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Our Achievements

Operating results  (in RMB millions) 2023 1H 2022 1H Change rate
Net interest income 336,987 350,611 -3.89%
Net fee and commission income 73,465 76,041 -3.39%
Operating income 428,906 444,161 -3.43%
Operating expenses 105,379 102,496 2.81%
Impairment losses 122,255 133,849 -8.66%
Operating profit 201,272 207,816 -3.15%
Profit before taxation 203,655 210,003 -3.02%
Net profit 174,720 172,819 1.10%

Basic earnings per share (in RMB)

0.48 0.47 2.13%

Diluted earnings per share (in RMB)

0.48 0.47 2.13%

Balance sheet items (in RMB millions) 2023.06.30 2022.12.31 Change rate
Total assets 43,669,606 39,610,146 10.25%
Total loans and advances to 
customers
25,291,921 23,210,376 8.97%
Allowance for impairment 
losses on loans(1)
751,196 672,762 11.66%
Investment 11,255,131 10,533,702 6.85%
Total liabilities 40,073,186 36,094,727 11.02%
Due to customers 33,373,772 29,870,491 11.73%
Due to banks and other 
financial institutions
3,050,944 3,187,712 -4.29%
Equity attributable to equity 
holders of the parent 
company
3,575,999 3,496,109 2.29%

Net asset value per share (in RMB)

9.04 8.82 2.49%

Notes: (1) Calculated by adding allowance for impairment losses on loans and advances to customers measured at amortised cost with allowance for impairment losses on loans and advances to customers measured at fair value through other comprehensive income.