Greater Bay Area Loan - Mortgage

With the rapid development of the Greater Bay Area, more and more Hong Kong resident will consider to purchase properties in the area for self-occupation or investment. Industrial and Commercial Bank of China (Asia) Limited (“ICBC (Asia)”/ the “Bank”) understands customers’ needs and has launched the “Greater Bay Area Loan - Mortgage” to assist Hong Kong resident to buy China properties with ease. Customers may enjoy the convenience of living in the Greater Bay Area.

Make Owning Properties Easy and Satisfy Your Needs

ICBC (Asia) offers comprehensive mortgage loans to assist you in the purchase of Greater Bay Area properties.

  • Cover designated Residential Properties in Primary Market in Shenzhen and Zhongshan
  • Loan amount in HKD up to 60% of purchase price or appraised property value* (whichever is lower)
  • Repayment terms up to 30* years
  • Loan amount up to HKD10,000,000
  • Dedicated professionals of “ Greater Bay Area Loan – Mortgage”to provides information to own your home, such as information related to purchase properties, setting up auto pay for bill payment on water, electricity, gas and mortgage loan repayment etc.

*Subject to different projects.

Simple Application

The Application of “Greater Bay Area Loan – Mortgage” is simple. You just bring the following supporting documents* and visit our branches for application:

  • Hong Kong Permanent Identity Card
  • Sales Contract of the Residential Properties in Primary Market
  • Down Payment Invoice
  • Payroll in bank statement for the latest 3 months
  • Income proof for the latest 3 months
  • Residential proof in Hong Kong

*The Bank reserves the right to request for additional supporting documents for mortgage loan application and approval purposes.

ICBC (Asia) strives to provide professional cross-border services to HK residents and offers one-stop services on owning properties and wealth management in the Greater Bay Area, including ICBC Greater Bay Area Credit Card, ICBC Express Remittance Services etc. Meanwhile, ICBC (Asia) also provides wealth management and financing solutions to cater different customers’ needs and assists customers to manage their wealth with ease.

For more details about "Greater Bay Area Loan-Mortgage" services, please contact our branch's staff or call our customer service hotline at 218 95588.

To borrow or not to borrow? Borrow only if you can repay!

Terms and Conditions apply.

For further information regarding to our appointed loan referral agent list, please contact our customer service hotline at 218 95588.


To borrow or not to borrow? Borrow only if you can repay!