欢迎您登陆工商银行网上银行-欢迎页

A：ZHIFUHU

Party B：ICBC

Party A (A customer of Transferring Account) hereby authorizes Party B (ICBC) to periodically deduct from Party A's Account opened in Party B to pay back amount due in Party A's Peony Card Account under the terms agreed below.

1. Auto-Repayment can be applied to the following types of cards: Peony International Quasi Credit Card and Peony Credit Card.

2. Auto-Repayment by foreign currency for Peony International Quasi Credit Card shall have the options of either using foreign exchange bought by RMB or foreign currency directly. Currency of transferring/receiving account must be identical if foreign currency is used for repayment. Peony International Quasi Credit Card only allows auto-repayment via USD Account.

3. Transferring Account making auto-repayment for Peony International Quasi Credit Card and Peony Credit Card can be: Peony International Quasi Credit Card, Peony International Debit Card, Domestic Peony Credit Card, Domestic Peony Quasi Credit Card, Domestic Peony Money Link Card/Elite Club Card/E-Age Card and Domestic ICBC Current Account.

4. Only owner of Transferring Account/holder of Principle Card can apply for Auto-Repayment.

5. Registration and modification to Auto-Repayment can only be applied by Party A. Party A can apply auto-repayment for account either of his/her own or others. Transferring Account must be a Personal Account should owners of Transferring Account and Receiving Account are not of the same person. Applications for registration, modification and cancellation of

7. Party B shall make deduction for Peony International Quasi Credit Card and Peony Credit Card on the 25th of each month for 'Auto-Repayment by RMB' or 'Auto-Repayment by Foreign Currency bought using RMB', and make auto-repayment deduction for foreign currency account in International Card using foreign currency account in International Card. Party B shall make auto-repayment deduction on the 24th of each month for foreign currency account in International Card using foreign currency account in non-International Card. Party A must warrant that Transferring Account is in normal status and have enough balance for Party B to make auto-repayment on the Deduction DayNo overdraft in the Transferring Account for the deduction. Party B will stop making any deduction if the balance in the Transferring Account is insufficient to repay Receiving Account in full. Party A must repay before the deadline through other means or inform Receiving Account when the repayment arrives. Party A shall be liable for all losses incurred. In the event that Party B fails to make deduction arising from the abnormal status of Party A's account, Party A must repay before the deadline through other means or inform Receiving Account when the repayment arrives. Party A shall be liable for all losses incurred.

8. Party A that buys foreign currency using RMB to automatically repay shall have exchange rate quoted by Party B on the Deduction Day. Party A that uses foreign currency account in non-International Card to automatically repay foreign currency account in International Card can only specify its Transferring Account as either 'Cash FX' or 'TT FX'. Party B only makes deduction on the type of FX account specified by Party A.

9. When Transferring Account is a Peony International Card, Peony Credit Card or Peony Quasi Credit Card, Party B will process the auto-repayment according to the changed Card No. in case of any new Card No. is issued to replace the lost Transferring/Receiving Account. When Transferring Account is an account of other type, Party A must timely change the information given to Party B in case of any new Account No. /Card No. is issued to replace the lost Transferring/Receiving Account.

10. Party A or holder of Receiving Account must cancel auto-repayment first before canceling the account. Otherwise, all loss incurred shall be borne by Party A.

11. Auto-Repayment Agreement herein shall be and remain in full force unless otherwise amended by Party B, service stopped by Party B, auto-repayment cancelled by customer of Receiving Account.

Declaration: I acknowledge having read, understood and agreed the foregoing Auto-Repayment Agreement. I hereby certify that the information given is true and has been verified against ICBC printed without errors.