ICBC LINE FRIENDS Credit Card

Waive annual fee of first 3 years!

Online Application Gift

Extra HK$50 Free Credit Card Spending Limit for each card is eligible to new customers who successfully apply designated ICBC (Asia) credit cards upon card approval. The application should take via online.

  • ICBC | LINE FRIENDS Unionpay Dual Currency Diamond Card
  • ICBC | LINE FRIENDS Visa Signature Card

Apply Now

For details, please refer to Terms and Conditions of the Online Application Gift.

Welcome Offer

New customers who successfully apply for ICBC | LINE FRIENDS Visa Signature Card and ICBC | LINE FRIENDS UnionPay Dual Currency Diamond Card can enjoy:

  • Multi-purpose Waffle Maker (Suggested retail price:HK$880) *; And
  • 144 pcs Taiwan Mahjong Set (Suggested retail price:HK$1,880)*

*To be entitled to the relevant welcome offer, new customers are required to accumulate retail spending or cash advance for HK$/RMB3,000 with each card within the first 2 months of new cards issuance. Please click for offer details and refer to the Terms and Conditions .

LINE FRIENDS Store Discount

Spend with the Card to enjoy various exclusive privileges, include:

  • 5% shopping discount at LINE FRIENDS store Hong Kong on the 8th, 18th and 28th of every month
  • Priority invitation for designated LINE FRIENDS activities (Details will be announced later)

Cash Rebate (without limit)

Enjoy up to 1.5% cash rebate by spending with the Card. Rebate will be automatically converted on monthly basis:1:

  • Local Spending – 0.5%
  • LINE FRIENDS Store Hong Kong Spending – 1%
  • Overseas Spending– 1.5%

1.Bonus point and cash rebate are not applicable to cash advances, balance transfer, cash installment loan amount/ tax loan and personal loan amount/ merchant installment loan amount and the repayment amount, reload/ transfer of e-wallet (including but not limited to Alipay, PayMe, Tap & Go and WeChat Pay), donations, purchase of casino chips, gambling transactions, unauthorized transactions, all payment type (including but not limited to credit card charges, cash installment, any financial charges, overdue charges, all account service charges, settlement through online personal banking service or ATM for insurance payment or utilities bills, tax payment, payment for MPF contribution etc. Or other categories as we may at our sole discretion determine from time to time). Also, the Rewards are not applicable to the transactions of supermarkets, fuel, transportation fees, property, motor vehicle, wholesale, hospital and tuition in China etc. (transaction types are determined according to the merchant categories as defined time to time by Visa, MasterCard and UnionPay and reserves the right to change the merchant categories from time to time, or at its sole discretion of Industrial and Commercial Bank of China and (Asia) Limited). Transactions which have not been posted, cancelled, refunded or not authorized are not eligible to the rewards.

Credit Card Spending Installment Plan

Every spending with choice of installment plan for you to enjoy fabulous shopping delights!

  • Super-low monthly flat rate at 0.235% (APR is 5.29%)2
  • 12, 24 and 36 month installment plan of your choice
  • No documents are required
  • Application Hotline3: 2533 8686

2. Monthly flat rate 0.235% and Annualised Percentage Rate (APR) 5.29% are calculated based on Spending Installment amount of HK$10,000, and 12-month repayment tenor. For 24-month and 36-month tenor, APR are 5.46% and 5.48% respectively. The APR is calculated based on the guidelines as set out in the Code of Banking Practice. The Bank shall have the right at its discretion to apportion any Installment payment between interest and principal in such manner as it shall desire. The annualised percentage rate is a reference rate which includes the basic interest rate and other fees and charges of a product expressed as an annualised rate. Terms and conditions apply, for more details on terms and conditions and relevant fee and charges,please visit www.icbcasia.com or call the Customer Service Hotline 2533 8686.

3. Office hour of the Customer Service Hotline: Monday - Friday: 10am - 6pm, except Public Holidays. After language option is selected, please press ‘9’ to talk to a Customer Service representative.

ICBC | LINE FRIENDS Visa Signature Card offers:

Visa Contactless Payment Visa payWaveicon

With Visa Contactless Payment, you can simply tap and pay with your ICBC | LINE FREINDS Visa Signature Card on the card terminal that support contactless payment function. It’s fast, convenient and no need for signature too. Look for the contactless symbol [Visa payWaveicon] and enjoy the ease of contactless payment today!

Buy 1 Get 1 Dinner Buffet at Grand Hyatt Hong Kong4

  • (From Monday to Thursday)Enjoy one complimentary adult dinner buffet at Tiffin upon ordering the same adult buffet
  • 15% off on dinner buffet for third guest onwards (up to 8 persons only)

4. The promotion period for buy-1-get-1 free dinner buffet offer is from 1 January to 30 November 2019 (both dates are inclusive), Offer is valid from Monday to Thursday, not applicable during public holidays and special promotions. Each Promotion Cardholder may redeem the Privilege no more than once per day per transaction per table. Advance payment including the 10% service charge for dinner buffet for 2 persons (original price) is required and must be made via www.buys.hk/best-offers at least 24 hours in advance and is subject to availability. Quota applied during the promotion period on a “first-come-first-served” basis. General terms and conditions of Visa and Grand Hyatt Hong Kong apply. For details, visit www.visa.com.hk .

