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Well-rounded General Insurance
protecting your future
ICBC (Macau) offers you with a variety of insurance products which fits your needs. Our well-rounded insurance services include:
- 5 Year Pay Endowment 65
- Golden Age Retirement Plan
- Mortgage Term Life Single Premium
- Rainbow Age Whole Life Plan
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There are two comprehensive basic plans of your choice, with possible additional outpatient and serious disease medical insurance. Company with 5 or more staff can apply for group medical insurance. We also provide tailor-made insurance plan to fit individual needs.
- No excess payment with premium payment rate
- Personal accident claim up to $2,000,000.00
- Medical care claim up to $1,000.000.00
- Personal liability claim up to $2,500.000.00
- Vehicle rental excess coverage
- Dangerous sports coverage, etc.
* Child Plan coverage is given free to 1 child when 2 adults are insured.
Our Annual Travel Insurance is well-suited to frequent travelers, provided with comprehensive travel coverage on an unlimited numbers of trips outside Macau in a year.
In the event of accident and emergency while you are traveling in China, card holder can receive emergency medical treatment from MOH International Assistance Net-work Hospitals and the hospital network of The Bureau of Medical Administration Health Department of the General Logistics Department People's Liberation Army of China. No deposit payment is required.
- Provide 24-hour worldwide Extensive Personal Accident Cover
- Ensure compensation for the accidental death or permanent disability of the insured persons
- Cover expenses for medical care of accidental injuries
- Cover loss or damage to household contents in the insured premises or gardens as a result of burglary
- Cover loss or accidental damage to contents during removal processes by professional removers from your residence within Hong Kong or Macau districts
- Worldwide personal and home occupier’s liability coverage for the insured persons and their family up to HKD7, 500,000.00 plus legal costs
- “All risks” coverage for equipments and other properties
- Cover additional expenditure spent for business interruption due to accident
- Cover loss of money for crossed cheque and other non-negotiable item up to HKD500.000.00
- “All risks” coverage for equipments and other properties
- Cover additional expenditure incurred due to business interruption caused by accident
- Cover loss of money for crossed cheque and other non-negotiable item up to HKD500.000.00
Provide indemnity regarding accidental damage or water damage because of fire fighting (including loss incurred by fire in the neighborhood or burn down due to thunderbolt damage)
- Cover loss or accidental damage to properties and life of the 3rd part incurred by the insured vehicle
- Cover injured or deceased passengers incurred by traffic accident
- Purchase of comprehensive insurance or 3rd party with fire and theft insurance is optional
Provide indemnity regarding casualties, disablement and all disease incurred by daily works
Provide indemnity regarding accidental damage during transportation
Provide compensation to the 3rd party suffering from all damages of life and properties due to negligence of the insured persons or their employees
Provide indemnity regarding loss or damage due to burglary
- Cover loss of cash due to burglary of your home
- Cover loss of cash due to robbery during transportation
Provide indemnity regarding accidental loss or damage due to construction works. Additional coverage for 3rd party liability is available.
In addition to the above products, we also provide insurance such as Sign Insurance, Profit & Loss Insurance, Property All Risk Insurance, Machine All Risk Insurance, etc. Besides, we also provide tailor-made insurance plans to suit your needs.
For enquiry, please visit our branches or call our service hotline at 889 95588 or our Insurance Department Service Hotline at 8397 6234.
Our business partners include below insurance companies:
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