horoscope Visa Signature Card and ICBC Horoscope UnionPay Dual Currency Diamond Card / ICBC Horoscope UnionPay Dual Currency Plaitinum Card can enjoy


  • 24” Starry Luggage (Suggested retail price:HK$980)*; or
  • HK$300 Free Credit Card Spending Limit *

*To be entitled to the relevant welcome offer, new customers are required to accumulate retail spending or cash advance for HK$/ RMB 1,500 or above with each card within the first 2 months of new cards issuance.For details, please refer to Terms and Conditions of the Welcome Offer.

Customer can select the preferred horoscope cardface design when they apply the card. If there is no indication, the Bank will assign the horoscope cardface design according to the date of birth. Please refer to the table below for details.

Capricorn
(22/12 - 20/1)

Aquarius
(21/1 - 19/2)

Pisces
(20/2 - 20/3)

Aries
(21/3 - 20/4)

Taurus
(21/4 - 21/5)

Gemini
(22/5 - 21/6)

Cancer
(22/6 - 22/7)

Leo
(23/7 - 22/8)

Virgo
(23/8 - 23/9)

Libra
(24/9 - 23/10)

Scorpio
(24/10 - 22/11)

Sagittarius
(23/11 - 21/12)

Cash Rebate

Enjoy 1.5% cash rebate with your ICBC Horoscope Visa Signature Card and ICBC Horoscope UnionPay Dual Currency Diamond Card. Every dollar (HKD or RMB) spends with the card will entitle 0.5% cash rebate. HKD & RMB spending will be combined for accumulated transactions amount calculation; RMB¥1 spending will be calculated as HKD$1. Rebate amount will be calculated on a monthly basis automatically without any convert changes 1, it will be credited to the HKD account and shown on the statement.


Attention: Cash rebate on local spending and overseas spending with ICBC Horoscope UnionPay Dual Currency Platinum Card are 1% and 1.5% respectively.

1: Bonus point and cash rebate are not applicable to cash advances, balance transfer, cash installment loan amount/ tax loan and personal loan amount/ merchant installment loan amount and the repayment amount, reload/ transfer of e-wallet (including but not limited to Alipay, PayMe, Tap & Go and WeChat Pay), donations, purchase of casino chips, gambling transactions, unauthorized transactions, all payment type (including but not limited to credit card charges, cash installment, any financial charges, overdue charges, all account service charges, settlement through online personal banking service or ATM for insurance payment or utilities bills, tax payment, payment for MPF contribution etc. Or other categories as we may at our sole discretion determine from time to time). Also, the Rewards are not applicable to the transactions of supermarkets, fuel, transportation fees, property, motor vehicle, wholesale, hospital and tuition in China etc. (transaction types are determined according to the merchant categories as defined time to time by Visa, MasterCard and UnionPay and reserves the right to change the merchant categories from time to time, or at its sole discretion of Industrial and Commercial Bank of China and (Asia) Limited). Transactions which have not been posted, cancelled, refunded or not authorized are not eligible to the rewards.

Credit Card Spending Installment Plan

Every spending with choice of installment plan for you to enjoy fabulous shopping delights!

  • Super-Low Monthly Flat Rate at 0.235% (APR is 5.29%)2
  • 12, 24 and 36 month installment plan of your choice
  • No documents are required
  • Application Hotline3: 2533 8686

2. Monthly flat rate 0.235% ,Annualised Percentage Rate (APR) 5.29% are calculated based on Spending Installment amount HK$10,000, Monthly flat rate 0.235% and 12-month repayment tenor. For 24-month and 36-month tenor, APR are 5.46% and 5.48% respectively. The APR is calculated based on the guidelines as set out in the Code of Banking Practice. The Bank shall have the right at its discretion to apportion any Installment payment between interest and principal in such manner as it shall desire. The annualised percentage rate is a reference rate which includes the basic interest rate and other fees and charges of a product expressed as an annualised rate. Terms and conditions apply, for more details on terms and conditions and relevant fee and charges,please visit www.icbcasia.com or call the Customer Service Hotline 2533 8686.
3.Office hour of the Customer Service Hotline: Monday - Friday: 10am - 6pm, except Public Holidays. After language option is selected, please press ‘9’ to talk to a Customer Service representative.

ICBC Horoscope Visa Signature Card offers

Visa Contactless Payment

With Visa Contactless Payment, you can simply tap and pay with your ICBC Horoscope Visa Signature Card on the card terminal that support contactless payment function. It’s fast, convenient and no need for signature too. Look for the contactless symbol and enjoy the ease of contactless payment today!