Buy 1 Get 1 Dining Privilege at Hyatt Regency Hong Kong, Tsim Sha Tsui 5

  • Enjoy one complimentary weekend afternoon tea buffet at Cafe upon ordering the same buffet
  • Enjoy one complimentary selected 3-course set dinner at Hugo’s upon ordering the same menu
  • 12% discount on buffets at Cafe/ 12% discount at Hugo’s (except Sunday brunch)/ 12% discount on lunch and dinner at The Chinese Restaurant (Monday-Friday)/ 15% discount on whole cake purchase

5.The promotion period of Buy-1-get-1 free offer of tea buffet at Cafe and 3-course set dinner at Hugo’s is from 1 January to 30 November 2019 (both dates are inclusive), blackout dates of merchants applied. Each cardholder may redeem the offer no more than once per day. A 10% service charge applies, based on the original price. Advance reservation with payment is required and must be made via www.buys.hk/best-offers at least one day in advance and is subject to availability. Quotas apply. Offer is available on a first-come-first-served basis while stocks last. General terms and conditions of Visa and Hyatt Regency Hong Kong, Tsim Sha Tsui apply. For details, visit www.buys.hk/best-offers. The promotion period of discounts on dining and cake purchase is from 1 January to 31 December 2019 (both dates are inclusive), blackout dates of merchants applied. Offer is applicable to dine-in consumption only, to a minimum of 2 and a maximum of 12 diners per table per transaction, inclusive of the cardholders. Terms and conditions apply. For details, call (852) 2311 1234 or visit www.buys.hk .

Exclusive Turbojet ticket offer “Buy one way, get return ticket for free!” by Grayline Tours6

  • Order Premier Grand Class or Super Class Turbojet tickets online with ICBC Horoscope Visa Signature Card to enjoy “Buy one way, get return ticket for free!”
  • Valid routes: (Sheung Wan/ Kowloon/ Tuen Mun) < > Macau (Outer Harbour/ Taipa)
  • 6.The promotion period is from 1 January to 31 December 2019 (both dates are inclusive). Advance online reservation and payment is required and must be made via www.buys.hk at least 96 hours in advance. Quotas apply, subject to availability. Each cardholder can purchase no more than two tickets per transaction per department day under each privilege. For details, call (852) 2368 7114 or email to reservation@grayline.com.hk. General terms and conditions apply, visit merchant website www.buys.hk for details..

    Enjoy 20% off on The Coronet VIP House ticket at Emperor Cinemas Entertainment Building7

    • Enjoy 20% discount on The Coronet VIP House 2D ticket (with a snack set included) at Emperor Cinemas Entertainment Building.

    7.The promotion period is from 1 January to 31 December 2019 (both dates are inclusive). Cardholders must purchase tickets by Visa contactless payment at the box office counter or Online ticket purchase (Website, mobile app and ticketing Kiosk) with ICBC Horoscope Visa Signature Card. The offer shall not be applicable to designated shows (preview shows, non-movie shows, shows with special request with film distributors), designated blackout dates include: (2 to 10 February 2019, 24 to 26 December 2019), December 31, 2019, bulk purchase and house booking. Cardholders shall pay the surcharge for movie with long duration or special price specified by film distributors (if applicable). General terms and conditions apply, for details, please call (852) 2522 2996 or email to enquiry@emperorcinemas.com.

    Sign and Fly Protection

    Cardholder will be entitled to a free personal accident insurance coverage on public conveyance up to US$500,000 if not less than 50% public conveyance fare is purchased with ICBC | LINE FRIENDS Visa Signature Card.

    Note: Sign and Fly Protection is governed by the master policy held by ICBC (Asia).

    ICBC | LINE FRIENDS UnionPay Dual Currency Diamond Card offers:

    LoungeKey Greater China Airport Lounge Benefit 8

    Cardholders fulfill specified spending requirements can enjoy airport lounge service for 3 times a year, which covers more than 130 designated LoungeKey airport lounges around the Greater China in Chinese Mainland, Hong Kong, Macao and Taiwan, three times per year.

    8.The promotion period is from 1 March to 31 December 2019 (both dates are inclusive). UnionPay Diamond Cardholders who sign up for HK$ 12,000 within two consecutive natural months can enjoy the offer. For details of LoungeKey global airport service: (852)2169 0108 or www.unionpaypremium.com.hk.

    Airport Limousine Service in Hong Kong and Mainland China 9

    Cardholders fulfill specified spending requirements can enjoy airport limousine transfer services at an exclusive rate of HK$250 per trip. Service includes private chauffeur and luggage handling service, meet and greet service etc.

