Credit Card Major Terms & Conditions, Cardholder Agreement and Declaration (For Online Application Only)

1. Please read through the Major Terms & Conditions, Cardholder Agreement and Declaration if you wish to apply UnionPay Dual Currency Credit Card:

2.Please read through the Major Terms and Conditions, Cardholder Agreement and Declaration if you wish to apply HKD Credit Card or Xplore Visa Signature Card:

3.Please read through the Circular to Customers and Other Individuals relating to the Personal Data (Privacy) Ordinance before you apply all types of credit card:

4.Customers may enjoy up to HKD600 Free Credit Card Spending Limit as Welcome Offer when apply all types of credit card. Please read through the Terms and Conditions of the Welcome Offer: