SME Banking Service

SME Financing Products

Our professionals will provide you tailor-made financial plan, enable you to plan and expand the business with greater convenience and efficiency.

We offer the following financing products,

Installment Loan

We provide finance and help you to seize every business opportunity and finance your business needs.

Property Mortgage

We provide tailor-made loan packages for you to purchase office premise, factory or property.

Overdraft

We provide various overdraft facilities to enhance your company’s cash flow and enables you to meet your business needs with ease.

Trade Finance

We provide you a comprehensive range of trade financing service, which give you greater flexibility and liquidity, also no missed business opportunities due to inadequate cash flow.

SME Financing Guarantee Scheme (SFGS)

With the support from the government, the Hong Kong Mortgage Corporation Limited (HKMC) will provide guarantee coverage on 80% of the credit facility amount to eligible enterprises under the SFGS scheme, which will enable you to maintain your liquidity and meet all trading needs to support your company’s growth and expansion.

Features:

  • Loan amount up to HKD12,000,000
  • Up to 60 months repayment period

*Click here to visit the HKMC website for more details of the SFGS program.

Reminders about Responsible Borrowing
- Customer should have a clear understanding of his/her financial condition, daily expenses, and actual borrowing needs.
- Customer should assess his/her repayment ability and avoid over-borrowing.
- Customer should repay any outstanding balance on time to avoid late payment charges and additional overdue/overlimit interest charged by the Bank.
- To borrow or not to borrow? Borrow only if you can repay!

For further information regarding to our appointed loan referral agent list, please contact our customer service hotline at 218 95588.

Supplementary information document for Identifying a Connected Party