10% discount at Cafe, Sha Tin 18 and Tin Tin Bar of Hyatt Regency Hong Kong, Shatin4

  • Enjoy 10% discount on buffets and a la carte menu at Cafe (valid from Monday to Thursday)
  • Enjoy 10% discount on a la carte menu at Sha Tin 18 (valid from Monday to Thursday)
  • Enjoy 10% discount on a la carte menu and beverage at Tin Tin Bar (not applicable on Happy Hour)

4. The promotion period is from 1 January to 31 December 2020 (the last day is inclusive). Cardholders are required to present and settle payment, including deposit (if any) with valid ICBC Horoscope Visa Signature Principal / Supplementary card using VisaNET to enjoy offer.Blackout dates apply. Not applicable on all public holidays and its eves, Valentine’s Day, Mother’s Day and its eve, Father’s Day and its eve and Winter Solstices.Offer is applicable to dine-in consumption only, to a maximum of 12 diners per table per transaction, inclusive of the cardholders.Advance reservation is required and confirmation is subject to availability.General terms and conditions of Visa and Hyatt Regency Hong Kong, Shatin apply, please check www.visa.com.hk/ for details. ICBC Card cardholder should contact the related merchants directly if there is any complaint or dispute. ICBC Card cardholder will not be notified separately for any changes or cancellation on the offers.The relevant offers shall be terminated immediately if the relevant merchant(s) has/ have ceased or close down the business. The Bank reserves the right to vary or terminate the offers at any time and to amend these Terms and Conditions from time to time.

15% discount at Cafe, Hugo’s and The Chinese Restaurant of Hyatt Regency Hong Kong, Tsim Sha Tsui 5

  • Enjoy 15% discount on buffets at Cafe
  • Enjoy 15% discount at Hugo’s (except Sunday brunch)
  • Enjoy 15% discount at The Chinese Restaurant (except lunch on Saturday, Sunday and public holidays)
  • Enjoy 15% discount on whole cake purchase at Cafe

5.The promotion period is from 1 January to 31 December 2020 (the last day is inclusive). Cardholders are required to present and settle payment, including deposit (if any) with valid ICBC Horoscope Visa Signature Principal / Supplementary card using VisaNET to enjoy offer.Blackout dates apply. Offer is applicable to dine-in consumption only, to a minimum of 2 and a maximum of 12 diners per table per transaction, inclusive of the cardholders (Except for the Cafe’s whole cake offer). Advance reservation is required and confirmation is subject to availability.General terms and conditions of Visa and Hyatt Regency Hong Kong, Tsim Sha Tsui apply, please check www.visa.com.hk/ for details. ICBC Card cardholder should contact the related merchants directly if there is any complaint or dispute. ICBC Card cardholder will not be notified separately for any changes or cancellation on the offers.The relevant offers shall be terminated immediately if the relevant merchant(s) has/ have ceased or close down the business. The Bank reserves the right to vary or terminate the offers at any time and to amend these Terms and Conditions from time to time.

10% Discount on Food and Birthday Privileges at The Peninsula Hotel, Hong Kong6

  • Enjoy 10% discount on food at the Lobby, the Verandah, Spring Moon, Gaddi’s, Felix, Chesa (dinner only) and Imasa
  • Birthday Offer: A Complimentary bottle of Champagne upon dining at the Lobby and the Verandah

6. The promotion period is from 1 January to 31 December 2020 (the last day is inclusive). Cardholders are required to present and settle payment, including deposit (if any) with valid ICBC Horoscope Visa Signature Principal / Supplementary card using VisaNET to enjoy offer.Blackout dates apply. Birthday Offer: Each guest must order special birthday menu at the Lobby. Each guest must order lunch/dinner buffet at the Verandah, and must make reservation three days in advance. 10% discount offer: Minimum of 2 and maximum of 12 diners per table per transaction, inclusive of the cardholders. Advance reservation is required and confirmation is subject to availability. Offer is applicable to dine-in consumption only, not applicable to take-away items. General terms and conditions of Visa and The Peninsula Hotel, Hong Kong apply, please check www.visa.com.hk/ for details. ICBC Card cardholder should contact the related merchants directly if there is any complaint or dispute. ICBC Card cardholder will not be notified separately for any changes or cancellation on the offers.The relevant offers shall be terminated immediately if the relevant merchant(s) has/ have ceased or close down the business. The Bank reserves the right to vary or terminate the offers at any time and to amend these Terms and Conditions from time to time.