    9.The promotion period is from 1 January to 31 December 2019 (both dates are inclusive). UnionPay Diamond Card cardholders are required to have accumulated retail spending of HK$3,000 or above, with no more than two single transactions, to enjoy the airport limousine transfer services at an exclusive rate of HK$250 per trip. For details, please contact (852)2169 0108 or refer to www.unionpaypremium.com.hk .

    Lunch/ Dinner Buy 1 Get 1 at UnionPay selected restaurants10

    Cardholders can enjoy Buy 1 Get 1 offer for lunch or dinner at selected UnionPay restaurants. For details, please refer to UnionPay website.

    10. The promotion period is from 1 January to 31 December 2019 (both dates are inclusive), blackout dates of merchants applied. The promotion is eligible only via specific online booking, where bookings can be made one month in advance. For details, visit www.unionpaypremium.com.hk or www.diningcity.hk.Enquiry: (852)2169 0108.

    Cinema City 2D /3D/ Atmos Movie Ticket Privilege 11

    • Buy-1-Get 1-Free 2D/3D movie tickets for Friday or Saturday
    • 10% Discount on Movie Tickets
    • 10% Discount on all food and beverages at the concession counter

    11.The promotion period is from 1 January to 31 December 2019 (both dates are inclusive), blackout dates of merchants applied. Cardholders who purchase a regular-priced same-day/pre-sale movie ticket (2D or 3D) for a Friday or Saturday showing, and who have made a single local transaction of at least HK$300 in the same or previous calendar month, will be entitled to a free ticket for the same showing. For 10% off movie tickets offer, cardholders can purchase a maximum of 8 discounted tickets for each transaction.For details, visit www.unionpaypremium.com.hk.Enquiry: (852)2169 0108.

    Two Currencies in One Card

    With both HKD and RMB accounts in one card, you can spend with the local currency across Mainland China and Hong Kong.

    Contactless Payment across Mainland China

    This Card equipped with the contactless payment function of the Shenzhentong12 allows you to ride Shenzhen Metro and designated public vehicles with a simple tag. You can also travel through lines of Shenzhen Metro directly after adding value to the Shenzhentong RMB purse at Shenzhen Metro or Shenzhentong authorized add value service providers.

    12. Tips on usage of the Shenzhentong:
    • The purse of Shenzhentong and the credit card account are two separate independent accounts, those transaction information of Shenzhentong will not be shown on the credit card statement.
    • The Shenzhentong RMB purse has no deposit and is an anonymous sold card, in relation to which loss reporting services are not applicable. Customer should take care of the card. In the event of any loss, theft or card damage induced failure of card reading, the cardholder shall remain fully liable for the balance.
    • The card has no initial stored value. Please add value before use.
    • If the remaining value of your card is zero or negative balance, cardholders have to add value to the card or pay for charges. Cardholders may add value at Shenzhen Metro and Shenzhentong authorized add value service providers with cash up to a maximum stored value of RMB1,000. • Do not hold more than one card or another contactless smartcard over a reader at one time.
    • The Shenzhentong RMB purse is issued subject to Conditions and Laws of Shenzhentong, any use of Shenzhentong shall comply with the Conditions of Issue of Shenzhentong and relevant laws. Please read and understand thoroughly the terms and conditions by laws of Shenzhentong before activate and use of Shenzhentong. For the use and the latest terms and conditions and by laws of Shenzhentong, please visit www.shenzhentong.com ,or access such information at the branch of Shenzhentong or by calling our Customer Service Hotline.

    With a unique function embedded on this Card, customers have rapid access for GSRC Guangzhou-Shenzhen Railway, so customers can take the train without queuing up for tickets and reduce the unnecessary waiting time.

    Experience the new QR code payment convenience via 'UnionPay App'

    Download the 'UnionPay App' with mobile phone and bind with ICBC UnionPay cards to enjoy numerous Hong Kong, Macau and cross-border privileges.

    Contactless Payment for transportation and shopping in Macau

    This Card grants you UnionPay QuickPass function for public transportation in Macau.Besides, you can enjoy hassle free spending in those UnionPay QuickPass-enabled merchants in Hong Kong, China and Macau. It’s fast, convenient and no need for signature.

    Waive Handling Fee of Overseas Spending

    Spend at Overseas with the Card to enjoy handling fee waiver and be exempted from extra charges caused by currency exchange and fluctuation of conversion rates.

    Pocket Wi-Fi Rental Offer

    Exclusive offers for the card13

    • 20% off rental fee upon 30 days prior reservation
    • Extra 20% off for online reservation

    13. The promotion period is from now till 31 December 2019. To enjoy the offers, cardholders are required to settle payment with ICBC | LINE FRIENDS UnionPay Dual Currency Diamond Card. Prior reservation is required and the offer is subject to the terms and conditions. For offer details, terms and conditions of the offers, please contact UnionPay 24 hours exclusive hotline: 3122 2333, or visit www.unionpayintl.com/hk/premiumservice.

    *The above offers are subject to relevant terms and conditions. For detail, please refer to the staff at branches.

    Apply Now!

    Reminder:To borrow or not to borrow ? Borrow only if you can repay !