Annual fee exemption Exclusive elegant card face of 12 constellations 10 times of bonus points for consumption on the birthday Three-month free Youku VIP membership Tolerance of delay and shortage, 0 foreign currency exchange fee 50% discount at most for I Go Weekend and 21% cashback at most for I Go Global Consumption at any amount will win an account security insurance for maximum compensation of RMB9,000
Campus-version Cosmos Constellation Credit Card ( “Campus-version Constellation Card”) is specially released by ICBC for undergraduates. With the theme of constellations, 12 hot stamped constellations and blue sides create good-looking faces. The card is available at classic level.
“1+1” application: simultaneous apply for UnionPay single-logo single-currency card (magnetic stripe + PBOC contactless chip) and VISA single-logo multi-currency card (magnetic stripe + EMV contactless chip). This card offers stronger encryption, higher security and wider acceptance. Their accounts are linked so that you can use both cards for payment at home and abroad freely. Note: Campus-version Constellation Card does not support supplementary cards, nor it supports the handling of any other credit cards in the form of supplementary card under the Card. The application for supplementary card is not supported either (except for supplementary card of mobile phone).
Benefits of Campus-version Cosmos Constellation Credit Card
I. Financial Benefits i. Annual fee exemption After Campus-version Constellation card is successfully applied for, the annual fees will be exempted during the validity period.
ii. Tolerance of delay The repayment grace period is 3 days, that is, the Constellation (campus version) card holder will have 3 days as the repayment grace period. As long as the card holder pays off the bill within 3 days following the due day, it is still deemed as punctual repayment.
iii. Tolerance of shortage The grace shortage for minimum repayment is RMB10. By the due repayment grace period date (due repayment date + grace period), when the unpaid portion of the minimum repayment amount for the last bill is less than or equal to RMB10, the campus-version Constellation card holder is deemed to have paid the minimum repayment amount.
iv. Exemption of multi-currency exchange fees No currency exchange fee is charged for any amount of spending overseas. The credit card supports ten foreign currencies including USD, EUR, HKD, GBP, JPY, SGD, CAD, AUD, CHF and NZD. The consumption at the network of VISA in countries or regions of the ten foreign currencies is directly posted to the account in corresponding currencies without currency exchange, so the card holder does not need to pay the exchange fee. For the consumption out of countries or regions of the ten foreign currencies, the exchange fee is automatically exempted.
v. Free account security insurance covering all ICBC credit cards under the name of the card holder for the next month will be offered once the credit card is used for at least one payment for any amount of consumption within one month, with high coverage, quick settlement and maximum compensation of RMB9,000. For details and settlement process, see the “ICBC Credit Card Benefit Section” on the official website of ICBC.
vi. Other financial services Revolving credit and long interest-free repayment period Personal credit consumption loans Human-based password selection function Installment in diverse manners such as phone, POS, counter, Internet Banking, etc. 24-hour Internet and Telephone Banking services Electronic statement service Reward point program
II. Entertainment Benefits for Constellation Card i. 10 times of bonus points on the birthday The Campus-version Constellation Card holder can get 10 times of bonus points for payment with the Card on the birthday. Terms and conditions: For the card holder’s payment meeting with the Bank’s credit points rewarding criteria made on the birthday, 10 bonus points will be rewarded for payment of RMB1, in which 1 point is basic point and recorded on the day automatically, and the other 9 points are awarding points and will be recorded on the 15th day of the next month. One customer may get up to 50,000 bonus points. The date of payment is the date of settlement between the UnionPay and the Bank.
ii. Three-month free membership of video website New customers applying for the first ICBC credit card through online channel may get three-month free Youku VIP membership from WeChat public account of “icbccards” or ICBC e-Life APP as long as they make one card-bound payment for any amount of consumption within 30 days after the Campus-version Constellation Card is activated. Terms and conditions: 1. The offer is available from February 1 to December 31, 2018. 2. At the start of each month, ICBC will draw qualified Campus-version Constellation Card holders of the last month, and the card holder may get three-month free Youku VIP membership from WeChat public account of “icbccards” or ICBC e-Life APP after the 10th day of the next month of consumption (extended accordingly in cases of statutory holidays). 3. When ICBC draws the data of qualified card holders during the period of offer, the card status shall be normal. If the card cannot be used due to control or the status of account is abnormal due to late repayment, the card holder cannot participate in the offer. 4. Card binding methods: WeChat, Alipay, JD pay, Bestpay, Baidu Wallet, Suning Yifubao, epay, ICBC e-Life, Applepay, MI pay, Samsung pay, Huawei pay and HCE Cloud Quick Pay.