Sign and Fly Protection

Cardholder will be entitled to a free personal accident insurance coverage on public conveyance up to US$500,000 if not less than 50% public conveyance fare is purchased with ICBC Horoscope Visa Signature Card.

Note:Sign and Fly Protection is governed by the master policy held by ICBC (Asia).

ICBC Horoscope UnionPay Dual Currency Card offers

LoungeKey Greater China Airport Lounge Benefit (Not applicable to Platinum Cards) 7

Cardholders fulfill specified spending requirements can enjoy 3 times lounge visits with friends and family through LoungeKey account, which covers more than 130 designated LoungeKey airport lounges around the Greater China in Chinese Mainland, Hong Kong, Macao and Taiwan.

8.The promotion period is from 1 January to 31 December 2020 (the last day is inclusive). UnionPay Diamond Card cardholders are required to have accumulated retail spending of HK$3,000 or above, with no more than two single transactions, to enjoy the airport limousine transfer services at an exclusive rate of HK$250 per trip. For details, please contact (852)2169 0108 or refer to http://premium.unionpayintl.com/hk/diamond/airport-limousine.html.

Airport Limousine Service in Hong Kong and Mainland China (Not applicable to Platinum Cards) 9

Cardholders fulfill specified spending requirements can enjoy airport limousine transfer services at an exclusive rate of HK$250 per trip. Service includes private chauffeur and luggage handling service, meet and greet service etc.

8.The promotion period is from 1 January to 31 December 2020 (the last day is inclusive). UnionPay Diamond Card cardholders are required to have accumulated retail spending of HK$3,000 or above, with no more than two single transactions, to enjoy the airport limousine transfer services at an exclusive rate of HK$250 per trip. For details, please contact (852)2169 0108 or refer to http://premium.unionpayintl.com/hk/diamond/airport-limousine.html .

Lunch/ Dinner Buy 1 Get 1 at UnionPay selected restaurants9(Not applicable to Platinum Cards)

Cardholders can enjoy Buy 1 Get 1 offer for lunch or dinner at selected UnionPay restaurants. For details, please refer to UnionPay website.

9. The promotion period is from 1 January to 31 December 2020 (the last day is inclusive), blackout dates of merchants applied. The promotion is eligible only via specific online booking, where bookings can be made one month in advance. For details, visit www.unionpaypremium.com.hk . Enquiry: (852)2169 0108.

UA Cinemas Movie Ticket Buy 1 Get 1 and Discount Privilegee 10

  • Buy 1 get 1 free on 2D / 3D / IMAX 2Dmovie tickets for Friday shows (Not applicable to Platinum Cards)
  • 10% off 2D / 3D / Atmos/ IMAX/ D-Box/ VIP housemovie tickets

10.The promotion period is from 1 January to 31 December 2020 (the last day is inclusive), blackout dates of merchants applied. Buy 1 Get 1 offer is applicable to ICBC‧KMB UnionPay Dual Currency Diamond Card only, cardholders purchase a regular-priced same-day/pre-sale movie ticket (2D, 3D or IMAX 2D) for a Friday showing at the box office of UA Cinemas, and who have made a single local transaction of at least HK$500 in the same calendar month, will be entitled to a free ticket for the same show by presenting the original credit card payment slip. 10% discount offer is applicable to both ICBC‧KMB UnionPay Dual Currency Diamond Card and Platinum Card, cardholders will be entitled to a 10% discount on any purchase of regular-priced movie tickets (2D, 3D Atmos ,IMAX, D-Box or VIP house) at the box office of UA Cinemas, UA App (Mobile Application) or through its website.

Two Currencies in One Card

With both HKD and RMB accounts in one card, you can spend with the local currency across Mainland China and Hong Kong, and enjoy a waiver of foreign exchange fee on spending in RMB and foreign currencies.

Contactless Payment for transportation and shopping in Macau



ICBC UnionPay Dual Currency Card grants you UnionPay QuickPass function for public transportation in Macau.,Besides, you can enjoy hassle free spending in those UnionPay QuickPass-enabled merchants in Hong Kong, China and Macau. It’s fast, convenient and no need for signature.

Experience the new QR code payment convenience via 'UnionPay App'

Download the 'UnionPay App' with mobile phone and bind with ICBC UnionPay cards to enjoy numerous Hong Kong, Macau and cross-border privileges.

Apply Now!

Reminder:To borrow or not to borrow ? Borrow only if you can repay !