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ICBC UnionPay Dual Currency Credit Card

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Click here for Mandatory Documents required for Credit Card Application

Gentle Reminder: If you have any enquiries or feedback about the Online Credit Card Application, please contact our 24 hours Customer Service Officer at 65-63695588 for immediate assistance. Existing ICBC credit cardholder, please click "Other Application Channels" to download and complete the Simplified Credit Card Application Form to apply for additional ICBC Credit Card(s). 

Enjoy up to 8% cashback on purchases*
*Terms and Conditions apply.

Enjoy great savings with no administrative fees for all transactions made in RMB
RMB/SGD currency exchange charges will be waived whenever you make payments with this card in Mainland China, you can enjoy more privileges and savings!

Low RMB cash advance rates
The cash advance rates are as low as 3% of the transaction amount or RMB 9.00 (whichever is higher) for cash advance withdrawals via ATM in Mainland China.

Payment by RMB or SGD
All transactions made in Mainland China are charged directly in RMB, and you have the flexibility to pay this amount in RMB or SGD. For all other transactions made outside Mainland China, pay with SGD.

Choose to pay your credit card bills with SGD easily through AXS, Internet Banking, cheque and even over our sub-branch counters, or pay with RMB over our sub-branch counters all over the island. Enjoy greater convenience when you sign up for auto-payment with your ICBC Current Accounts.

Most accepted Credit Card in China
While ICBC provides comprehensive service networks and self-service facilities in Mainland China, UnionPay is the only bank card institution for RMB settlement in Mainland China. The cooperation between ICBC and UnionPay will thus provide excellent RMB facilities for the cardholders.

Waiver of annual fee for 3 years  

▲ Eligibility

Principal applicant must be 21 years old and above and have a minimum annual income of S$30,000 for Singapore citizens and permanent residents; minimum annual income of S$48,000 for foreigners.


Supplementary applicant must be at least 18 years old and a family member or a person of close relation of the Principal applicant.

▲ Secured Card
If you are unable to provide the necessary income documents or satisfy the minimum income criteria, you can apply for a secured card which requires a minimum fixed deposit of SGD 10,000. Terms and conditions apply.

ICBC Singapore Credit Card Cardmember Agreement

ICBC Singapore Branch Account Terms

Important Information