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Zengli and Zunli Series Personal RMB Wealth Management Products

☆ Description
The "Zengli and Zunli Series" products are an innovative series of wealth management products launched by ICBC for product restructuring. Compared with traditional fixed-term products, this series demonstrate obvious advantages, such as varied terms and all-year appointment and purchasing. After the lock-up period, the customer can freely choose the redemption time based on their own needs.

☆ Features
1. High yield: The products are secure, with a yield higher than that of fixed-term products of the same term.
2. Flexible purchasing: These products can be purchased on any business day without the term for fund raising as required for previous products, and be confirmed on the next business day. Reservation and purchasing can also be made on non-business days.
3. Quick redemption: The customer can redeem the products on any business day after the minimum holding period, and receive the fund of redemption on the next business day. Also, redemption can be reserved on the date of purchasing or during holding period for early fund planning and convenient management.
4. Easy transaction: The products can be purchased and redeemed through the bank counter, internet banking, mobile banking, and self-service terminal of the ICBC.
5. The product is of floating interests with no guarantee on the principal. The information above is for reference only. Please refer to the product introduction for details that is shown in disclosure at the official website. Terms and conditions are subject to regulations issued by local ICBC branch.

☆ Service Channels and Transaction Time
Services regarding the product are available at all outlets, internet banking, mobile banking, and self-service terminals.
Each business day since the commencement date is an open day. The system is open for purchase and redemption application from 9:00 to 17:00 on any open day. Any application for purchase and redemption made during non-open hours since the commencement date is deemed to be made in the nearest open hour that follows.

The above is for reference only. Details refer to the rules drawn up by local ICBC branch. To save your time, please call your local ICBC before applying for the service.

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