Our Achievements
Operating results (in RMB millions) |
2022 |
2021 |
Change rate |
Net interest income |
693,687 |
690,680 |
0.4% |
Net fee and commission income |
129,265 |
133,024 |
-2.8% |
Operating income |
841,441 |
860,880 |
-2.3% |
Operating expenses |
240,884 |
236,227 |
2.0% |
Impairment losses |
182,419 |
202,623 |
-10.0% |
Operating profit |
418,138 |
422,030 |
-0.9% |
Profit before taxation |
422,565 |
424,899 |
-0.5% |
Net profit |
361,038 |
350,216 |
3.1% |
Balance sheet items (in RMB millions) |
2022.12.31 |
2021.12.31 |
Change rate |
Total assets |
39,609,657 |
35,171,383 |
12.6% |
Total loans and advances to customers |
23,212,312 |
20,667,245 |
12.3% |
Allowance for impairment losses on loans(1) |
672,762 |
603,983 |
11.4% |
Investment |
10,527,292 |
9,257,760 |
13.7% |
Total liabilities |
36,095,831 |
31,896,125 |
13.2% |
Due to customers |
29,870,491 |
26,441,774 |
13.0% |
Due to banks and other financial institutions |
3,185,564 |
2,921,029 |
9.1% |
Equity attributable to equity holders of the parent company |
3,495,171 |
3,257,755 |
7.3% |
Per share data (in RMB yuan) |
2022.12.31 |
2021.12.31 |
Change |
Net asset value per share(2) |
8.81 |
8.15 |
0.66 |
Basic earnings per share |
0.97 |
0.95 |
0.02 |
Diluted earnings per share |
0.97 |
0.95 |
0.02 |
Notes: (1) Calculated by adding allowance for impairment losses on loans and advances to customers measured at amortised cost with allowance for impairment losses on loans and advances to customers measured at fair value through other comprehensive income. (2) Calculated by dividing equity attributable to equity holders of the parent company after deduction of other equity instruments at the end of the reporting period by the total number of ordinary shares at the end of the reporting period.
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