World Endeavour Credit Card endorsed by Lang Ping, the head coach of China women's national volleyball team, offers you four benefits (“Worry-free Finance”, “Cashback for Fashion Brand and Overseas Shopping”, “Simplified Platinum Benefits” and “Security”) to enable you to strive for a good life.
Tailor-made World Endeavour Credit Cards!
The cards adopt the concepts of “Endeavour” and “Gung-ho” in the message of calligraphy, the quintessence of Chinese culture. World Endeavour credit cards are signed by Ms. Lang Ping, the image ambassador for MasterCard world cards. With black, red and blue background, information is printed on the back of cards, the exclusive innovation by ICBC, to protect privacy security and highlight elegant quality and style.
As issuance quantity is limited, please apply for them by December 31, 2018.
Simple Platinum Card
World Endeavour credit cards (“Endeavour cards”) are classified into three levels: simplified platinum, gold and classic. Simplified platinum cards are entitled to MasterCard platinum card privileges, UnionPay platinum card privileges and all benefits (except for airport VIP lounges, aviation accident insurance and travel insurances such as travel inconvenience insurance) for platinum cards.
“1+1” card application: simultaneously apply for MasterCard single-logo multi-currency card (magnetic stripe + EMV contactless chip) and UnionPay single-logo single-currency card (magnetic stripe + PBOC contactless chip). This card offers stronger encryption, higher safety and wider acceptance. Their accounts are linked so that you can use both cards for payment at home and abroad freely. (Note: The product does not support supplementary cards, nor it supports the handling of any other credit cards in the form of supplementary card under Endeavour Card (except for supplementary card of mobile phone.)
Four Benefits for Hard Workers!
I. Worry-free Finance Service
i. Annual fee exemption
Customers who have successfully applied for Endeavour cards (simplified platinum, gold or classic) are exempted from annual fees during the validity period.
ii. Tolerance of delay
The repayment grace period is 3 days, that is, card holders will have 3 days as the repayment grace period. As long as the card holder pays off the bill within three days following the due day, it is still deemed as punctual repayment.
iii. Tolerance of shortage
For cards opened on or later than December 1, 2017, the grace amount for required repayment in the current period is RMB10. By the final repayment date (due repayment date + grace period), when the unpaid portion of all the required repayment amount for the last bill is less than or equal to RMB10, the card holder is deemed to have paid all the required repayment amount.
For cards opened before December 1, 2017, the grace amount for minimum repayment is RMB10. By the final repayment date (due repayment date + grace period), when the unpaid portion of the minimum repayment amount for the last bill is less than or equal to RMB10, the card holder is deemed to have paid the minimum repayment amount.
As from December 1, 2017, for newly-opened Endeavour Cards, the “special interest calculation” method as stipulated in Article 3 of the Peony Credit Card Receipt Contract (Personal Card) shall apply. If the required repayment in the current period has not been fully repaid before the due repayment date (inclusive), the overdraft interests shall be paid for the overdraft transactions (including the repaid portion) from the bank accounting date to the repayment date.
iv. Zero currency exchange fee
No currency exchange fee is charged for any spending overseas. The credit card supports ten foreign currencies including USD, EUR, HKD, GBP, JPY, SGD, CAD, AUD, CHF and NZD. The transaction within the MasterCard network in countries or regions of the ten foreign currencies is directly posted to the account in corresponding currencies without currency exchange, so card holders do not need to pay the exchange fee. For the consumption out of countries or regions of the ten foreign currencies, the exchange fee is automatically exempted.
v. Other financial services
Revolving credit and long interest-free repayment period
Personal credit consumption loans
Human-based password selection function
Installment in diverse manners such as phone, POS, counter, Internet Banking, etc.
24-hour Internet and Telephone Banking services
Electronic statement service
Reward point program
II. Cashback for Fashion Brand and Overseas Shopping
i. 2% cashback for overseas purchase of ten fashion sports brands
From now to December 31, 2018, 2% cashback is given for shopping at more than 20,000 franchised stores for ten fashion sports brands (Adidas, Nike, Under Armour, The North Face, Speedo, Callaway, Puma, Converse, New Balance and Pandora) in 131 countries via Endeavour cards and MasterCard network.
ii. 2% cashback shopping on ten overseas shopping websites
From now to December 31, 2018, 2% cashback is given for shopping on ten overseas shopping websites via Endeavour cards and MasterCard network.
Health: www.IHERB.com, www.gnc.com, www.chemistwarehouse.com.au
Tourism: www.agoda.com, www.hotel.com, www.Expedia.com
Apparel and accessories: www.gap.com, www.asos.com
Terms and conditions
1.MasterCard Endeavour card holders are entitled to such offers, with BIN of 538176, 525613 and 528032.
2.Card holders must make payment at franchised stores (including franchised stores in shopping complexes, click for the list of ten fashion brand merchants giving cashback) of designated brands with independent cashiers or on the above-mentioned official websites by using cards through the MasterCard network.
3.All cashback rewards are denominated in USD and will be paid into the Endeavour card accounts within 10 working days upon transaction. During the activity period, annual cumulative rewards shall not exceed USD800 per card.
4.Any income tax involved in the offer shall be declared and paid by the card holders to relevant tax administrations.
