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Announcement on System Upgrading
 

Dear customers:
To provide you with better services, we will upgrade and maintenance on our System from November 1 to November 2, 2025. During this period, service channels including Online Banking, Mobile Banking, Self-service Terminals, Telephone Banking, and Bank-Enterprise Connectivity will remain available. However, certain functions will be temporarily suspended. Details are as follows:

Channel Suspended Business Type Suspension Time
Personal Mobile Banking
Personal Online Banking
ICBC e-Life App
Credit Card Issuance; Credit Limit Adjustment; Installment Services November 1, 22:00-23:00
XinGuanJia payroll services November 2, 00:00-01:20
ICBC e-Pay November 2, 03:00-03:40
ICBC e-Life iShare Rewards, Non-real-name Card Activation, Card Replacement Progress Inquiry, Scan & Check Limit, Income/Expense Report (in "My" section), Coupon Center (in "Life" section), Bound Other-Bank Card Inquiry November 2, 03:00-04:00
Corporate Mobile Banking
Corporate Online Banking
Bank-Enterprise Interconnect
Active Balance, Quick Redemption Amount Inquiry, Purchasable Amount Query for Active Wealth Management Purchases, Settlement Package Plan Inquiry & Purchase, Ultra-Long-Term Statement Detail Query & Download, Sub-wallet Fund Auto Aggregation, Bill Inquiry, Payee Directory Query & Maintenance, etc. November 2, 04:00-06:00
Payroll Services; Agency Agreement Records Inquiry & Maintenance November 2, 00:30-01:10
Enterprise Internet-Specific Financial Scenarios Rong e Ju B2C Payments, B2B Payments, Refunds, Financing and related services November 2, 04:00-05:30
SMS Banking Cash Installment November 1, 22:00-23:00
ICBC Service Mini Program
ICBC Customer Service Official Account
Bill Inquiry November 2, 03:00-04:00
Self-service Terminal Credit Card Issuance; Credit Limit Adjustment November 1, 22:00-23:00
Others Acquirer-Hosted Interbank Processing November 1, 04:00-05:40
Message Push Service November 2, 00:00-01:00
Acquiring Services: POS Transactions, Interbank ATM Transactions, Aggregated Payment (Merchant/Customer-initiated QR), Cardless Payment, Online Acquiring, Payouts, Merchant Application November 2, 04:00-04:40
Delayed Alerts: ICBC Message Service (Inquiry/Subscribe/Modify), Personal Notice Deposit Account Open/Close, Certificate Time Deposit Open/Close November 2, 04:00-05:00
Regulatory Escrow Cloud Platform and Payment Cloud related services November 2, 00:00-02:00

If you have any questions in business handling after system upgrading, please call 95588.
We apologize for any inconvenience caused, and thank you for your understanding.
It is hereby notified.

Industrial and Commercial Bank of China Limited
October 31th, 2025

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