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ICBC e-Wallet Provides Open Internet Financial Services
 

As online consumption scenarios expand in recent years, consumers’ demands for cross-platform, cross-scenario and one-stop financial services have been increasing rapidly. In view of this, ICBC released a brand new service model - “ICBC e-Wallet” in cooperation with its partners, in an effort to provide more convenient financial services to all consumers and build a new online business form of retail finance. By the end of September, ICBC had established “Wallet” business cooperation with more than 260 internet platforms, providing convenient financial services for more than 10 million individual users.

ICBC e-Wallet is an integrated service solution of online retail business launched by the ICBC to its partners based on the classified management system for electronic personal accounts of the People’s Bank of China. No matter whether the individual customers served by the partners are the customers of the ICBC, hold ICBC bank cards or have downloaded ICBC applications or not, they can apply for electronic ICBC accounts through the partners’ online platforms for retail finance businesses, such as account management, payment settlement, investment & wealth management and small-sum financing, through such accounts on the platforms. For example, users can get access to “ICBC Xiaobai digital banking” via “JD Finance” APP to enjoy integrated financial services jointly provided by the ICBC and JD Digits; and enjoy housing purchase fund deposit and custody, owner parking space loan and other services by opening “e-Wallet” in Vanke’s “life.vanke.com”. They may also open a change card via Xiaomi Wallet, that supports the application of various scenarios in Xiaomi’s eco-sphere.

In the next step, ICBC will deeply integrate the financial advantages of commercial banks with the technological advantages of the Internet platforms, in order to keep improving retail finance service quality and efficiency to benefit their customers.


(2019-10-22)
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