III. Simplified Platinum Benefits
i. Free overseas WIFI
From now to December 31, 2018, simplified platinum Endeavour card holders (MasterCard brand) can book overseas WIFI service if they purchase overseas WIFI rental service through “MasterCard Activity Section” on the official website of Roamingman. Available on a first come first served basis.
Terms and conditions:
1.Simplified platinum Endeavour card holders (MasterCard brand) are entitled to two-day free rental if they purchase overseas WIFI rental service through “MasterCard Activity Section” on the official website of Roamingman. The offer is available for 88 card holders every day. Each card is entitled to one offer every month. If their rental days are eight or more, they can be entitled to another two-day rental free of charge. That is, four-day free rental is provided in total. The offer is available for 300 card holders every month. Each card is entitled to one offer every month.
2.Log into the official website of MasterCard for details. MasterCard reserves the right to adjust the quantity of free rental and times of limited use for each card every month based on the activity effect.
ii. Two-for-one offer of buffet and afternoon tea in five-star hotels
From now to December 31, 2018, a simplified platinum Endeavour card (MasterCard brand) holder with a companion are entitled to 50% off for buffet and afternoon tea in five-star hotel.
Terms and conditions:
1.Many high-tend international hotels participate in the activity, such as InterContinental Hotels & Resorts, Hilton Hotels & Resorts, Banyan Tree and Sofitel.
2.To enjoy benefits, it is necessary to make reservation through MasterCard mobile terminal, website or call the Colourful China’s service hotline 400-636-8008-3. A text message and a serial number for verification will be sent for successful booking. The reservation shall be made by the card holder himself/herself.
3.Log into the official website of MasterCard for details. MasterCard reserves the right to adjust the activity contents based on its effect.
iii. Visa application with RMB99 and above
Before June 30, 2018, simplified platinum Endeavour card (MasterCard brand) holders can apply for visas for Japan, South Korea, Singapore, Taiwan, Republic of China (exit & entry permit), Malaysia, Thailand and Philippines with RMB99 and above, for France, Italy, Spain and UK with RMB499 and above, for USA and Canada with RMB599 and above and for Australia with RMB699 and above on Baicheng.com.
Terms and conditions:
The first 300 Endeavour card holders can enjoy preferential prices every month if they have placed an order on the official website of Baicheng.com. Log into the official website of MasterCard for details. MasterCard reserves the right to adjust the activity contents based on its effect.
vi. Parking in airports with RMB1
Car-loving Platinum Card Holders
Before December 31, 2018, simplified platinum Endeavour card (UnionPay brand) holders can enjoy 2h or 48h parking if they pay RMB1 through swiping cards in designated airport parking areas or UnionPay parking areas in China.
i. Account security insurance
You can enjoy free ICBC’s account security insurance as long as you activate the card and make one payment with it. Maximum insured amount is RMB50,000. During the insurance period, if your ICBC credit cards are lost, stolen, copied, or you are coerced to hand ICBC credit cards to someone else to use, or disclose the bank card number and password to others, as a result of which, your ICBC credit card suffers loss of funds due to stealing or transfer by bank counter, ATM, POS terminal, or online transaction, for transactions made 72 hours before the loss reporting, the insurance company will provide you with insurance compensation. After expiration of the benefit, the latest activity announcement on ICBC’s official website shall prevail.
ii. Account lock
Endeavour Card Holders are entitled to self-service locking, real-time short message alert and de-locking upon reply, offering more convenient consumption and safer card use. Five locks (namely, "overseas lock”, “regional lock”, “night lock”, “overseas cardless payment lock” and “limit lock”) help you prevent identity theft on cards in all aspects.
iii. Health and safety guarantee
Endeavour card holders can download "ICBC e-Life” APP and purchase insurance products (such as medical insurance for parents covering hypertension, hyperlipidemia, hyperglycemia and cancers, RMB1 million medical insurance, personal accident insurance for the whole year and global travel insurance) via "Enjoy Guarantee”. For coverage and instructions, please log into "ICBC e-Life”-“Enjoy Guarantee”. After expiration of the benefit, the latest activity announcement on “ICBC e-Life” shall prevail.
World Endeavour Credit Card, Easier Payment!
★ Linking the card to your mobile phone
You can use your phone to apply for a supplementary card for your Endeavour Card (UnionPay branded) in use, and swing the phone to make payment. ICBC has launched mobile payment methods such as HCE cloud quick pass payment, Apple Pay, Samsung Pay, MI Pay, and Huawei Pay. Quick link to card, “easy opening”, and “quick pass payment”!
★ ICBC QR Code
You can link your Endeavour Card in use to ICBC QR code payment, and make payment through the ICBC Link/ICBC Mobile’s “Scan” function, greatly improving the efficiency and convenience of payment. In addition, a random benefit of up to RMB1000 is offered.
★ All means of payment
Multiple brands, media and currencies, by “swiping, inserting, swinging or scanning”, the card meets your diversified needs.
Tips: To the extent permitted by law, the Bank reserves the right to interpret the benefits and terms of activities of the Endeavour Card, and has the right to cancel the plan or made addition/reduction to or delete the provisions as required (including but not limited to the eligibility and present standards), which will take effect after published through the Bank’s channels (such as the website, ICBC credit card WeChat public account).
Tips: To the extent permitted by law, ICBC reserves the right to revise the terms and specific rules of this activity, and has the right to suspend or cancel this activity, which will take effect after being published through ICBC channels (such as ICBC website, ICBC credit card WeChat public account).