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 Test of risk tolerance Help


    Dear customers, as required by Securities Regulatory Commission, we have to determine your level of risk tolerance in order to find out if you are suitable to buy Investment-type product. Please fill in the following:
  1 How much is the estimated annual income of your family (Chinese Yuan)
     A 50,000 or below B 50,000 to 200,000 C 200,001 to 500,000 D 500,001 to 1,000,000 E Above 1,000,000
  2 What is the purpose of your investment?
     A Children's education / Retirement Plan B Personal goal (e.g. Property/Car acquisition) C Wealth growth / accumulation
  3 What is your expected return for the investment? (Remark: higher expected return carries higher risk)
     A In line with time deposit rate B Slightly more than time deposit rate C Significantly exceed time deposit rate
  4 What is your age?
     A 18-30 B 31-40 C 41-50 D 51-60 E Above 61
  5 How do you expect your future monthly investable amount over the next five years?
     A Expect the monthly investable amount will decrease (e.g. retirement) B Expect the monthly investable amount will stay somewhat the same C Expect the monthly investable amount will be greater than now
  6 If you consider lump sum investment, what percentage of your total assets will you invest?
     A Less than 25％ B 25％ to 50％ C 51％－75％ D Greater than 75％
  7 How do you expect your time horizon for this investment product?
     A Less than 1 year B 1 to 2 years C 3 to 5 years D more than 5 years
  8 How would you describe your investment experience or knowledge?
     A I have very little investment experience apart from bank savings and time deposits B I have some knowledge in unit trusts/stocks/bonds investment. I/We appreciate further guidance C I am an active and experienced investors and able to make my/our own investment decisions
  9 How would you describe your attitude towards risk?
     A I/We do not want to risk my/our capital or even subject to short-term fluctuation B I/We think capital preservation is important and expected return is more than time deposit rate C I/We think capital preservation is important but I am/we are willing to assume some risks to enhance the potential returns D I am/We are willing to accept significant risk for potentially higher returns
  10 How does the performance of the investment affect your daily life?
     A Any losses incurred would seriously affect my/our daily life since I/we depend on my/our investment to meet my/our current expenses B I/We can maintain my/our standard of living in the time of a small dip in investment C Any investment losses may not concern me/us as I/we have already made provision for my/our needs D A matter of indifference
  11 Which of following volatility？ to return would be most tolerant to you?
     A Above 50% losses of my capital B 20% to 50% losses of my capital C Less than 10％ losses of my capital D No risk to my capital
  12 Have you fully understood the type,risks,time horizons,return calculations and liquidity of the products you would like to purchase?
     A Yes B No
  13 For products the principal of which is not guranteed, you may get back the whole principal and some returns or you may lose part of your principal when the products terminate. Have you known clearly all those circumstances? Could you bear all the outcomes?
     A Yes B No
  14 Investing QDII products, you may face exchange rate risk, which may cause you to lose principal. Have you known clearly all the risks mentioned above? Could you bear all the risks?
     A Yes B No
  15 Do you need to redeem the product during the holding period?
     A Yes B Uncertain C No
  


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 Menu Tip  
Menu Tip Message 1. Answer the questions based on your current situation. Click "Submit" after answering all. A result will be shown to reflect your risk tolerance.
2. Once the test is finished, you can choose any fund, investment or insurance product to buy. You will be stopped to go further If the result of your test shows that you cannot bear the risks of the product(s) you wish to buy. In such case, click "do the test again" and go over again.