(I) Use virus to broadcast fake websites
Scammers clone a web page which looks almost identical to a real bank web page and choose logon address very close to the bank's website address. Then they send the URL of the fake website to your computer using virus or spam software and place the URL on the search websites to trick you logon and reveal your card No., password. We have found fake websites such as “http://www.1cbc.com.cn”, “http://mybank.iclc.com.cn/”, “http://www.icbc.dizhen.com” very similar to ICBC website URL: http://www.icbc.com.cn, https://mybank.icbc.com.cn.

(II) Send fraudulent SMS that appear to be from a bank
Scammers send fraudulent SMS to your mobile phone purportedly from your bank, telling that you win the lucky draw or your account has been stolen. You are then asked to confirm your account information by logging on the website specified in the SMS. The website is actually a fake website set up by the phishers to steal your information. If you logon the fake website, your personal particulars (card No., password, ID No.) will be captured by them.

(III) Send fraudulent emails claiming to be from a bank and trick you logon fake website Scammers send fraudulent email messages in junk asking you to click the link in the email and logon an interface that looks very similar to a bank web page. Reasons can be: you win a lucky draw, give you advice, reconcile your accounts, your account number has been frozen, or upgrade of the bank system. Once you click on the link, your card (A/C) No., password will be captured if you enter. Lately, scammers send emails to ICBC customers in the name of "ICBC Online Security Division", asking cardholders to change password at a specified web page to recover their frozen accounts.

(IV) Erect fake e-commerce websites, use fake payment web pages to steal customers' online banking information
First of all, cyber criminals erect a bogus e-commerce website, then publish counterfeit merchandise at Taobao.com, QQ.com or other e-commerce websites. The prices of the counterfeit merchandise are usually far cheaper than similar products in the market. The cyber criminals also leave their QQ No., MSN or other instant messaging No., and URL of the fake e-commerce websites. When you decide to buy the attractive low-priced merchandize and pay online through the website, you are then re-routed to a seemingly legitimate payment web page of a bank. The cyber criminals capture your card No., password once you enter the faked payment web page.