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Our Achievements

Operating results  (in RMB millions) 2022 2021 Change rate
Net interest income 693,687 690,680 0.4%
Net fee and commission income 129,265 133,024 -2.8%
Operating income 841,441 860,880 -2.3%
Operating expenses 240,884 236,227 2.0%
Impairment losses 182,419 202,623 -10.0%
Operating profit 418,138 422,030 -0.9%
Profit before taxation 422,565 424,899 -0.5%
Net profit 361,038 350,216 3.1%

Balance sheet items (in RMB millions) 2022.12.31 2021.12.31 Change rate
Total assets 39,609,657 35,171,383 12.6%
Total loans and advances to 
customers
23,212,312 20,667,245 12.3%
Allowance for impairment 
losses on loans(1)
672,762 603,983 11.4%
Investment 10,527,292 9,257,760 13.7%
Total liabilities 36,095,831 31,896,125 13.2%
Due to customers 29,870,491 26,441,774 13.0%
Due to banks and other 
financial institutions
3,185,564 2,921,029 9.1%
Equity attributable to equity 
holders of the parent 
company
3,495,171 3,257,755 7.3%

Per share data  (in RMB yuan) 2022.12.31 2021.12.31 Change
Net asset value per share(2) 8.81 8.15 0.66
Basic earnings per share 0.97 0.95 0.02
Diluted earnings per share 0.97 0.95 0.02

Notes: (1) Calculated by adding allowance for impairment losses on loans and advances to customers measured at amortised cost with allowance for impairment losses on loans and advances to customers measured at fair value through other comprehensive income.
(2) Calculated by dividing equity attributable to equity holders of the parent company after deduction of other equity instruments at the end of the reporting period by the total number of ordinary shares at the end of the reporting period.