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> Call Deposit
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Call deposit: a fixed deposit with period remained open at the time of deposit. ICBC will be notified in advance to agree on the date and amount of withdrawal.
To call deposit: Transfer the amount from current sub-A/C under Elite Club A/C Card or e-Age Card into call deposit.
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1. Call Deposit is classified by notice period into 1-day call deposit and 7-day call deposit.
2. RMB call deposit starts at minimum ￥ 50,000 (inclusive), either 1-day or 7 days. Minimum initial for FX call deposit varies by areas, in the neighborhood of ￥ 50,000 (inclusive) or equivalent. Call deposit in foreign currency can be opened as 7-day call deposit.
3. Principal is deposited one time, withdrawal can be one or more times. Amount drawn each time during partial withdrawal should be over the initial minimum.
4. Interest on call deposit is accrued at the rate quoted on the drawing date with respective to the actual deposit period. Interest is cleared with the principal.
5. If deposit is not drawn on the appointed date, interest will be accrued at the rate of current deposit.
6. Under this function, registered Internet Banking card added through self-service cannot be used to transfer current deposit into call deposit. |
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