III. Cashback for domestic and overseas spending on “I Go” i. Up to 50% discount for “I Go Weekend” From now to October 31, 2018 (excluded), Campus-version Cosmos Constellation Card holders can enjoy a discount of up to 50% for food, shopping, movies, supermarkets, convenience stores, coffee and desserts at 10,000 merchants in 500 business districts of 100 big cities across China on weekends. As for details about the stores, merchants and activity, please subscribe the WeChat public account of “icbccards”, and refer to “I want special offers”-“50% discount for I Go Weekend” and follow the “I Go Weekend” program. After expiry of the benefits, the announcements on latest activities published on the Bank’s official website shall govern.
ii. Up to 21% cashback for overseas purchases and shopping on “I Go Global” From now to February 28, 2018 (excluded), Campus-version Cosmos Constellation Card holders can enjoy a cashback of up to 21% on overseas purchases by sending an SMS reading “XYK8” to 95588 using the mobile phone number preserved at ICBC, or sending “XYK8” to ICBC Messenger via ICBC Link to sign up for the activity. You can enjoy a cash-back of up to 12% (RMB120) for a single payment of no less than RMB1,000 for consumption; besides, for every 6 payments for consumption of no less than RMB300 each, there is a chance of getting another cash-back of 9% for any of these payments, which covers all cross-border merchants both online and offline and is supported by the top six card issuers. The quota is limited, and first come first served. As for specific period, rules and benefits of the activity, please subscribe the WeChat public account of “icbccards”, and refer to “I want special offers”-“21% discount for I Go Global” or click to query. After expiry of the benefits, the announcements on latest activities published on the Bank’s official website shall govern. To the extent permitted by law, ICBC reserves the right to revise the terms and specific rules of this activity, and has the right to suspend or cancel this activity, which will take effect after being published through ICBC channels (such as ICBC website, ICBC credit card WeChat public account).
Quick Payment with Campus-version Cosmos Constellation Credit Card ★Linking the card to your mobile phone You can use your phone to apply for a supplementary card for your Campus-version Constellation Card (UnionPay brand) in use, and swing the phone to make payment. ICBC has launched mobile payment methods such as HCE Cloud Quick Pay, Apple Pay, Samsung Pay, MI Pay, and Huawei Pay. Featuring convenient binding, this service can be enabled immediately to provide customers with quick payment! ★ICBC QR Code You can link your Campus-version Constellation Card in use to ICBC QR code payment, and make payment through the ICBC Link/ICBC Mobile’s “Scan” function, greatly improving the efficiency and convenience of payment. You can also enjoy the privilege of “Random reduction, up to RMB1,000”. ★A full range of payment methods Supporting multiple brands, media and currencies, the card meets your diversified needs by “card swiping, inserting, swinging or scanning”.
Note: Students of all colleges and universities can apply for Campus-version Constellation Credit Card with zero credit line. However, the credit cards with overdraft limits are currently limited to the following colleges and universities (to be extended to other colleges and universities in China successively). Eligible students need to fill out a paper application form at the outlets designated by ICBC and provide the Repayment Commitment of Students for Applying for a Credit Card.(click to download it)
List of Colleges and Universities Eligible for Campus-version Constellation Card
Colleges and Universities
Name of Card-acquiring Outlet
Address of Card-acquiring/Interview & Signature Outlet
Wuhan University of Technology (East Zone of Mafangshan Campus)
No. 75 Luoshi Road, Hongshan District, Wuhan
Wuhan University of Technology (West Zone of Mafangshan Campus)
Ligongda Xinqu Sub-branch
Ligongda Xinqu Sub-branch
West Yard of Mafangshan Campus of Wuhan University of Technology, No. 165 Luoshi Road, Hongshan District, Wuhan
South China University of Technology
F1, #4 Building for Basic Experiment, Teaching Area, University Town Campus, Guangdong University of Technology, Panyu District, Guangzhou
Southwest Jiaotong University (Xipu Campus)
Southwest Jiaotong University New Area Banking Office
No. 999 Xi’an Road, Xipu Town, Pi County, Chengdu
Southwest Jiaotong University (Jiulidi Campus)
Southwest Jiaotong University Sub-branch
No. 111 Beiyi Section of 2nd Ring Road, Jinniu District, Chengdu
Northwestern Polytechnical University
Xi’an Gaoxin Sub-branch
No. 127 Youyi West Road, Xi’an
Xi'an Jiaotong University
Xi’an Dongdajie Sub-branch
XJTU Campus Sub-branch
Within XJTU (opposite to students’ restaurant)
Zhejiang University of Technology
No. 235 Desheng Road, Gongshu District, Hangzhou
Tips: To the extent permitted by law, ICBC reserves the right to revise the terms and specific rules of this activity, and has the right to suspend or cancel this activity, which will take effect after being published through ICBC channels (such as ICBC website, ICBC credit card WeChat public account).