>>Buy T-Bond:
    Check and buy Savings T-Bond (Certificate) issued-on-behalf by ICBC.
    >>Pay T-Bond:
    Present Savings T-Bond (Certificate) held in custody at ICBC for payment.
    >>Check bond balance:
    Check Savings T-Bond (Certificate) held in custody at ICBC.
    Terminology:
    Savings T-Bond (Certificate): Treasury bonds issued by commercial banks under the rule of "T-Bond Receipt Voucher". Savings T-Bond (Certificate) are registered bonds. Loss of them can be reported, can be redeemed prior to maturity and used for applying pledge loan. However, no change of ownership, non-negotiable, non-transferable.
    Redeem before maturity: Savings T-bond (Certificate) after issuance can be redeemed before maturity, when desired. A banking charge will be collected proportional to the principal. No banking charge if Savings T-bond (Certificate) are presented for payment during and after the stated period.
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