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> Credit Card Service
> Credit Card Repayment
> Repayment
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Credit Card Service: A group of self-service functions for applying new card, replacing card, activating card, checking/updating personal particulars in the card and installment service.
Credit Card Repayment: Repay the overdraft in Credit Card, Quasi Credit Card by the registration card of Internet Banking registered at ICBC counter.
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| 09010303e |
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1. Only the balance in your ICBC credit card can be used if the card is used as the payment A/C, no overdraft. 2. Before the repayment date is due, no need to pay interest for the overdraft if repayment is the amount stated in the last statement. 3. Before the repayment date is due, no need to pay penalty interest if repayment is the minimum stated in the last statement. 4. Yesterday's best repayment = repayables in last statement + overdraft transfer this period as of yesterday + cash advance this period as of yesterday - repayment this period as of yesterday. 5. Yesterday's best repayment do not include the cash advance of the day, overdraft transfer of the day, repayment amount of the day. No grace period for cash advance and overdraft transfer. If you draw cash or transfer by overdraft on the day, the amount advanced or transferred must be repaid. 6. Once the repayment is successful, current dues and available balance in the account will be updated in real-time; Yesterday's best repayment will be updated next day; repayable and minimum repayment in last statement will be updated in the monthly statement. |
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