1 新年致辞 /姜建清
5 媒体聚焦
专题报道
6 深入实践科学发展观 努力提升核心竞争力——中国工商银行发展战略研讨会在北京召开 /本刊编辑部
8 以科学发展观统领“七大战略”——浙江省分行加快建设国际一流现代商业银行分行步伐 浙江省分行办公室/供稿
8 落实“一个指导，五个加强” 向多元化领先者目标前进——广东省分行贯彻总行会议精神规划三年战略 广东省分行办公室/供稿
10 立足新起点 实现新跨越——河北省分行努力谱写区域强行建设新篇章 河北省分行办公室/供稿
12 坚持发展与管理并重 争创一流商业银行——江西省分行认真谋划三年科学发展之路 江西省分行办公室/供稿
14 提升竞争能力 推动升级发展——辽宁省分行全面加快向优良银行迈进的步伐 辽宁省分行办公室/供稿
14 三年成绩斐然 发展任重道远——四川省分行认真贯彻落实总行发展战略研讨会精神 四川省分行办公室/供稿
16 抢抓机遇 科学发展——内蒙古自治区分行全面提升核心竞争力 内蒙古分行办公室/供稿
财经时评
18 拿什么拯救金融危机——对本轮危机下构建国际金融新体系的思考 /金 言
创新沙龙
22 创新：严冬中化“危”为“机”的良方——中国工商银行2008年第五期创新沙龙在北京召开 /杜 悠 付士红
特别策划
26 高山流水清韵载 极目楚天江海阔——中国工商银行湖北省分行力行优质创新服务纪实 /本刊联合采访组
27 寒木春华现宏图——访中国工商银行湖北省分行行长左新亚
经营管理
36 商业银行信用风险管理的创新方向 /李 勇 谢 刚
39 筚路蓝缕 以启山林——关于加快黑龙江省分行发展的实践与思考 /李久新
同业透视
42 业务增长放缓 网点扩张加快——2008年外资银行经营态势分析 /金 昱
银苑说法
45 银行结算与商标侵权之间的法律关系探讨 /平 一
行业追踪
48 路漫漫其修远——岁末年初我国楼市的回顾与展望 /张贻伦
资本市场
52 金融海啸席卷全球 资本市场深度回调——2008年全球股市回顾 /占 语
56 债券市场：供需不平衡或致收益率曲线变陡——2008年我国债券市场回顾与展望 /翟 研
60 偏股型基金大跌 资金涌向固定收益类基金——2008年我国基金行业综述 /黄 陈 李 可
财经书屋
63 美元的国际信用危机——评《美元大崩溃》 /朱 妮
银行博物
64 燕昭延郭隗 遂筑黄金台——钱币上的春秋战国史之一 /汪锡鹏
天南地北
66 睡梦中的江南少女——锦溪 /李国栋
68 用相机书写青春——记工商银行浙江省台州分行青年摄影家郭宬 /宋焕茂
金融双语
71 交易的未来 王 祺/编译
74 观点集录
银海心声
76 梦想绚烂 /叶蔚筠
76 故乡的泥土路 /张坤炎
76 寒冬过后 明天更美好 /梁新贵
77 每天离目标近一点 /陈友梅
77 勇于超越 /王向明
77 “墨菲定律”与“警钟长鸣” /李 想
基层建言
78 如何规避口头挂失风险 /王桂华
78 银行应慎办代理保险业务 /樊艳波
79 重视企业内控制度 提高风险控制水平 /方 戎
80 浅谈反交易业务防范对策 /万小林
图片新闻
插1 中国工商银行成立25周年成就展启动仪式 付士红/摄影报道
中插 《中国工商银行史》新闻发布会在京隆重举行 梁振华 付士红 陈 阳/摄影报道
插2 凯歌高奏迎新春——杨凯生行长一行在广东分行调研并慰问基层员工 赵 静 朱幼和/摄影报道
MAIN CONTENTS
6 ICBC Development Strategy Seminar Held in Beijing
To commemorate China's 30th anniversary of reform and opening up and ICBC's 25th anniversary for establishment, during December 23rd ~ 25th, ICBC development strategy seminar was held in Beijing. Jiang Jianqing, Chairman of ICBC, delivered an important speech on the seminar which was presided over by Yang Kaisheng, president of ICBC. In this issue, we present you with Mr. Jiang's speech excerpts on strategic points, and invited branches of Zhejiang, Guangdong, Hebei, Jiangxi, Liaoning, Sichuan and Inner Mongolia to introduce their major strategies on the second Three-year Plan.
18 What can be the Remedy for Financial Crisis?
A ripple stems from the United States real estate subprime mortgage market finally arouses the most fierce financial crisis storm ever since 1929. As the waves striking, the existing international financial system has been wrecked by endless problems. While the interest groups continue confrontating each other, reform is pressing near as an urgent need. At this historical point of time, China should strive for more discourse power in the international financial arena.
22 Innovation Turns Crisis into Opportunity
Winter falls on present time as well as on current China's economy situation. Thus, how to turn crisis into opportunity is the most concerned issue at the end of this year. The fifth ICBC Innovation Salon in 2008 convened with the topic of "Situation and Prospects", which was presided over by Li Xiaopeng, vice president of ICBC, and was honored to have the famous economic and financial experts' attendance. The guests gave their outlooks, which are beneficial for financial staff at the crucial time linking the past and future.
26 Striding Forward with the Witness of Moutains and Rivers
Located at the intersection of major lifelines of China, ICBC Hubei Branch is facing quite favorable conditions for thriving as the recent introduction of the domestic demands expansion and growth promotion policy. High quality service has been polishing the branch's brand in every step of its progress. With the help of the correspondent group of Hubei Branch, China Urban Finance reporters went to Hubei, to interview with branch president Zuo Xinya, and to collect and share with our readers the work experience and life attitudes of the outstanding front-line staffs.
36 Compass for Credit Risk Management Innovation
The full range impact of China's financial liberalization has been pressing domestic commercial banks to face the need for credit risk management technical reform and innovation. Meanwhile, the ongoing financial crisis is exposing the huge risk embedded in the unregulated financial innovation. Risk control or innovation? Dialectics application in handling the dilemma has showed its practical advantage. In this essay, you may find the way that should be taken for China's commercial banks.
往期内容：
《中国城市金融》2008年期刊目录汇总