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Lending Service

Syndicated Loan

Over the past few years, We have developed well-recognized capabilities and a solid market reputation in the syndication field.

We have led and arranged a number of large-scale syndicated loans for Chinese and Hong Kong enterprises, including those projects conducted by public sectors and listed companies.

We actively take part in syndication projects, acting as lead arranger, underwriter, participant, guarantor, book-runner, agent and security agent.

Commercial Lending

As a partner of our clients in their business development, we offer a full spectrum of commercial lending and financial advisory services to assist them in capitalizing all business opportunities.

With the extensive branch network of ICBC in China and our in-depth understanding of the Chinese market, we are able to provide our clients with professional advice and financing services to facilitate their business activities in China.

We provide a wide range of products including funding, bid bonds, performance bonds, prepayment bonds, maintenance bonds and utility guarantees for construction projects.

Commercial term loans, revolving loans and overdraft facilities are offered to our clients to enhance their ability in meeting their financial needs and obligations.

We also help our clients obtain credit or financing abroad by issuing financial guarantees or stand-by letters of credit.

Mortgage Lending

Preferential mortgage loan services are offered to our clients to meet their home financing needs. Flexible repayment period and various repayment schemes are offered to our clients to suit their budget.

Application is easy and convenient, Pre-approved mortgage service is available, Total amount of a mortgage loan can be as high as 70% of the appraised property value.

Our clients can enjoy a repayment period of up to 30 years. Clients may choose either fixed installments of payment or fixed term of payment in repaying the principal and interests of the loan. Clients shall enjoy waiver from paying the first year premium for fire insurance and exemption or reduction of attorney charges.